The A to Z of Touch 'n Go eWallet. Find out all its features, limitations and everything in between of the Malaysian favourite eWallet.

Guide to Touch 'n Go eWallet: Everything You Need to Know

<p><span style="background-color: transparent; font-size: 11pt; font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;">If you are seeking alternatives to a bulky wallet, Maybank’s latest e-wallet solution was curated with you in mind. </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/services/digital_banking/mae_by_maybank2u.page"><span style="font-size: 11pt; font-family: Arial; color: rgb(17, 85, 204); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; text-decoration-line: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">MAE</span></a><span style="background-color: transparent; font-size: 11pt; font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;"> by Maybank2u is very much an online payment feature that enables you to conserve money, keep track of your expenditures, and get all your financial-related tasks accomplished.</span><br></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The greatest feature is that you can secure an MAE banking e-wallet account in much less than 5 minutes. All you have to do is merely configure an online account on their website or mobile app, there is no need to stress about having to fill pages with documents and transcripts. Do note that it is applicable to users who are not Maybank users too.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">There are a multitude of e-wallets that come in various functions to ease our day to day transactions. We have covered 7 prominent features of MAE that makes it a standout in today’s highly competitive market.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1. Efficiently track your spendings and create a budget plan&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">MAE will automatically process every one of your expenditures and transform your spendings into a pie chart to help you understand, review and adjust your spending habits. This will free you from the hassle of manually keying in all your spending information as the app will take care of it for you.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This ensures that whether you are making payments&nbsp; for your utilities, taking the tab at a restaurant or transferring funds to your relatives- MAE will display where your money is going. You can even highlight the accounts and cards you want to see, giving you a better view of your monthly expenses. This is easy, accurate, and hassle-free!&nbsp;</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">2. Seamlessly Modify to a proper Maybank Bank account&nbsp;&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;MAE is set up to give young Malaysians convenient access to funds, but you can also consider upgrading your MAE e-wallet account to a full Maybank account. All you have to do is update a few more details about yourself and submit the application online.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The</span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> MAE Visa Debit Card will be delivered to your doorstep; it is applicable to both in-store and online purchases. You could also save on currency fluctuations when you shop overseas, this is ideal for anyone who travels internationally on a regular basis. Don’t worry about ever losing your card, you can easily freeze your MAE account to ensure all transactions will not go through. It is super efficient and secure.&nbsp;</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">3. Receive a virtual visa card</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Upon registering for MAE, you will immediately have access to your very own mobile- based Visa card. As a result, you will be eligible to shop online or attach it to your Maybank Pay or Samsung Pay app in-store. This will give you the privilege of making various purchases in a few clicks.&nbsp;</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">4. Save more money with your friends and family via a Tabung feature</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">To anyone who wants to start saving money but lacks the directions on how to get started, fret not, the Tabung feature will aid you in your journey to saving money through a money sharing system. Whether you're saving up for a trip to Europe, new clothes that you have been eyeing for months, or just an emergency fund, MAE has got you sorted.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">All you need to do is choose a section, fill in the quantity you want to save, give a date on when you would like to reach your objectives, and MAE's Tabung feature will help you create a strategic and measurable plan. What is absolutely remarkable is that you can even set up a team savings fund and invite friends or family to make a contribution to it.</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">5. Easily transfer and receive funds from others&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You do not have to go through the hassle of keying in a person’s bank details to make&nbsp; funds transfer. If you are sending funds to someone who is also a MAE user, the app comes with a DuitNow feature that&nbsp; will allow you to seamlessly make transfers within a few clicks.&nbsp;</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">6. Easily go dutch with your friends when the bill arrives&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">If you ever find yourself in a stressful situation within a large group when the bill comes, MAE has a built-in calculator that will solve the issue for you. You can submit a request to separate the cheque with your friends through the MAE app, and that will help you accurately measure how much everyone has to pay for it. This is extremely useful in social and professional settings.&nbsp;</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">7. Don’t know what to eat? Use the MAE’s Makan Mana Wheel&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Every Malaysian is familiar with the issue of not knowing where to go when it comes to dining! It is not because there are not enough options for us to choose from, but there are simply too many options available! Break the indecisiveness by letting MAE choose for you, all you have to do is (virtually) spin the Makan Mana wheel within the app and it will point you to an eatery within your area. Tadaa, problem solved!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is safe to say that MAE has made a strong impact on the digital fintech scene and it will only continue to grow and evolve with time. Are you interested to find out how MAE compares to other e-wallets in the digital payment space? Click </span><a href="https://ewhallet.com/compare"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">here</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">!</span></p>

<p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;">If you are seeking alternatives to a bulky wallet, Maybank’s latest e-wallet solution was curated with you in mind. </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/services/digital_banking/mae_by_maybank2u.page"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; text-decoration-line: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">MAE</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;"> by Maybank2u is very much an online payment feature that enables you to conserve money, keep track of your expenditures, and get all your financial-related tasks accomplished.</span><br></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">The greatest feature is that you can secure an MAE banking e-wallet account in much less than 5 minutes. All you have to do is merely configure an online account on their website or mobile app, there is no need to stress about having to fill pages with documents and transcripts. Do note that it is applicable to users who are not Maybank users too.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">There are a multitude of e-wallets that come in various functions to ease our day to day transactions. We have covered 7 prominent features of MAE that makes it a standout in today’s highly competitive market.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">1. Efficiently track your spendings and create a budget plan&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">MAE will automatically process every one of your expenditures and transform your spendings into a pie chart to help you understand, review and adjust your spending habits. This will free you from the hassle of manually keying in all your spending information as the app will take care of it for you.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">This ensures that whether you are making payments&nbsp; for your utilities, taking the tab at a restaurant or transferring funds to your relatives- MAE will display where your money is going. You can even highlight the accounts and cards you want to see, giving you a better view of your monthly expenses. This is easy, accurate, and hassle-free!&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">2. Seamlessly Modify to a proper Maybank Bank account&nbsp;&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">&nbsp;MAE is set up to give young Malaysians convenient access to funds, but you can also consider upgrading your MAE e-wallet account to a full Maybank account. All you have to do is update a few more details about yourself and submit the application online.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">The</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"> MAE Visa Debit Card will be delivered to your doorstep; it is applicable to both in-store and online purchases. You could also save on currency fluctuations when you shop overseas, this is ideal for anyone who travels internationally on a regular basis. Don’t worry about ever losing your card, you can easily freeze your MAE account to ensure all transactions will not go through. It is super efficient and secure.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">3. Receive a virtual visa card</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Upon registering for MAE, you will immediately have access to your very own mobile- based Visa card. As a result, you will be eligible to shop online or attach it to your Maybank Pay or Samsung Pay app in-store. This will give you the privilege of making various purchases in a few clicks.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">4. Save more money with your friends and family via a Tabung feature</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">To anyone who wants to start saving money but lacks the directions on how to get started, fret not, the Tabung feature will aid you in your journey to saving money through a money sharing system. Whether you're saving up for a trip to Europe, new clothes that you have been eyeing for months, or just an emergency fund, MAE has got you sorted.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">All you need to do is choose a section, fill in the quantity you want to save, give a date on when you would like to reach your objectives, and MAE's Tabung feature will help you create a strategic and measurable plan. What is absolutely remarkable is that you can even set up a team savings fund and invite friends or family to make a contribution to it.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">5. Easily transfer and receive funds from others&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">You do not have to go through the hassle of keying in a person’s bank details to make&nbsp; funds transfer. If you are sending funds to someone who is also a MAE user, the app comes with a DuitNow feature that&nbsp; will allow you to seamlessly make transfers within a few clicks.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">6. Easily go dutch with your friends when the bill arrives&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">If you ever find yourself in a stressful situation within a large group when the bill comes, MAE has a built-in calculator that will solve the issue for you. You can submit a request to separate the cheque with your friends through the MAE app, and that will help you accurately measure how much everyone has to pay for it. This is extremely useful in social and professional settings.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">7. Don’t know what to eat? Use the MAE’s Makan Mana Wheel&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Every Malaysian is familiar with the issue of not knowing where to go when it comes to dining! It is not because there are not enough options for us to choose from, but there are simply too many options available! Break the indecisiveness by letting MAE choose for you, all you have to do is (virtually) spin the Makan Mana wheel within the app and it will point you to an eatery within your area. Tadaa, problem solved!&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">It is safe to say that MAE has made a strong impact on the digital fintech scene and it will only continue to grow and evolve with time. Are you interested to find out how MAE compares to other e-wallets in the digital payment space? Click </span><a href="https://ewhallet.com/compare"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">here</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">!</span></p>

There are a multitude of e-wallets that come in various functions to ease our day to day transactions, but here are 7 prominent features of MAE that makes it a standout in today’s highly competitive market!

E-wallet Review: Should you download MAE? 

Individuals and businesses can now apply for the 6-month loan moratorium with their respective banks, in line with the PEMULIH stimulus package. Here is what you need to know about the 2021 loan moratorium!

Six-Month Loan Moratorium Now Open for Applications

Even large corporations can use eWallets for the better, whether that’s disbursing payroll or employee benefits.

How Businesses Can Use eWallets in the Workplace

Now, you can buy car insurance through your Touch ‘n Go eWallet. Here’s everything you should know about CarInsure!

What is CarInsure by Touch 'n Go? Here's What You Need to Know.

What is CarInsure by Touch 'n Go? Here's What You Need to Know

Maybank E-Wallet has various promotions and deals for this June's upcoming Father’s Day. To see what promotions are in store for Father’s Day, check out our blog and download the MAE app!

2021 Father's Day MAE Promotions

<p><span style="background-color: transparent; color: rgb(0, 0, 0); font-family: Arial; font-size: 11pt; white-space: pre-wrap;">As a student that is still dependent on monthly allowances from my parents, I am required to save a portion of my money and be strategic on my expenses in order to avoid the “broke student” label.&nbsp;</span><br></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">I am not an impulsive shopper or a reckless spender, but it is increasingly difficult to save money when prices in Kuala Lumpur (KL) seem to be on the rise. The brutal truth is that RM100 is barely enough to cover my expenses in a week.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">From transportation fares to school supplies, the cost of being a resident in the main city of Malaysia can be challenging on a day-to-day basis when you are a full-time student. There are days I would have to skip a meal or reject a social invite to prevent my funds for the month to drastically drop.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">However, I have recently become better at conserving my money without compromising all my needs or wants. Yes, I have found a way to save and get more without taking up a part-time job or asking my parents for an increase in my monthly allowances.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The answer is...E-wallets! I am going to list a number of reasons paired with examples on how it has benefited me.&nbsp;</span></p><ol><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">I can easily track my expenses&nbsp;</span></p></li></ol><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The first and most obvious rule of avoiding the title of “broke student” is to make a budget and stick to it! This means you have to be aware of where your money is going and ask yourself, “is it really worth it?”, chances are your money is being injected into things that only provide short-lived gratification but long-term financial effects.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Now you might be wondering why you still have to do this when I said e-wallets will enable you to save more and get more - I will get to that shortly - but for now, this is an essential step!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Most e-wallets come with an extensive and user-friendly transaction history that will allow you to easily understand your spending habits. For example, I take note of all my e-wallet expenses through the transaction history on </span><a href="https://www.grab.com/my/pay/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabPay</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">. It also sends me a monthly summary of my total spendings via email.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This allows me to see how much I am spending on transportation, food deliveries, fund transfers and so much more. With this insight, I am able to evaluate which area requires more significance over the other and cut down on areas that I can live without. For example, it is necessary for me to put money into Grab’s taxi services as that is my only mode of transport to get to the MRT, which gets me to school. As such, I will reserve food deliveries for the weekends only.&nbsp;</span></p><ol><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">I get to enjoy a variety of cashbacks and discounts&nbsp;</span></p></li></ol><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Okay, this is part you have been waiting for, it is the highlight of making e-wallets a part of my day-to-day spending! For every transaction I make using an e-wallet, I will get rewarded in points or cashbacks that will either offset my next purchase or give me the chance to claim certain rewards such as free rides or discounted food deliveries.&nbsp;&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">For example, all the points I have accumulated on GrabPay known as </span><a href="https://www.grab.com/my/rewards/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabRewards points</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, can be used to give me a massive discount on food deliveries on the weekend! GrabPay comes with a loyalty programme that motivates users to stay with the app through various reward schemes such as getting a FREE premium </span><a href="https://www.spotify.com/us/connect/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Spotify</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;account for three months when you are a Gold or Platinum member.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">I also utilize </span><a href="https://www.myboost.com.my/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> for this particular reason, it allows me to gain (literally) shake for cashbacks after every transaction, it is highly recognised for providing rebates, cashbacks and points after each payment you make. I have also used the points I&nbsp; earned on Boost to redeem gifts and vouchers from Boost’s rewards catalogue.&nbsp;&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Another plus point of using Boost is that I get </span><a href="https://www.myboost.com.my/features/boost-missions/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">RM4 cashback on game credits</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, this is applicable to Boost Tournament, the Playstation Store and Razer Gold!&nbsp;</span></p><ol><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">I do not have to worry about losing my wallet or identification card&nbsp;</span></p></li></ol><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">I once lost my wallet, it not only contained cash but it also carried my identification card (IC), debit card and student card. My heart sank to my stomach when I had to fork out the cash to pay for my losses.</span><a href="https://www.nst.com.my/news/2015/10/higher-charges-replace-lost-ic-beginning-oct-15#:~:text=%E2%80%9CApplicants%20who%20applied%20to%20replace,Registration%20Department%20(NRD)%20counter"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> It costs RM100 to replace an IC itself</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> (the cost will be higher if it is not your first time losing it).&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This is the type of event that will heavily burn a hole in any student’s pockets. With e-wallets, I no longer have to worry or face such misfortune. I only need my phone to make transactions, and it is much easier to lose a wallet than a phone because my phone is frequently in my hands.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In the event that I do lose my phone (touchwood on that), my e-wallet is protected with pin-codes and fingerprint security, this will prevent unauthorised payments from occurring. I can also contact my e-wallet service provider to temporarily freeze my account too.&nbsp;</span></p><ol><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Use different e-wallets for more benefits&nbsp;</span></p></li></ol><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Every e-wallet comes with its own unique set of benefits and functions. To reap the most benefits, I have downloaded multiple e-wallets (for free). This also makes it easy for me to divide and compartmentalise all my expenses.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">For example, I use Boost for in-store purchases, GrabPay for transportation services and PayPal to shop online. Each e-wallet serves as a micro-savings account that brings different opportunities in the form of cashbacks, rewards, gifts, vouchers, points, deals and so much more on a monthly basis!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">I have also utilised eWhallet’s </span><a href="https://ewhallet.com/compare"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">e-wallet comparison tool </span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">to discover which app will give me the best money-saving deals in a particular time.&nbsp;&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">So there you have it, these are some of the ways I have kept myself somewhat steady in the money department as a student. I hope you have found it helpful, if you wish to learn more e-wallet hacks, </span><a href="https://ewhallet.com/blog/e-Wallet_Tips_&amp;_Tricks"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">click here</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">. And if you haven’t yet, consider redeeming your RM150 eBelia credit that is available to students aged 18 to 20 year old before July 22. You can refer to our </span><a href="https://ewhallet.com/blog/post/e-belia-how-to-redeem-rm150-ewallet-credit"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">how-to guide to help you redeem your eBelia</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.</span></p>

Want a way to save and get more money without taking up a part-time job or asking your parents for an increase in your monthly allowances? Read this article to find out how e-wallets how can benefit you!

4 e-Wallet Tips to Save Money as a Student

<p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The RM300 million eBelia programme will open for two million eligible Malaysians aged 18 to 20 this year. Each eligible applicant can claim RM150 in the form of e-wallet credit from one of the participating e-wallets. The credit can be spent until July 31, and the claim period for the credit is from June 1 to July 22. The initiative aims to relieve the financial burden of the country's youths, as well as promote cashless spending among Malaysian youths and full-time students at registered local institutions of higher learning. The programme is a collaboration between the Ministry of Higher Education, Ministry of Youth and Sports and other government agencies.&nbsp;&nbsp;</span></p><h2><span style="font-size:12pt;font-family:Arial;color:#3c3c3c;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">WHO IS ELIGIBLE TO APPLY FOR THE EBELIA PROGRAM?</span></h2><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This program is open to Malaysian citizens according to the following qualifications:</span></p></li><ol><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Aged 18 to 20 years in 2021 (born in 2001 to 2003); OR</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Full -time students at the diploma level or SKM4 and above in public and private institutions of higher learning in Malaysia registered with the ministry involved</span></p></li></ol><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Youth data will be cross -checked with registered local IHLs </span><span style="font-size:13.5pt;font-family:'Times New Roman';color:#333745;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">a</span><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">nd relevant Government databases</span></p></li></ul><h2><span style="font-size:12pt;font-family:Arial;color:#3c3c3c;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">HOW CAN I APPLY FOR THE EBELIA PROGRAM?</span></h2><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Application can be made with the following steps:</span></p></li><ol><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Download the involved e-wallet app from the Apple App Store, Google Play Store or Huawei AppGallery. The e-wallet service providers involved are </span><a href="https://ewhallet.com/ewallet-details/bigpay-e-wallet"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">BigPay</span></a><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, </span><a href="https://ewhallet.com/ewallet-details/boost-e-wallet"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost</span></a><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, </span><a href="https://ewhallet.com/ewallet-details/shopeepay-e-wallet"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">ShopeePay</span></a><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> and </span><a href="https://ewhallet.com/blog/post/touch-n-go-ewallet-frequently-asked-questions"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Touch 'n Go eWallet</span></a></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">For new or existing users, follow the instructions provided in the respective e-wallet app. The e-wallet operator will verify the user's identity electronically</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In the e-wallet app of your choice, enter the required information on the eBelia claim view and press “Submit”</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You will be notified if the claim is successful</span></p></li></ol><li><p><span style="font-size:12pt;font-family:Arial;color:#252525;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Eligible recipients can only claim eBelia credit from one (1) e-wallet service provider. Please refer to the respective e-wallet applications for more information on eBelia credit redemption</span></p></li></ul>

Everything you need to know about the eBelia program and how to redeem.

How to redeem your eBelia RM150 e-Wallet Credit

[Updated] How to redeem your eBelia RM150 e-Wallet Credit

Find out how GO+ by Touch ‘n Go fares against other robo advisors and cash management platforms in Malaysia - from fees to projected returns.

Robo Advisors vs TNG GO+: What's the Difference?

From buying discounted near-overripe fruit to freeze, to exclusively choosing restaurants that accept e-Wallet payments when dining out – there’s… 

How to Pay Your Utility Bills with e-Wallets (Step-by-Step 2021)

<p><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; white-space: pre-wrap;">If you have an undeniable sweet tooth, you might be finding it difficult to keep your cravings for scrumptious treats under control during this Movement Control Order (MCO) that has been extended.&nbsp;</span><br></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">If you miss cafe hopping and making plans to visit food outlets that serve mouth-watering desserts that you have discovered on foodie pages via Instagram, we have listed 5 places that you can order from during this period, these places highly known for satisfying one’s appetite for sweet dishes. A huge bonus is that once you have ordered these treats on your respective e-wallets, you will accumulate points and rewards that can be used to offset your future purchases.&nbsp;</span></p><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabPay</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Salon Du Chocolat: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is an exquisite and high-class chocolate cafe serving an assortment of sweet and succulent desserts and drinks. All are created by their premium selection of chocolate, handled by well-trained staff. Check out their wide selection of handmade chocolates, choco shakes, frappes, hot chocolates and much more.This is highly recommended for chocolate fanatics!</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Dao Desserts: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This</span><span style="font-size:11.5pt;font-family:Arial;color:#050505;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> is a niche dessert cafe selling traditional soy based desserts with a twist. Get your dáofufah craving fixed with their special promotion this MCO; free delivery will be provided to anyone who is 15km away from their outlets.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#050505;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Krispy Kreme Doughnuts: </span><span style="font-size:12pt;font-family:Arial;color:#050505;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This one is for all the doughnut lovers out there. They provide high quality doughnuts paired with impeccable presentations. They are currently selling four unique flavours known as Famous Amos Original Cookie, New York Cheesecake, Kit Kat and Chocolate Mud Pie for a limited time.</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#050505;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Hokkaido Baked Cheese Tarts: </span><span style="font-size:12pt;font-family:Arial;color:#050505;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">These delicious cheese tarts originated from Japan, it carries sustainable unique taste in texture and flavour. It is best known for its soft and creamy center that is piped into a crunchy shortcrust pastry base. One of its signature best sellers is the Baked Cheese Durian, the combination of creamy cheese and durian flesh makes the velvety treat an absolute local delight.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#050505;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Inside Scoop: </span><span style="font-size:12pt;font-family:Arial;color:#050505;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Every ice-cream enthusiast would be familiar with this iconic outlet. </span><span style="font-size:12pt;font-family:Arial;color:#050505;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">They provide a variety of flavours that are freshly handcrafted from scratch using nature’s best ingredients. It is sourced from the world’s highest quality ingredients to create smooth, ultra-creamy texture with no added artificial flavouring or preservatives.The classics from Inside Scoop are Unicorn, Vanilla Bean, Durian, Cookies &amp; Cream, Peanut Butter Cup, Cendol, Teh Tarik, Red Velvet and so much more</span><span style="font-size:10.5pt;font-family:Arial;color:#050505;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Secret Recipe: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">When you think of desserts from Secret Recipe, you think of a wide range of cakes. These whole cakes are split into four categories which are namely creme &amp; chocolate cakes, cheese cakes, premium cakes and square cakes. They also serve a variety of brownies that comes in a tray of 20 pieces.</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Dal.Komm Coffee: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is best known for serving premium roasted coffee but Dal.Komm Coffee produces scrummy pastries and inviting milkshakes too. Their signature desserts are Salted Lava Cruffin, Choco Lava Bingsu, Nutella Banana Cruffin, Premium Chocolate Milkshake and so many more. It is both also visually attractive and filling.&nbsp;</span></p></li></ul><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Llaollao</span><span style="font-size:12pt;font-family:Arial;color:#050505;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">If you are seeking the perfect frozen yogurt on a sunny sunday afternoon, this is the place for you. It is natural and one the healthiest recommended desserts worldwide due to its gluten-free ingredients and&nbsp; high nutritional value. It consists of skimmed milk when served and prime quality toppings. From freshly cut seasonal fruits to cereals, the crunchy toppings and tasty sauces makes it an addictive treat that is low in calories and fat content.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Tealive: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">If you are one of those people that would be found in a lengthy line for bubble tea, keep your eyes out for this. Tealive is dedicated to bringing you the best beverages from a sustainable source. From milk tea to coffee, it offers an array of drinks that will fix your cravings.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Pizza Hut: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">A classic Italina-American style pizza that meets your desire for savory treats. It currently has 350 outlets and it will continue to dominate the pizza sector with it’s signature pizzas such as Blazing Seafood, Chicken Supreme, Hawaiian Supreme, Triple Chicken, Beef Pepperoni, Deluxe Cheese, Veggie Lover and so much more.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Carl’s Jr.: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is known for its iconic charbroiled burgers worldwide. It is one the first burger franchise that introduced vegetarian burgers and it continues to make its food accessible to all walks of life. You can also find the number of calories you are consuming from their website. Don’t miss out on their multiple layered juicy goodness. Some of their best known burgers are Western Bacon Cheeseburger, Super Star With Cheese, The Big Carl and so much more.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Durian Hill SS2: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#f9f9f9;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Durian Hill prides itself on the quality and freshness of their durians and dedication in creating artisanal durian products. Some of their best treats are Durian Mochi, Durian de Plano, Durian White Coffee, Durian Dark &amp; White Chocolate, Durian Soy Milk, Durian Soy Milk, and so much more.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#f9f9f9;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Eggette Lab: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#f9f9f9;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">a spherical egg-based waffle traditional snack </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#f9f9f9;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">that originated from Hong Kong and is now a staple dessert piece all over the southeast region. Dedicated to inventing new flavours, it offers dainty treats such as Eggettewich (a sandwich-like waffle that is rich in protein), Frozen Eggette (frozen sealed packaging to retain freshness), Green Tea (flavoured eggette) and so much more.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Dal.Komm Coffee: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is best known for serving premium roasted coffee but Dal.Komm Coffee produces scrummy pastries and inviting milkshakes too. Their signature desserts are Salted Lava Cruffin, Choco Lava Bingsu, Nutella Banana Cruffin, Premium Chocolate Milkshake and so many more. It is both also visually attractive and filling.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">MCD: </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Of course, you can always count on Boost to hold awesome promotions. Enjoy the Fried Chicken Hot that comes with RM5 cashback! The crispy goodness is not something you want to miss out on.&nbsp;</span></p></li></ul><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">TnG e-wallet</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Use TnG e-wallet to get food deliveries through</span><span style="font-family: Arial; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap; font-size: 16px;"> </span><a href="https://jom.delivereat.my/" target=""><span style="font-size: 16px;">DeliverEat</span></a><span style="font-size: 16px;"></span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, a new food delivery platform that has a vision to give home-based food businesses a chance to share their creation to the mass. Stay tuned for home-made treats that will be delivered to your doorstep.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Another food delivery platform you can purchase from is </span><a href="https://mula2u.com/mula-eats-merchant/"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">MULA Eats</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, it gives users the chance to choose from a variety of popular restaurants. From western to indian desserts, they’ve got you covered. Use promo code “GILADEALS” to get 55% off your order.&nbsp;</span></p></li></ul><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">As you can see, indulging on appetizing desserts this MCO does not need to be difficult when you are utilizing food delivery services via e-wallets. If you are interested to find which e-wallet is offering the best promotions and deals, </span><a href="https://ewhallet.com/promotions"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">click here</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;&nbsp;</span></p>

Indulging on appetizing desserts this MCO does not need to be difficult when you are utilizing food delivery services via e-wallets. Visit our blog to find out which e-wallet is offering the best promotions and deals!

Get the Best Desserts Delivered to Your Home This MCO

Touch ‘n Go eWallet here are the 10 common questions that are commonly asked by Malaysians.

Touch'n Go eWallet - Frequently Asked Questions

Explore the what, why, where and how of the new investment tool GO+ by Touch ‘n Go eWallet. How does it work, and how much do you stand to earn?

What is Touch ’n Go eWallet GO+? An In-Depth Look

There are many promos, deals and prizes up for grabs this Ramadan, so if you are keen on finding out which e-wallet provides the best deals for you, check out our list of the best 2021 Ramadan e-wallet deals here!

2021 Ramadan’s E-wallet Promos

<p>In this holy month of Ramadan, many Malaysians may be wondering how they should go about paying for their zakat.&nbsp;</p><p>While most zakat collection centres will be open while employing social distancing, it’s still not advised to head out the house unless absolutely necessary. The next best option that would come to mind for most is <a href="https://fpx.zakatselangor.com.my/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">E-Zakat PAY</a> – the official online payment portal.</p><p>But did you know you can also make cashless zakat payments via eWallets?&nbsp;</p><h2>What is zakat in the first place?</h2><p>Perhaps you’re an expat, or never fully understood what zakat is and why we pay for it.&nbsp;</p><p>Zakat is an obligatory religious donation in Islam. It’s one of the five pillars of Islam, with the other four being profession of faith <em>(syahadah)</em>, prayer <em>(solat)</em>, fasting <em>(puasa)</em> and pilgrimage <em>(haj)</em>.&nbsp;</p><p>Paying zakat is a means of purifying the wealth you have accumulated by donating it to the needy, hence why it’s paid in proportion to your earnings. This is known as<em> zakat harta.&nbsp;</em></p><p><em>Zakat fitrah</em> on the other hand, is paid during Ramadan and is equivalent to the value of a bushel of the variety of rice eaten in one’s home. You can find this year’s rates for your respective state <a href="https://www.mysumber.com/zakat-fitrah.html" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">here</a>.&nbsp;</p><h2>Which eWallet can be used to pay zakat?&nbsp;</h2><p>At the moment, <strong>Boost</strong> and <strong><a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="">GoPayz</a></strong> are the only eWallets in Malaysia to provide an in-app zakat payment feature.&nbsp;</p><p>Both apps’ partnership with Selangor Zakat Board (LZS) means Malaysians now have an even more convenient option to make their zakat contributions from the safety of their home.&nbsp;<br></p><p>Haven’t heard of <a href="https://www.gopayz.com.my/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">GoPayz</a> before? You’re looking at U Mobile’s very own eWallet just launched last year. In fact, <a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="">GoPayz</a> was the first eWallet in Malaysia to provide a zakat payments feature!</p><p>Recent statements by <strong>Touch ‘N Go eWallet</strong> also claim that the company is in the works of introducing their own zakat payments feature. Though you won’t be able to find this feature on the TNG app just yet, it’s definitely something to keep an eye out for.&nbsp;</p><p>On that note, major eWallet player<strong> Grab</strong> also has yet to introduce a method of paying zakat via their app. While Muslim driver-partners were previously able to opt-in for automatic zakat deduction,<a href="https://www.grab.com/my/blog/driver/car/making-zakat-contribution-easier/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> that feature</a> is currently on hold due to the Movement Control Order.</p><p>Bookmark this article as we will be updating it in accordance to new zakat features launched by eWallets in Malaysia!</p><h2>How to pay for zakat with <a href="https://ewhallet.com/ewallet-details/boost-e-wallet" target="">Boost eWallet</a>​</h2><p></p><figure class="wp-block-image size-large"><div class="se-component se-image-container __se__float-none" contenteditable="false" style="width: 50%;"><figure class="wp-block-image size-large" style="margin: 0px; width: 100%;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-410x1024.png" alt="how to pay zakat with boost" class="wp-image-1334" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-410x1024.png 410w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-120x300.png 120w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-768x1920.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-819x2048.png 819w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-600x1500.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-780x1950.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-1200x3000.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-1920x4799.png 1920w" sizes="(max-width: 410px) 100vw, 410px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="50%," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="50," style="width: 100%;" origin-size="410,1025" data-index="0"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-410x1024.png" alt="how to pay zakat with boost" class="wp-image-1334" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-410x1024.png 410w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-120x300.png 120w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-768x1920.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-819x2048.png 819w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-600x1500.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-780x1950.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-1200x3000.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-1920x4799.png 1920w" sizes="(max-width: 410px) 100vw, 410px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-410x1024.png" alt="how to pay zakat with boost" class="wp-image-1334" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-410x1024.png 410w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-120x300.png 120w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-768x1920.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-819x2048.png 819w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-600x1500.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-780x1950.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-1200x3000.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_Boost_BM-01-1920x4799.png 1920w" sizes="(max-width: 410px) 100vw, 410px" /></noscript><figcaption><div>how to pay zakat with Boost</div></figcaption></figure><p></p><ul><li><strong>Step 1:</strong> Select <em>“zakat” </em>in your Boost homepage </li><li><strong>Step 2:</strong> Find out if the zakat feature is available in your state </li><li><strong>Step 3:</strong> Add new zakat account </li><li><strong>Step 4:</strong> Fill in your details </li><li><strong>Step 5:</strong> For zakat fitrah, select <em>“harga beras”</em> and pay&nbsp;</li></ul><h3>Step 1: Select “zakat” in your Boost homepage</h3><p>Open your Boost app and you should see a “zakat” tile in the homepage. Click on the tile to proceed to the next step.</p><h3>Step 2: Find out if the zakat feature is available in your state</h3><p>Currently, Malaysians residing in five regions can make their zakat contributions via Boost. Stay tuned for more states!</p><ul><li>Kedah</li><li>Selangor</li><li>Wilayah Persekutuan</li><li>Wilayah Labuan</li><li>Wilayah Putrajaya</li></ul><h3>Step 3: Add new zakat account</h3><p>You will be asked to add a new zakat account. This handy feature allows you to key in your details and it will be automatically saved for the next time you make another contribution.</p><p>Select either Zakat Harta or Zakat Fitrah based on which you’re paying for. If you’re helping someone else pay for their zakat, simply open another account with their details instead.&nbsp;</p><h3>Step 4: Fill in your details</h3><p>Insert your details such as name, contact number, NRIC number and the number of persons you are paying for.</p><h3>Step 5: For Zakat Fitrah, select <em>“harga beras”</em> and pay&nbsp;</h3><p>Your total amount will be automatically calculated based on the<em> “harga beras”</em> and number of pax you have filled in. After payment, you will receive your receipt via e-mail which you can then use for tax rebate purposes.&nbsp;</p><h2>How to pay for zakat with <a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="">GoPayz</a> eWallet</h2><p></p><figure class="wp-block-image size-large"><div class="se-component se-image-container __se__float-none" contenteditable="false" style="width: 50%;"><figure class="wp-block-image size-large" style="margin: 0px; width: 100%;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-410x1024.png" alt="how to pay zakat with GoPayz" class="wp-image-1333" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-410x1024.png 410w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-120x300.png 120w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-768x1920.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-600x1500.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-780x1950.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01.png 800w" sizes="(max-width: 410px) 100vw, 410px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="50%," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="50," style="width: 100%;" origin-size="410,1025" data-index="1"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-410x1024.png" alt="how to pay zakat with GoPayz" class="wp-image-1333" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-410x1024.png 410w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-120x300.png 120w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-768x1920.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-600x1500.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-780x1950.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01.png 800w" sizes="(max-width: 410px) 100vw, 410px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-410x1024.png" alt="how to pay zakat with GoPayz" class="wp-image-1333" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-410x1024.png 410w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-120x300.png 120w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-768x1920.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-600x1500.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01-780x1950.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/PayZakatEwallet_GoPayz_BM-01.png 800w" sizes="(max-width: 410px) 100vw, 410px" /></noscript><figcaption><div>how to pay zakat with <a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="">GoPayz</a>​</div></figcaption></figure><p></p><ul><li><strong>Step 1:</strong> Go to “Services” &gt; “Islamic“ &gt; “Zakat” </li><li><strong>Step 2:</strong> Choose your preferred zakat collection body</li><li><strong>Step 3:</strong> Choose your zakat payment option and proceed with payment</li></ul><h3>Step 1: Go to “Services” &gt; “Islamic“ &gt; “Zakat”</h3><p>After signing up for <a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="">GoPayz</a>, click on “Services” &gt; “Islamic” &gt; “Zakat” in either the app or website.</p><h3>Step 2: Choose your preferred zakat collection body</h3><p>Choose from 4 zakat collection bodies currently available on <a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="">GoPayz</a>. Those are:</p><ul><li>Lembaga Zakat Selangor (LZS)</li><li>Majlis Agama Islam dan Adat Melayu Perak (MAIPk)</li><li>Lembaga Zakat Negeri Kedah (LZNK)</li><li>Pusat Pungutan Zakat-MAIWP (PPZ-MAIWP)</li></ul><h3>Step 3: Choose your zakat payment option and proceed with payment</h3><p>From there, you will be directed to an external website operated by the respective body. Choose your zakat payment option and proceed with the payment process.&nbsp;</p><p><br></p><p>Bookmark this article as we will be updating it in accordance to new zakat features launched by eWallets in Malaysia!</p><h2>How to pay for zakat with Touch ’n Go eWallet</h2><div class="se-component se-image-container __se__float-none" contenteditable="false" style="width: 75%;"><figure style="margin: 0px; width: 100%;"><img src="https://lh3.googleusercontent.com/w3eBO9MYhtSF7_MXhp5iRoOEp2QVN1bNIbMRb7wVuAc7KQJbAQeFjMkgAXu9fI3PsdJf9VWpTL178Van8ZcaA3SULUT3fYMK8Qk0Wv79_1-7sYGArrKQikTa4ZXEX3j4YFOeGhPv" alt="" data-proportion="true" data-align="none" data-file-name="w3eBO9MYhtSF7_MXhp5iRoOEp2QVN1bNIbMRb7wVuAc7KQJbAQeFjMkgAXu9fI3PsdJf9VWpTL178Van8ZcaA3SULUT3fYMK8Qk0Wv79_1-7sYGArrKQikTa4ZXEX3j4YFOeGhPv" data-file-size="0" data-origin="," data-size="75%," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="75," style="width: 100%;" origin-size="1138,906" data-index="2"><figcaption style="margin-top: 0px;">how to pay with Touch ’n Go eWallet<br></figcaption></figure></div><ul><li><strong>Step 1:</strong>&nbsp;Visit the <a href="https://www.zakatselangor.com.my/" target="_blank">Lembaga Zakat Selangor</a> website</li><li><strong>Step 2:</strong>&nbsp;Click “Bayar Online”</li><li><strong>Step 3:</strong>&nbsp;Fill in your information</li><li><strong>Step 4:</strong>&nbsp;Select Touch ‘n Go eWallet as your payment method<br></li></ul><h3>Step 1: Visit the <a href="https://www.zakatselangor.com.my/" target="_blank">Lembaga Zakat Selangor</a> website</h3><p>EWallets aside, you can simply visit the Lembaga Zakat Selangor site to make a contribution online.&nbsp;</p><h3>Step 2: <span style="font-size: 15.21px;">Click “Bayar Online”</span></h3><p>On the topmost right corner, click the red “Bayar Online” button.</p><h3>Step 3: Fill in your information</h3><p>From here, you can begin filling in the relevant details such as your name, IC number, type of zakat you’re contributing and contribution amount.<br></p><h3>Step 4: Select Touch ‘n Go eWallet as your payment method</h3><p>Payment-wise, Lembaga Zakat Selangor at the time of writing offers three payment methods - FPX, JomPAY and Touch ‘n Go eWallet. Simply select your preferred method of choice.</p><div><br></div><h2>Why pay for zakat with eWallets?</h2><p>Though making your zakat contributions via eWallet doesn’t entitle you to any of the usual benefits <em>(Boost Coins, Shake Rewards etc.)</em>, it still makes for the more convenient option.</p><p>These days, eWallets are more than a digital way to store cash and make transactions. Use them to <a href="https://ewhallet.com/blog/post/how-to-pay-utility-bills-with-e-wallets" target="_blank">pay your utility bills</a>, make charitable donations and pay for your groceries – and that’s just scratching the surface.</p><p>So while you continue to use your eWallet to reap rewards and discounts for your daily transactions, you can continue to use the same platform for other aspects of life as an all-in-one payment option.</p><p>For more eWallet tips this Ramadan, check out our guide on<a href="https://ewhallet.com/blog/post/how-to-celebrate-ramadan-fasting" target=""> How to Celebrate Ramadan to the Fullest during CMCO!</a></p><p><br></p>

<p>In this holy month of Ramadan, many Malaysians may be wondering how they should go about paying for their zakat.&nbsp;</p><p>While most zakat collection centres will be open while employing social distancing, it’s still not advised to head out the house unless absolutely necessary. The next best option that would come to mind for most is<span>&nbsp;</span><a href="https://fpx.zakatselangor.com.my/" target="_blank">E-Zakat PAY</a><span>&nbsp;</span>– the official online payment portal.</p><p>But did you know you can also make cashless zakat payments via eWallets?&nbsp;</p><h2>What is zakat in the first place?</h2><p>Perhaps you’re an expat, or never fully understood what zakat is and why we pay for it.&nbsp;</p><p>Zakat is an obligatory religious donation in Islam. It’s one of the five pillars of Islam, with the other four being profession of faith<span>&nbsp;</span><em>(syahadah)</em>, prayer<span>&nbsp;</span><em>(solat)</em>, fasting<span>&nbsp;</span><em>(puasa)</em><span>&nbsp;</span>and pilgrimage<span>&nbsp;</span><em>(haj)</em>.&nbsp;</p><p>Paying zakat is a means of purifying the wealth you have accumulated by donating it to the needy, hence why it’s paid in proportion to your earnings. This is known as<em><span>&nbsp;</span>zakat harta.&nbsp;</em></p><p><em>Zakat fitrah</em><span>&nbsp;</span>on the other hand, is paid during Ramadan and is equivalent to the value of a bushel of the variety of rice eaten in one’s home. You can find this year’s rates for your respective state<span>&nbsp;</span><a href="https://www.mysumber.com/zakat-fitrah.html" target="_blank">here</a>.&nbsp;</p><h2>Which eWallet can be used to pay zakat?&nbsp;</h2><p>At the moment,<span>&nbsp;</span><strong>Boost</strong><span>&nbsp;</span>and<span>&nbsp;</span><strong>GoPayz</strong><span>&nbsp;</span>are the only eWallets in Malaysia to provide an in-app zakat payment feature.&nbsp;</p><p>Both apps’ partnership with Selangor Zakat Board (LZS) means Malaysians now have an even more convenient option to make their zakat contributions from the safety of their home.&nbsp;<br></p><p>Haven’t heard of<span>&nbsp;</span><a href="https://www.gopayz.com.my/" target="_blank">GoPayz</a><span>&nbsp;</span>before? You’re looking at U Mobile’s very own eWallet just launched last year. In fact, GoPayz was the first eWallet in Malaysia to provide a zakat payments feature!</p><p>Recent statements by<span>&nbsp;</span><strong>Touch ‘N Go eWallet</strong><span>&nbsp;</span>also claim that the company is in the works of introducing their own zakat payments feature. Though you won’t be able to find this feature on the TNG app just yet, it’s definitely something to keep an eye out for.&nbsp;</p><p>On that note, major eWallet player<strong><span>&nbsp;</span>Grab</strong><span>&nbsp;</span>also has yet to introduce a method of paying zakat via their app. While Muslim driver-partners were previously able to opt-in for automatic zakat deduction,<a href="https://www.grab.com/my/blog/driver/car/making-zakat-contribution-easier/" target="_blank"><span>&nbsp;</span>that feature</a><span>&nbsp;</span>is currently on hold due to the Movement Control Order.</p><p>Bookmark this article as we will be updating it in accordance to new zakat features launched by eWallets in Malaysia!</p><h2>How to pay for zakat with Boost eWallet</h2><p></p><figure><div class="se-component se-image-container __se__float-none" contenteditable="false" style="width: 50%;"><figure style="width: 100%;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="50%,auto" data-rotate="" data-percentage="50%,auto" origin-size="410,1025" style="width: 100%; height: auto;" data-index="0"><figcaption style="margin-top: 0px;">how to pay zakat with Boost</figcaption></figure></div><figcaption>how to pay zakat with Boost</figcaption></figure><p></p><ul><li><strong>Step 1:</strong><span>&nbsp;</span>Select<span>&nbsp;</span><em>“zakat”<span>&nbsp;</span></em>in your Boost homepage</li><li><strong>Step 2:</strong><span>&nbsp;</span>Find out if the zakat feature is available in your state</li><li><strong>Step 3:</strong><span>&nbsp;</span>Add new zakat account</li><li><strong>Step 4:</strong><span>&nbsp;</span>Fill in your details</li><li><strong>Step 5:</strong><span>&nbsp;</span>For zakat fitrah, select<span>&nbsp;</span><em>“harga beras”</em><span>&nbsp;</span>and pay&nbsp;</li></ul><h3>Step 1: Select “zakat” in your Boost homepage</h3><p>Open your Boost app and you should see a “zakat” tile in the homepage. Click on the tile to proceed to the next step.</p><h3>Step 2: Find out if the zakat feature is available in your state</h3><p>Currently, Malaysians residing in five regions can make their zakat contributions via Boost. Stay tuned for more states!</p><ul><li>Kedah</li><li>Selangor</li><li>Wilayah Persekutuan</li><li>Wilayah Labuan</li><li>Wilayah Putrajaya</li></ul><h3>Step 3: Add new zakat account</h3><p>You will be asked to add a new zakat account. This handy feature allows you to key in your details and it will be automatically saved for the next time you make another contribution.</p><p>Select either Zakat Harta or Zakat Fitrah based on which you’re paying for. If you’re helping someone else pay for their zakat, simply open another account with their details instead.&nbsp;</p><h3>Step 4: Fill in your details</h3><p>Insert your details such as name, contact number, NRIC number and the number of persons you are paying for.</p><h3>Step 5: For Zakat Fitrah, select<span>&nbsp;</span><em>“harga beras”</em><span>&nbsp;</span>and pay&nbsp;</h3><p>Your total amount will be automatically calculated based on the<em><span>&nbsp;</span>“harga beras”</em><span>&nbsp;</span>and number of pax you have filled in. After payment, you will receive your receipt via e-mail which you can then use for tax rebate purposes.&nbsp;</p><h2>How to pay for zakat with GoPayz eWallet</h2><p></p><figure><div class="se-component se-image-container __se__float-none" contenteditable="false" style="width: 50%;"><figure style="width: 100%;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="50%,auto" data-rotate="" data-percentage="50%,auto" origin-size="410,1025" style="width: 100%; height: auto;" data-index="1"><figcaption style="margin-top: 0px;">how to pay zakat with GoPayz</figcaption></figure></div><figcaption>how to pay zakat with GoPayz</figcaption></figure><p></p><ul><li><strong>Step 1:</strong><span>&nbsp;</span>Go to “Services” &gt; “Islamic“ &gt; “Zakat”</li><li><strong>Step 2:</strong><span>&nbsp;</span>Choose your preferred zakat collection body</li><li><strong>Step 3:</strong><span>&nbsp;</span>Choose your zakat payment option and proceed with payment</li></ul><h3>Step 1: Go to “Services” &gt; “Islamic“ &gt; “Zakat”</h3><p>After signing up for GoPayz, click on “Services” &gt; “Islamic” &gt; “Zakat” in either the app or website.</p><h3>Step 2: Choose your preferred zakat collection body</h3><p>Choose from 4 zakat collection bodies currently available on GoPayz. Those are:</p><ul><li>Lembaga Zakat Selangor (LZS)</li><li>Majlis Agama Islam dan Adat Melayu Perak (MAIPk)</li><li>Lembaga Zakat Negeri Kedah (LZNK)</li><li>Pusat Pungutan Zakat-MAIWP (PPZ-MAIWP)</li></ul><h3>Step 3: Choose your zakat payment option and proceed with payment</h3><p>From there, you will be directed to an external website operated by the respective body. Choose your zakat payment option and proceed with the payment process.&nbsp;</p><p><br></p><p>Bookmark this article as we will be updating it in accordance to new zakat features launched by eWallets in Malaysia!</p><h2>How to pay for zakat with Touch ’n Go eWallet</h2><div class="se-component se-image-container __se__float-none" contenteditable="false" style="width: 75%;"><figure style="width: 100%;"><img src="https://lh3.googleusercontent.com/w3eBO9MYhtSF7_MXhp5iRoOEp2QVN1bNIbMRb7wVuAc7KQJbAQeFjMkgAXu9fI3PsdJf9VWpTL178Van8ZcaA3SULUT3fYMK8Qk0Wv79_1-7sYGArrKQikTa4ZXEX3j4YFOeGhPv" data-proportion="true" data-align="none" data-file-name="w3eBO9MYhtSF7_MXhp5iRoOEp2QVN1bNIbMRb7wVuAc7KQJbAQeFjMkgAXu9fI3PsdJf9VWpTL178Van8ZcaA3SULUT3fYMK8Qk0Wv79_1-7sYGArrKQikTa4ZXEX3j4YFOeGhPv" data-file-size="0" data-origin="," data-size="75%,auto" data-rotate="" data-percentage="75%,auto" origin-size="1138,906" style="width: 100%; height: auto;" data-index="2"><figcaption style="margin-top: 0px;">how to pay with Touch ’n Go eWallet<br></figcaption></figure></div><ul><li><strong>Step 1:</strong>&nbsp;Visit the<span>&nbsp;</span><a href="https://www.zakatselangor.com.my/" target="_blank">Lembaga Zakat Selangor</a><span>&nbsp;</span>website</li><li><strong>Step 2:</strong>&nbsp;Click “Bayar Online”</li><li><strong>Step 3:</strong>&nbsp;Fill in your information</li><li><strong>Step 4:</strong>&nbsp;Select Touch ‘n Go eWallet as your payment method<br></li></ul><h3>Step 1: Visit the<span>&nbsp;</span><a href="https://www.zakatselangor.com.my/" target="_blank">Lembaga Zakat Selangor</a><span>&nbsp;</span>website</h3><p>EWallets aside, you can simply visit the Lembaga Zakat Selangor site to make a contribution online.&nbsp;</p><h3>Step 2:<span>&nbsp;</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: inherit; font-size: 15.21px; color: inherit; display: inline; vertical-align: baseline;">Click “Bayar Online”</span></h3><p>On the topmost right corner, click the red “Bayar Online” button.</p><h3>Step 3: Fill in your information</h3><p>From here, you can begin filling in the relevant details such as your name, IC number, type of zakat you’re contributing and contribution amount.<br></p><h3>Step 4: Select Touch ‘n Go eWallet as your payment method</h3><p>Payment-wise, Lembaga Zakat Selangor at the time of writing offers three payment methods - FPX, JomPAY and Touch ‘n Go eWallet. Simply select your preferred method of choice.</p><div><br></div><h2>Why pay for zakat with eWallets?</h2><p>Though making your zakat contributions via eWallet doesn’t entitle you to any of the usual benefits<span>&nbsp;</span><em>(Boost Coins, Shake Rewards etc.)</em>, it still makes for the more convenient option.</p><p>These days, eWallets are more than a digital way to store cash and make transactions. Use them to<span>&nbsp;</span><a href="https://ewhallet.com/blog/post/how-to-pay-utility-bills-with-e-wallets" target="_blank">pay your utility bills</a>, make charitable donations and pay for your groceries – and that’s just scratching the surface.</p><p>So while you continue to use your eWallet to reap rewards and discounts for your daily transactions, you can continue to use the same platform for other aspects of life as an all-in-one payment option.</p><p>For more eWallet tips this Ramadan, check out our guide on<a href="https://ewhallet.com/blog/post/how-to-celebrate-ramadan-fasting" target=""><span>&nbsp;</span>How to Celebrate Ramadan to the Fullest during CMCO!</a></p>

In this holy month of Ramadan, many Malaysians may be wondering how they should go about paying for their zakat. … 

How to Pay for Zakat with eWallets

From health coverage to income safeguards, there are a variety of good reasons why we have been encouraged to apply for insurance. So, why do we still hesitate to do it? The answer seems fairly simple: we want it but we do not want all the complications of insurance that comes with it. Read this article to find out how can e-wallets solve this!

Financial Hacks: Easy Access to Insurance via E-wallets

In 2020, usage of e-wallets reached RM20 billion between January and September, as shown in the latest data released by Bank Negara Malaysia. E-wallet providers such as AliPay, Boost, GrabPay, TnG e-wallet, MAE and so many others now experience greater digital transactions throughout the MCO as more Malaysians opt for contactless payment to combat the spread of Covid-19.

Covid-19 continues to increase e-wallet usage

<p><span style="background-color: transparent; font-size: 11pt; font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;">As the curtains close for February, many Malaysians far and wide rejoice as we enter the first week of March with the restrictions of MCO completely lifted across the country, albeit a few changes. For instance, wearing a mask consistently outside and keeping your social distance is the “</span><a href="https://www.thestar.com.my/lifestyle/health/2020/05/21/covid-19-what-does-the-039new-normal039-mean"><span style="font-size: 11pt; font-family: Arial; color: rgb(17, 85, 204); background-color: transparent; font-variant-numeric: normal; font-variant-east-asian: normal; text-decoration-line: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">new normal</span></a><span style="background-color: transparent; font-size: 11pt; font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;">”, but aside from that, the National Security Council (Majlis Keselamatan Negara) has also released a daily stream of messages to all Malaysian citizens on official matters in regards to COVID-19.&nbsp;</span><br></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">One amongst those messages late February is their advice for the public to always use cashless transactions to both reduce and prevent the COVID-19 virus infection spreading, through means such as contactless cards, e-wallets, online payments. Though it is not ideal but in fact inconvenient for some small and medium-sized enterprises (SME) such as morning street market vendors or Ramly Burger stalls, we must adapt in order to both thrive and survive.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In fact, Penang’s state local government is </span><a href="https://www.thestar.com.my/metro/metro-news/2021/02/18/fighting-pandemic-the-smart-way"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">leading by example</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> as they introduced several smart initiatives geared to help the people of Penang curb the pandemic in a more convenient way, such as their “Penang Smart Parking” app that eliminates the need for contact when paying for parking and reduces the risk of contracting COVID-19. Aside from this, there are other smart initiatives like cashless transactions at public markets in Penang which significantly reduces the risk of getting infected AND helps flatten the curve.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">To sweeten your cashless payment experience, Maybank E-Wallet (MAE) has an array of “scan-n-pay” promotions and deals to kickstart this March; so if you have not already done it, </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/services/digital_banking/mae_by_maybank2u.page"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">download the MAE app</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> to the app now to enjoy these cashless benefits!</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Get RM3 Cashback at 99 Speedmart with MAE&nbsp;</span></p><div class="se-component se-image-container __se__float-center" contenteditable="false" style="width: 50%; min-width: 100%;"><figure style="margin: auto; width: 50%;"><img src="https://lh6.googleusercontent.com/BlsyodShDMfadCOSTtXuTdhSCKdfj-flAZ6mSIGyS_1Cg4-s45q-muhEzl_f6CbvcEoTuIoYR2nLJOPG0AFmODFBVwXXvoi2gVz4oN8qISFKC1sE1orNaxqJs4IdmIbsa_IIDFCv" alt="" data-proportion="true" data-align="center" data-file-name="BlsyodShDMfadCOSTtXuTdhSCKdfj-flAZ6mSIGyS_1Cg4-s45q-muhEzl_f6CbvcEoTuIoYR2nLJOPG0AFmODFBVwXXvoi2gVz4oN8qISFKC1sE1orNaxqJs4IdmIbsa_IIDFCv" data-file-size="0" origin-size="640,315" data-origin="," data-size="50%," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="50," style="width: 100%;" data-index="0"></figure></div><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Is there a 99 Speedmart near your area? Do give it a visit as with MAE, you can get a </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/promotions/scanandpay/promo_my_99speedmart0321.page?"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">RM3 cashback</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> when you pay for any groceries and essentials at 99 Speedmart. All you have to do is just Scan-&amp;-Pay a minimum of RM30 using your MAE or Maybank2u MY App to enjoy your cashback, safe and convenient!&nbsp;</span></p><p><span style="background-color: transparent; color: rgb(0, 0, 0); font-family: Arial; font-size: 11pt; font-weight: 700; white-space: pre-wrap; text-align: -webkit-match-parent;"><br></span></p><p><span style="background-color: transparent; color: rgb(0, 0, 0); font-family: Arial; font-size: 11pt; font-weight: 700; white-space: pre-wrap; text-align: -webkit-match-parent;">RM5 Cashback on your Healthcare</span><br></p><div class="se-component se-image-container __se__float-center" contenteditable="false" style="width: 50%; min-width: 100%;"><figure style="margin: auto; width: 50%;"><img src="https://lh5.googleusercontent.com/mC3u8Wsy8JWq0ldZBKNwzSiqLo-qafd3T7nzYj0XZd6G3WsWK9VRoVOdyTiC-5QDYgljQhIp3IMpaWbgt9RO5uANKU0PV55xDhFf5eSy3lP2KtWm0OTftdsahRp9Hx19pWHZrfhy" alt="" data-proportion="true" data-align="center" data-file-name="mC3u8Wsy8JWq0ldZBKNwzSiqLo-qafd3T7nzYj0XZd6G3WsWK9VRoVOdyTiC-5QDYgljQhIp3IMpaWbgt9RO5uANKU0PV55xDhFf5eSy3lP2KtWm0OTftdsahRp9Hx19pWHZrfhy" data-file-size="0" origin-size="640,315" data-origin="," data-size="50%," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="50," style="width: 100%;" data-index="1"></figure></div><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Whether you need to restock your medical supplies, skincare products or it’s just that time of the month again, the point is, we need to visit the pharmaceutical store every now and then. But why stop there when you can also get a </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/promotions/scanandpay/promo_my_healthcare0321.page?"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">RM5 cashback</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> when you pay with the MAE app the next time you make a purchase for your healthcare essentials. Like the promotion earlier, all you need to do is scan &amp; pay a minimum of RM30 at any participating healthcare merchants and participating clinics via your MAE app or Maybank2u MY App to enjoy your cashback.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">So stock up on the health essentials that you and your family need this March at merchants like Watsons, Guardian, Health Lane, Alpro Pharmacy, Big Pharmacy, Caring Pharmacy, Sunway Pharmacy, AA Pharmacy, BP Pharmacy, Lovy Pharmacy, Himalaya and many more!</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Sign up for a Broadband Plan, Scan &amp; Pay to get an Air Purifier</span></p><div class="se-component se-image-container __se__float-center" contenteditable="false" style="width: 50%; min-width: 100%;"><figure style="margin: auto; width: 50%;"><img src="https://lh5.googleusercontent.com/kFMBLTuddgDpOno3EyJBrIzaHBnlWDU7NgVHP6Sqyr3k6IdvmcvGjT2lt3GsRELKWrbS2aLsDf2TeJ2v59d37kOyE7HIU_JGV2Ljtx1YhBZ6zowDSQ0YqnTphUovvXBk1ER5RdCy" alt="" data-proportion="true" data-align="center" data-file-name="kFMBLTuddgDpOno3EyJBrIzaHBnlWDU7NgVHP6Sqyr3k6IdvmcvGjT2lt3GsRELKWrbS2aLsDf2TeJ2v59d37kOyE7HIU_JGV2Ljtx1YhBZ6zowDSQ0YqnTphUovvXBk1ER5RdCy" data-file-size="0" origin-size="665,331" data-origin="," data-size="50%," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="50," style="width: 100%;" data-index="2"></figure></div><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">We all remember that time of the year when Indonasia starts burning again and the haze season dominates our air. Worse still if it is during your exam period or when your assignment deadline, presentation or finals are fast approaching. You can kill two birds with one stone with this exclusive promotion when you sign up for a TM Unifi or TIME broadband plan with KTIC.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Once you have chosen your fibre internet plan, you can get an air purifier worth RM399 when you Scan &amp; Pay just RM1 (yes, just RM1) via MAE upon your successful installation. This promotion is available for a limited time only and while stocks last. For more information as well as the steps needed to sign up for this promotion, visit </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/promotions/maybankqrpay/promo_my_kticgroup1220.page?"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">this link</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">!</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Exclusive Promotions on OnlyKorea</span></p><div class="se-component se-image-container __se__float-center" contenteditable="false" style="width: 50%; min-width: 100%;"><figure style="margin: auto; width: 50%;"><img src="https://lh3.googleusercontent.com/ZNxOx-_mXYZks6jVUdbvloQkQ3J3m3P4nF0GTL6W_5HTQwZ9-E4WXDVG28Lu9x1QhlVF8O5IHd9ORj2a7j661zVpGhtilQJSwSY_Vqm9_Iibs3aCBHT5d3THGvGq7XDorEiGKJQ1" alt="" data-proportion="true" data-align="center" data-file-name="ZNxOx-_mXYZks6jVUdbvloQkQ3J3m3P4nF0GTL6W_5HTQwZ9-E4WXDVG28Lu9x1QhlVF8O5IHd9ORj2a7j661zVpGhtilQJSwSY_Vqm9_Iibs3aCBHT5d3THGvGq7XDorEiGKJQ1" data-file-size="0" origin-size="665,327" data-origin="," data-size="50%," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="50," style="width: 100%;" data-index="3"></figure></div><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Do you like Korean Dramas? Ever wanted to try out their beauty products for yourself, or just want to buy some as a gift for a friend? Get complimentary Korean beauty products worth RM300 when you shop at OnlyKorea and pay using the MAE app!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The complimentary exclusive gifts include:</span></p><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Complimentary MCC mascara and lip balm (WORTH RM120) with a minimum spend of RM99. Use the promo code: OKMBB99</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Complimentary MCC Browcara, lip balm, mascara and nail color (WORTH RM300) with a minimum spend of RM199. Use the promo code: OKMBB199</span></p></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">For more details on how to redeem your complimentary items online, visit </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/promotions/maybankqrpay/promo_my_onlykorea1220.page?"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">this link</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">!</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is evident that MAE is turning tough times into opportunities that anyone and everyone with a mobile device can benefit from! There are also plenty of other e-wallets in the market that are offering a number of promotions to keep the community going. To find more promotions, click </span><a href="https://ewhallet.com/promotions"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">here</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;</span></p>

As cashless transactions are now encouraged to both reduce and prevent the spread of the COVID-19 virus infection, MAE is turning tough times like this into opportunities that anyone and everyone with a mobile device can benefit from. Read this article to find out more!

MAE’s March Marvellous Promotions

<p><span style="background-color: transparent;"><font color="#000000" face="Arial"><span style="font-size: 11pt; white-space: pre-wrap;">In light of International Women’s Day (IWD), we would like to </span><span style="font-size: 14.6667px; white-space: pre-wrap;">recognize</span><span style="font-size: 11pt; white-space: pre-wrap;"> and celebrate women who have paved the way for greater equality and empowerment in this current era. In 2020 and 2021, nations that are led by women in politics (such as New Zealand, Germany, and Bangladesh) earned worldwide recognition for their successful management of the COVID-19 disease outbreak; Kamala Harris broke the social barriers and became the first female, Black, and South Asian vice-president of the United States; and Scotland became the first country that offers free and universal access to menstrual products.</span></font></span><br></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">These are incredible strides towards a more progressive and inclusive society that women have been longing for. While many advancements have been made in this current day and age, the road to gender equality is still a long and winding road. This has been proven by the </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">World Economic Forum’s </span><a href="http://www3.weforum.org/docs/WEF_GGGR_2020.pdf"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Global Gender Gap Report 2020</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">,</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> at the current rate of change, gender parity will not be attained for another 99.5 years.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Many young girls may be discouraged to pursue their professional aspirations and challenge the norms surrounding women in business. They may feel like the realm of entrepreneurship does not have a place for them. Yes, the reality is that it will be a battle but no amount of hardships will compare to the rewards that will come from it!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This year, Whitney Wolfe Herd, a 31 year old woman has paved the way for women in business by claiming the title of CEO and founder of </span><a href="https://bumble.com/"><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Bumble</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, a dating app that challenges the social norms in the dating scene by encouraging women to make the first move on the app. The company’s values are rooted in the safety and mutual respect amongst all participants.&nbsp;&nbsp;&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Herd is the youngest woman to take on such a title. Upon exiting her role as an executive on Tinder, she decided to create her very own dating site that will challenge hetrosexual dating dynamics by giving women the power to initiate the conversation on the app.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Herd explains that it is important to normalize and empower the fact that women can make the first move in dating as it is a powerful shift that will play a major role in boosting their confidence levels.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Out of the hundreds of companies that are public on an annual basis, only a handful of companies are powered and led by women. Only Maria MacCecchini's Annovis Bio and Roni Mamluk's Ayala Pharmaceuticals were present on last year’s list. While many factors can influence the lack of women leading initial public offerings, one reason is that only 2.7% of venture capital dollars went to women-based companies yet Herd stormed through the gender patriarchy and Bumble’s public offerings showed a whooping 21.5 million shares!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Bumble, a female-centric production that consists of leaders and board of executives who are mostly females, clearly and openly filed its IPO paperwork on 15 January. Herd claims that she is making a strong effort to diversify the team to make a difference in the industry.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The company going public is home to both Bumble and Badoo, The combination of users between both apps resulted in 42 million users. The app will continue operating as a "controlled company" with Herd and former CEO of Badoo taking the majority of the voting power over a period of time, this is a massive win as only </span><a href="https://www.businessinsider.com/female-entrepreneurs-face-obstacles-taking-companies-public-2020-12"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">20% of women took over the companies they founded</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Although the business has still not provided Herd's total wealth, the young CEO will receive a gross estimated compensation of approximately $19 million, such as its salary and stock awards. </span><a href="https://fortune.com/2021/02/11/bumble-ipo-ceo-whitney-wolfe-herd-bmbl-stock-shares-interview-app-initial-public-offering/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">According to a recent interview</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, Herd says she is excited to break the barriers that women face in the workplace and intends to keep doing so.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Another big win for the company is that Bumble joined forces with </span><a href="https://fortune.com/company/match-group/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Match Group</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">,&nbsp; one of it’s biggest competitors that owns Tinder, which brings extra revenue and prestige to Bumble as a brand. As such, Herd joins the ranks of the 21 founding women who came before her, from Stitch Fix's Katrina Lake, who took over the public company in 2017, to The RealReal's Julie Wainwright, who decided to take over her public company in 2019, to Muriel Siebert, who took over Siebert Financial decades earlier in 1972. There are also plenty of women who have taken the leadership role in </span><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">biotech, pharmaceuticals, event-planning, nannying, and software companies.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">As you can see, the window of opportunities for women to leave their footprints in the world of business is evolving and expanding in this current generation. All thanks to women like Herd who were brave and bold enough to redefine the standards and capabilities of women in the working arena.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It goes to show that it does not matter what gender you are or how old you are, the pursuit of business and success is open to you. To turn your professional goals into a reality as a woman, here are a few tips to encourage the growth of women in business that are absolutely FREE but POWERFUL.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Express your support towards businesses ran by women on social media</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">One simple and impactful way to break the stereotype and limitations imposed on women is to support the women who are making a change in the realm of business! Follow their pages, like their posts, participate in their events, share their ideas- it cost you nothing but it will boost their brand’s presence, help them stand out amongst competitors and gain potential prospects!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Let men show their support&nbsp;</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Encourage your male family members, friends, employers and co-workers to support the notion of women becoming entrepreneurs.The majority of IWD festivities and development projects are most often aimed at women. Nevertheless, it is extremely important that people of all gender identities engage in this discussion and become equal supporters of gender balance.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Advocate gender equality at the workplace</span></p><p style="margin-left: 25px;"><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This might sound like an intimidating act but it does not need to be aggressive! You can be vocal about the gender gap at work without being hostile to make a point. Instead of arguing about the issue, think of it as a conversation. Be open to hearing people out and educating people on the matter without using threatening or harsh language. Be diplomatic and firm in your beliefs!</span></p><p><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#111111;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In order to guarantee that women continue to progress towards gender equality at work, it is essential that businesses create inclusive working environments. </span><span style="font-size: 11pt; font-family: Arial; color: rgb(17, 17, 17); font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;">During this IWD, let us continue to uplift the women in our lives. Let us acknowledge their day to day struggles and show them our support. Let us join forces in the name of a brighter future that embraces the talents and skills of women. For more inspiring and informative reads, </span><a href="https://ewhallet.com/blog"><span style="font-size: 11pt; font-family: Arial; color: rgb(17, 85, 204); font-variant-numeric: normal; font-variant-east-asian: normal; text-decoration-line: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">click here</span></a><span style="font-size: 11pt; font-family: Arial; color: rgb(17, 17, 17); font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;">.&nbsp;&nbsp;</span></p>

To ensure that women continue to progress towards gender equality at work, it is essential for businesses to cultivate an inclusive working environment. As of the International Women’s Day, read this article for inspiring women empowerment stories and learn how we can uplift women in Malaysia!

International Women’s Day 2021: Youngest self-made Female Billionaire

The growth of e-wallets does not dismiss the growing needs of students. From transportation to entertainment purchases, most e-wallets make it a worthwhile experience for young people. Read more to see what are the benefits that e-wallets have for students!

Must-Have E-wallets for Students

<p><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; white-space: pre-wrap;">When we think about window shopping, need-based shopping, spontaneous shopping or bagging the latest shopping promotions — most Malaysians would immediately think of 1 Utama, one of the largest shopping complexes in the nation situated in Bandar Utama. The tagline for the multiple award-winning regional mall is, “It’s all in one”- as it consists of 700 shops.</span><br></p><p><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; white-space: pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1 Utama has its own e-wallet known as 1Pay, a bonus for those who frequently visit the mall. This is an e-wallet that’s only applicable to shops within 1 Utama, which yields exclusive deals, points and promotions for 1Pay users.</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1Pay is a bonus for members of the ONECARD Loyalty program, as one must apply for a ONECARD or ONECARD Kids+ membership before they can activate their 1Pay accounts. ONECARD memberships are valid for 3 years at a fee of RM20 and 5 years at a fee of RM30. The benefits of becoming a ONECARD holder includes: booking preferred parking spots, cheaper parking fees, birthday rewards, exclusive deals, free rides on 1 Utama’s shuttle bus and becoming eligible to collect UPoints (the points that come after every ONECARD or 1Pay purchase). ONECARD users who have kids aged 12 and above are able to sign their kids up for ONECARD Kids+, the validity of the card follows the corresponding parent’s ONECARD expiry date.</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">ONECARD Kids+ comes with all the same functions and benefits as a ONECARD membership except for parking privileges. Children can redeem UPoints and enjoy extra privileges specially curated for them such as a free gift upon joining the membership, free kiddie rides for the first 3 hours, discover great promotions/discounts on selected stores, birthday rewards, access to The Club at Bukit Utama sports facility via UPoints on weekdays and be informed of exciting kid-friendly activities held in 1 Utama!</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Parents are also able to load funds into their kids’ ONECARD Kids+ accounts and monitor their kids’ spendings without too much worry. The minimum UPoints reload is RM10. Parents may reload UPoints into their children’s&nbsp; ONECARD Kids+ via cash or credit card at any customer service centre within 1 Utama. This is a great way to teach kids the value of cashless transactions!</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1Pay functions much like any other e-wallets; it allows users to attach their credit/debit card to it, transactions are secured through QR codes, points can be redeemed after each transaction, users can transfer/receive funds from other 1Pay users, and it has the capacity to hold RM1,500 (excluding UPoints). It is free for download at the APP store and Google Play.&nbsp;</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Follow these steps to activate your 1Pay account:&nbsp;</span></p><ol><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Download the app and log in with your ONECARD account details</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Set your security question and payment PIN&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Activate your 1Pay e-wallet</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Start shopping to collect UPoints&nbsp;</span></p></li></ol><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The purpose of collecting UPoints is to offset purchases at 1 Utama, as 1 UPoint equates to RM0.01. This is applicable to any ONECARD participating outlet in the shopping complex. If users do not earn enough UPoints, there’s a partial redemption that is available for them! For example, if a user purchases a pair of shoes at RM100, he can redeem 5000 UPoints (RM50) and pay the balance with his 1Pay account. The physical card of ONECARD and the digital form of 1Pay are interchangeable as both reflect the same balance that is powered by one’s credit/debit card.</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><a href="https://www.onecard.com.my/onepay/outlets"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Find out</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;which outlets within 1 Utama are linked to 1Pay, and start utilizing other e-wallets that are widely accepted in Malaysia so that you can take advantage of various </span><a href="https://ewhallet.com/promotions"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">shopping deals</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;the next time you drop by 1 Utama!</span></p>

<p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; white-space: pre-wrap;">When we think about window shopping, need-based shopping, spontaneous shopping or bagging the latest shopping promotions — most Malaysians would immediately think of 1 Utama, one of the largest shopping complexes in the nation situated in Bandar Utama. The tagline for the multiple award-winning regional mall is, “It’s all in one”- as it consists of 700 shops.</span><br></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">1 Utama has its own e-wallet known as 1Pay, a bonus for those who frequently visit the mall. This is an e-wallet that’s only applicable to shops within 1 Utama, which yields exclusive deals, points and promotions for 1Pay users.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">1Pay is a bonus for members of the ONECARD Loyalty program, as one must apply for a ONECARD or ONECARD Kids+ membership before they can activate their 1Pay accounts. ONECARD memberships are valid for 3 years at a fee of RM20 and 5 years at a fee of RM30. The benefits of becoming a ONECARD holder includes: booking preferred parking spots, cheaper parking fees, birthday rewards, exclusive deals, free rides on 1 Utama’s shuttle bus and becoming eligible to collect UPoints (the points that come after every ONECARD or 1Pay purchase). ONECARD users who have kids aged 12 and above are able to sign their kids up for ONECARD Kids+, the validity of the card follows the corresponding parent’s ONECARD expiry date.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">ONECARD Kids+ comes with all the same functions and benefits as a ONECARD membership except for parking privileges. Children can redeem UPoints and enjoy extra privileges specially curated for them such as a free gift upon joining the membership, free kiddie rides for the first 3 hours, discover great promotions/discounts on selected stores, birthday rewards, access to The Club at Bukit Utama sports facility via UPoints on weekdays and be informed of exciting kid-friendly activities held in 1 Utama!</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Parents are also able to load funds into their kids’ ONECARD Kids+ accounts and monitor their kids’ spendings without too much worry. The minimum UPoints reload is RM10. Parents may reload UPoints into their children’s&nbsp; ONECARD Kids+ via cash or credit card at any customer service centre within 1 Utama. This is a great way to teach kids the value of cashless transactions!</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">1Pay functions much like any other e-wallets; it allows users to attach their credit/debit card to it, transactions are secured through QR codes, points can be redeemed after each transaction, users can transfer/receive funds from other 1Pay users, and it has the capacity to hold RM1,500 (excluding UPoints). It is free for download at the APP store and Google Play.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Follow these steps to activate your 1Pay account:&nbsp;</span></p><ol><li><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Download the app and log in with your ONECARD account details</span></p></li><li><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Set your security question and payment PIN&nbsp;</span></p></li><li><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Activate your 1Pay e-wallet</span></p></li><li><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Start shopping to collect UPoints&nbsp;</span></p></li></ol><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">The purpose of collecting UPoints is to offset purchases at 1 Utama, as 1 UPoint equates to RM0.01. This is applicable to any ONECARD participating outlet in the shopping complex. If users do not earn enough UPoints, there’s a partial redemption that is available for them! For example, if a user purchases a pair of shoes at RM100, he can redeem 5000 UPoints (RM50) and pay the balance with his 1Pay account. The physical card of ONECARD and the digital form of 1Pay are interchangeable as both reflect the same balance that is powered by one’s credit/debit card.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><a href="https://www.onecard.com.my/onepay/outlets"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">Find out</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">&nbsp;which outlets within 1 Utama are linked to 1Pay, and start utilizing other e-wallets that are widely accepted in Malaysia so that you can take advantage of various </span><a href="https://ewhallet.com/promotions"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">shopping deals</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">&nbsp;the next time you drop by 1 Utama!</span></p>

1Pay allows users to attach their credit or debit card to it, transactions are secured through QR codes, points can be redeemed after each transaction, users can transfer or receive funds from other 1Pay users, and can hold up to RM1,500. Find out what other benefits 1Payz has for you!

E-wallet review: What is 1Payz?

E-wallets is the answer to getting your basic needs from the supermarket without compromising others and yourself. Read this article to explore all the whys and hows behind this answer!

Grocery shopping made easy with e-wallets

With many industry experts claiming that Malaysia is the prime market for the advancement of e-wallets, it is the usage of unique digital payments that opens the gateway to countless discounts, rewards and vouchers from numerous merchants that draw Malaysians. Find out what the best Top 3 e-wallets can do for you!

Unique features of Malaysia's top 3 e-wallets

<p><span style="background-color: transparent; color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; white-space: pre-wrap;">AliPay is one the most well known e-wallets in Asia, especially in China. It is a third party mobile and online payment platform established in 2004. There are millions of online and in-store transactions that stem from AliPay on a daily basis. AliPay works much like other e-wallets; you are required to attach your debit/credit card to the app and then use it to make fast and convenient purchases. For example, In 2013, AliPay overtook PayPal as the world’s largest mobile payment platform of the year and it continues to dominate the e-wallet market today.</span><br></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">How does AliPay work?&nbsp;</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Once customers have attached their debit/credit card details to an AliPay account, they can opt to make payments through a QR code using the app or by filling in their AliPay account details. If the transaction is successful on the app, the transaction status will alert users that it is complete and MultiSafepay, a payment process solution for recurring, multicurrency or split payments, will add the funds to the balance of one’s MultiSafepay control.&nbsp;</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The app has made it possible for people to </span><a href="https://www.adyen.com/payment-methods/alipay"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">pay</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> their bills without moving from the comfort of their homes. With the all-encompassing mobile payment app, one can pay for your airline’s ticket, transfer money, pay for cabs and utility bills, or buy a beer – all of the above by just using their phone.</span></p><p><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; font-weight: 700; white-space: pre-wrap;"><br></span></p><p><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; font-weight: 700; white-space: pre-wrap;">Security on AliPay:</span></p><ul><li><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; white-space: pre-wrap;">100 percent reimbursement for unauthorized transactions.</span></li><li><span style="font-size: 12pt; font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;">90 days of </span><a href="https://www.worldremit.com/en/stories/story/2020/02/22/alipay"><span style="font-size: 12pt; font-family: Arial; color: rgb(17, 85, 204); font-variant-numeric: normal; font-variant-east-asian: normal; text-decoration-line: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">payment protection</span></a><span style="font-size: 12pt; font-family: Arial; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; white-space: pre-wrap;">.</span></li><li><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; white-space: pre-wrap;">Quick-response time</span></li></ul><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Benefits of using AliPay:</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">AliPay users do not have to carry bulky wallets or multiple cards. They can manage everything within the app which makes it safer and more convenient for use.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Online shopping can be secured through a PIN code. Therefore, no lengthy fillings of personal information or card details are required for every transaction.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">A pin code is needed to authorize every transaction. Users can use their smartphones to enable touch ID or fingerprint security systems to secure payments.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">AliPay is available on budget-friendly online stores such as Taobao and Tmall.</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Easily </span><a href="https://www.globepay.co/2019/07/25/what-are-the-advantages-of-alipay/"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">transfer funds</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> to other AliPay users.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">There is also an option to invest in mutual funds with </span><a href="https://www.alibaba.com/premium/taobao_web.html?src=sem_ggl&amp;cmpgn=10516458655&amp;adgrp=105476400953&amp;fditm=&amp;tgt=kwd-334804431519&amp;locintrst=&amp;locphyscl=9066779&amp;mtchtyp=e&amp;ntwrk=g&amp;device=c&amp;dvcmdl=&amp;creative=447944589318&amp;plcmnt=&amp;plcmntcat=&amp;p1=&amp;p2=&amp;aceid=&amp;position=&amp;gclid=CjwKCAiAjeSABhAPEiwAqfxURcHi8NUEmhdiQEeS6BrciYxTqAb0yyCuSoPrC51n53R1mfbLEaWtWRoCs8oQAvD_BwE"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Alibaba </span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">A clear transaction history to help users manage their funds.&nbsp;</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It can be optimized on </span><a href="https://www.aliexpress.com/?src=google&amp;albch=fbrnd&amp;acnt=304-410-9721&amp;isdl=y&amp;aff_short_key=UneMJZVf&amp;albcp=2068664807&amp;albag=79246744747&amp;slnk=&amp;trgt=aud-529380664054:kwd-464198394164&amp;plac=&amp;crea=367988956718&amp;netw=g&amp;device=c&amp;mtctp=e&amp;memo1=&amp;albbt=Google_7_fbrnd&amp;aff_platform=google&amp;albagn=888888&amp;gclid=CjwKCAiAjeSABhAPEiwAqfxURaL4oTv6LiE2XGDB0KuI0FRvzSL5RfAjhM9CZmBC1T-xB5iS6PWgQRoCMyoQAvD_BwE"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">AliExpress</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> .&nbsp;</span></p></li></ul><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">How to use AliExpress via AliPay?</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You can pay for your orders on AliExpress using Alipay. The whole process is simplified to speed up the shopping process and can be broadly divided into four steps:&nbsp;</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The first thing would be to select the product on AliExpress.</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Select Alipay as your mode of payment when checking out. With this, you can use Alipay to pay for your orders.</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The seller delivers the goods to you.</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Once you receive your order, Alipay will finally transfer the money to the seller. This is done only after you indicate satisfaction with the product.</span></p></li></ul><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Yes, it really is that simple! Keen on getting </span><a href="https://intl.alipay.com/"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">registered</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> on AliPay? Do note you will need the following things to apply:</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Passport Number</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Phone Number</span></p></li><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Bank Account</span></p></li></ul><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Do you have these things ready? Now you can finally make your Alipay account and enjoy the tremendous benefits it offers. </span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Create your account and shop away without any hassle!</span></p>

One the most well known e-wallets in Asia, AliPay overtook PayPal as the world’s largest mobile payment platform in 2013 and continues to dominate the e-wallet market today. Read on to find out why.

E-wallet Review: What is AliPay

<p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; white-space: pre-wrap;">Love is in the air...within the four walls of my home. Yes, this Valentine's Day (V-Day) is drastically different from what I am used to due to the Movement Control Order (MCO) that is set by our government. I can no longer book my favourite restaurant, buy movie tickets, plan a getaway or do something over-the-top in the spirit of love. But I have figured that in such trying times, I believe my partner will appreciate my effort in expressing affection and gratitude towards her more than ever.&nbsp;</span><br></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">But let’s be honest, most of us are required to monitor our expenses and start saving through such unpredictable times. Financially, it would not be wise for me to splurge on my girlfriend when the current situation has put a strain on my means for survival. So, how do I make the 14th of February a day to remember for her without putting a hole in my pockets?&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Luckily, various e-wallets in the market hear the struggles of us lads and are gracious enough to provide numerous promotions and deals to help us get by, phew!</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">MyTreats by MAE</span></p><ul><li><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">I signed up to be a </span><a href="https://mytreats.maybank.com/my"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">MyTreats member</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"> and saved 47% on a pair of heart-shaped red ceramic stud </span><a href="https://mytreats.maybank.com/my/celovis-esme-love-heart-with-red-ceramic-stud-earrings/p/170668"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">earrings</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">. This site offers a variety of V-day worthy </span><a href="https://mytreats.maybank.com/my/Store/my/Topic/2021valentinesday/789"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">gift sets</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"> that will help you save up to 70%. From handbags to essential oil, it is pretty difficult to not find something that will surely draw a smile on a girl’s face. Also, there are some pretty great gifts for gents too. I was definitely tempted to subtly hint to my girlfriend that I was mesmerized by a pair of New Balance shoes on the site!</span></li></ul><p><br></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Discounted meals by GrabPay</span></p><ul><li><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; white-space: pre-wrap;">I decided to send some scrumptious desserts paired with a hand-written note to her home through GrabPay. I used the promo code “EXTRAHUAT” and saved 30% off my order. This is a big win, I get to make both my girlfriend and my bank account happy!&nbsp;</span></li></ul><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Earn extra Boost Coins</span></p><ul><li><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">My girlfriend is a huge fan of stylish blazers and jackets, I often catch her browsing through the women’s section on Zalora’s site in an attempt to find the ideal fit. I decided this was the perfect time to surprise her with something she has been eyeing on Lazada’s page for months because Boost offered users the chance to earn 5x Boost Coins coupled with a RM30 off discount and 3% cashback when users use the promo code “BOOST2021” on Zalora. It was a complete steal, I could not miss it!&nbsp;</span></li></ul><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">Unifi Lite by TnG e-wallet</span></p><ul><li><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">We dedicated a virtual dinner date together. It was strange yet amazing to know that a wifi connection was keeping us together. We were definitely filled with gratitude that we are living in a day and age where everything is at the tip of our fingers. With that being said, I had to make sure that no technical difficulties were going to disrupt our date night. Thankfully, a </span><a href="https://www.tngdigital.com.my/unifi-lite"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">FREE unifi broadband</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"> trial was available from TnG e-wallet, it comes with a RM30 reload pin and allows FREE wifi to take place in over 11k locations. I could also enjoy free calls and unlimited data for entertainment, which allowed me and my girlfriend to Netflix and Chill (virtually) via </span><a href="https://www.netflixparty.com/"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">netflix party</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">.&nbsp;</span></li></ul><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">So there you have it, this is how I managed to save money while spoiling my significant other during MCO.&nbsp; As you can see, I needed to utilize a number of e-wallets to make the most out of the special day. It is definitely encouraged to make use of a number of e-wallets to get your hands on all the seasonal promotions in the market. I kept myself informed of all the latest e-wallet deals </span><a href="https://ewhallet.com/promotions"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; white-space: pre-wrap;">here</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); display: inline; vertical-align: baseline; background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; white-space: pre-wrap;">.&nbsp;&nbsp;</span></p>

Sharing how I saved more than RM100 on valentines day using e-wallets in Malaysia!

V-Day during MCO: How I Saved RM100 using e-Wallets

As we continue to stay at home to flatten the curve of Covid-19, we’ve got you covered with an array of e-wallet specials that will bring extra cheer (in the form of savings and rewards) to your home this festive season!

Get more savings and rewards this Chinese New Year

<p><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; white-space: pre-wrap;">The social constraints that came with Covid-19 is the reason why the consumption of&nbsp;entertainment platforms such as Netflix and Spotify have spiked drastically. People often turn to entertainment as a stress reliever during taxing times.&nbsp;</span><br></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The realm of entertainment includes radio, video games, fictional reads, events and so much more. The entertainment space doesn’t serve as a primary sector of the economy and it has limited accessibility today due to Covid-19. However, it still plays a pivotal role in the nation’s GDP; it’s still worth knowing all the offers that are attached to e-wallet entertainment purchases as this is an industry that is heavily ingrained in the lives of many. Especially the era of millennials.&nbsp;</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">People will never stop seeking and consuming multiple forms of entertainment. Therefore, consumers are always keeping an eye out on the best bang for their buck, and e-wallets provide a line-up of benefits that are hard to turn away from.</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost allows users to </span><a href="https://web.myboost.com.my/where-to-boost/"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">scan and pay at a variety of entertainment outlets</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> such as Star Archery and Sports Direct. Boost awards users with cashback, points and vouchers after each purchase. This helps users save money while consuming their favourite forms of entertainment.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost users can also gain rewards and access attractive deals on digital stores such as Christy Ng, Zalora, Fave, Easy Parcel, Happy Bunch, Hermo, Fashion Vallet and so much more.&nbsp;</span></p></li></ul><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabPay</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabPay joined forces with Maybank to launch </span><a href="https://www.grab.com/my/pay-deals/bank-card-promo/maybank-grab-mastercard-platinum-credit-card/"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Maybank Grab Mastercard Platinum credit card</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, a dual-faced credit card which offers up to 5x GrabRewards points on all types of purchases, 2x GrabRewards on overseas/e-commerce purchases and many other deals/benefits! This also automatically makes users a platinum member on GrabRewards. Consumers can benefit from this partnership when they pay for music or motion picture streaming platforms.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Grab has a feature that helps users make recurring payments with their GrabPay balance known as </span><a href="https://help.grab.com/passenger/en-ph/360035097912-What-is-BillPay"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">BillPay</span></a><span style="font-size:12pt;font-family:Arial;color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">. This sleek and polished mode of payment can be used on internet, cable and television bills.&nbsp;</span></p></li></ul><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#333333;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#333333;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">PayPal&nbsp;</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">PayPal’s easy payment methods have mushroomed across the globe as it has more than </span><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">10,0000 active consumers. It is prominent in the world of gaming as PayPal offers </span><a href="https://www.paypal.com/my/webapps/mpp/digital-gamingandgoods"><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">quick and secure gaming purchases</span></a><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.</span><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">PayPal also provides special discounts for loyal customers at selected retailers. The bottom line is that PayPal can help users save money on the things that bring them joy.</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">P</span><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">ayPal is every bookworm’s best friend as it allows avid readers to order books of diverse languages and genres through partered book retailers such as Better World Books, Books-A-Million, Target and so much more.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;</span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">One of the best reasons for using PayPal is that it's cost-free. Yes, that’s right, no annual membership fees, no processing fees, no service fees. Shoppers using PayPal get all the wonderful advantages that come with the app and do not have to pay a single cent.</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:Roboto,sans-serif;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">PayPal is accepted on multiple movie streaming sites such as Netflix, iflix and Unify playTV. Users do not have to worry about having payment declined because they can link multiple bank accounts and debit/credit cards to support PayPal accounts. </span><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">PayPal will then look for funds from sources based on the order that is allocated by the user.&nbsp;</span></p></li></ul><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#333333;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#333333;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">TnG e-wallet&nbsp;</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">TnG e-wallet balance can be used for Apple music and iCloud storage payments. </span><a href="https://www.tngdigital.com.my/features/apple-services"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Apple users can select TnG e-wallet as their preferred method of payment</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> by selecting the “Payment &amp; Shipping” icon that brings users to an interface which allows them to select TnG e-wallet as their channel of payment. If users are paying for networks such as Netflx and Spotify via iTunes, the fee will also be taken from their TnG e-wallet. This makes TnG e-wallet the first digital pocketbook to support payments for mobile platforms (Android/iOS) in Malaysia.</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">TnG e-wallet is partnered with a number of entertainment businesses such as cinemas, theme parks, shopping retails, hotels and </span><a href="https://www.touchngo.com.my/CMS/Personal/TNG-Usage/Retail/"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">many others</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">. This enables users to make quick and convenient purchases at a variety of entertainment outlets as TnG e-wallet only requires users to scan a QR code and key in a 6 digit PIN to secure buys.&nbsp;</span></p></li></ul><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p style="margin-left: 25px;"><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">RazerPay</span></p><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">RazerPay allows users to purchase a variety of entertainment through a seamless scan and pay process, but It is widely known for its Telco Reload PINs and Razer PINs for online games and digital ticket payments. It also provides a global fund processing system with Visa and Mastercard at highly competitive rates in Southeast Asia.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">RazerPay has a program called </span><a href="https://www.razer.com/paid-to-play-pc"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Paid To Play</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> that rewards gamers for committing to their favorite games. Users can earn points known as Razer Silver for simply being an active player with RazerPay and redeem exclusive Razer products and gift cards.</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">RazerPay aids gaming companies in efficiently delivering cash prizes to winners’ respective banks, as RazerPay utilises a system known as PayOuts, it ensures winners will instantly receive cash prizes through IMPS and UPI, without having to worry about bank hours.&nbsp;</span></p></li></ul><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The creative works of the entertainment industry is a global export machine as it continues to be a reflection of societal evolution. The rise of entertainment comes hand in hand with the technological advancements of e-wallets, one must have both to harness the full experience. If you’re interested to learn other benefits e-wallets bring to the table and how much satisfaction it has brought Malaysians, </span><a href="https://ewhallet.com/blog/post/How-Satisfied-are-Malaysians-with-eWallet-Features%20Today"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">click here</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;&nbsp;</span></p>

People will never stop seeking and consuming multiple forms of entertainment. Therefore, consumers are always keeping an eye out on the best bang for their buck, and e-wallets provide a line-up of benefits that are hard to turn away from...

Use e-wallets to pay for entertainment services 

The global pandemic has restricted many travel plans and most trips have been adjourned until further notice. However, it is now a good time to reevaluate the financial solutions available in the e-wallet market...

The Best E-wallets for Travel Junkies 

Are you an entrepreneur or business owner? Here is why you and your business should adopt e-wallets

5 reasons why every entrepreneur needs an e-wallet 

<p><span style="color: rgb(0, 0, 0); font-family: Arial; font-size: 12pt; white-space: pre-wrap;">Times have been anything but easy with the hit of Covid-19. While the nation’s authorities and policy makers are tirelessly working on solutions to navigate the financial and health threats upon us; it has been announced that an e-wallet initiative known as eBelia e-wallet program will take place in an effort to move the nation into becoming a cashless society.&nbsp;</span><br></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Malaysia’s Budget 2021 plan consists of a one-off RM100 e-wallet credit under the eBelia program, that’s made available for eligible citizens of the nation. It was previously stated that the one-off credit would only be RM50, but the scheme was soon expanded after careful consideration of the nation’s dire state.</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Unlike last year’s e-wallet initiative known as </span><a href="https://ewhallet.com/blog/post/best-e-wallet-for-your-rm30-e-tunai-rakyat-initiative" target="">eTunai Rakyat</a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> and the </span><a href="https://ewhallet.com/blog/post/penjana-ewallet-rm50-credit-initiative-mysejahtera" target="">ePenjana program</a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, this RM100 e-wallet credit will only be provided to youths aged 18 to 20 years old. However, after receiving public feedback that the reach of this initiative is considered to be very limiting, the policy makers and financial advisors of Budget 2021 has graciously extended its reach to include 1.1 million students aged 20 years old and above from selected higher learning institutions. The details of these arrangements aren’t announced yet.&nbsp;</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Similarly to last year’s e-wallet initiative, the one-off RM100 e-wallet credit will be dispensed to Boost, GrabPay and TnG e-wallet users. Additionally, each e-wallet will be providing unique cashbacks, coupons, promotions and special deals paired with this one-off RM100 credit.&nbsp;</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">While it is a trying time for fresh graduates and young people to penetrate the current marketplace due to the pandemic, Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz acknowledged that youths play a vital part in the nation development, as these are&nbsp; consumers who are utilizing the latest technological advancements in society. Hence, the expansion made for this initiative.&nbsp;</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">However, as the financial state of the country is in a tight spot, for every improvement made, there will be a cost. The agreements of the initial plan stated a budget of RM75 million will be allocated for this initiative, and it will benefit 1.5 million youths aged between 18 to 20 years old with a one-off RM50 e-wallet credit. However, after the adjustments made to the plan, which seems like a generous and thoughtful amendment to the public, it is worth noting that the number of beneficiaries have been scaled down by 400,000, despite the increase in age limit to cover a large number of&nbsp; students in institutions of higher learning. Due to the latest modification, the Ministry of Finance will have to spend RM110 million in total which is an increase of 46.67%.</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">According to Finance Minister Tengku Zafrul Aziz, the public has also made alarming concerns of the youths impacted in Sabah, which authorities have also taken into consideration. Therefore, the Ministry of Finance reached a mutual agreement to allocate RM50 million in aiding the youths in Sabah who are affected by Covid-19.</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The leaders of the nation will continue to monitor the current situation closely and may make further adjustments to Budget 2021 where they see fit. However, the goal of moving the nation to a digitalised finance system remains true, which means you can expect many exciting things from e-wallets this year.&nbsp;&nbsp;</span></p><p><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In the meantime, keep yourself updated and informed on all the latest e-wallet related guides, news and hacks </span><a href="https://ewhallet.com/blog"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">here</span></a><span style="font-size:12pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;&nbsp;</span></p>

<p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); white-space: pre-wrap;">Times have been anything but easy with the hit of Covid-19. While the nation’s authorities and policy makers are tirelessly working on solutions to navigate the financial and health threats upon us; it has been announced that an e-wallet initiative known as eBelia e-wallet program will take place in an effort to move the nation into becoming a cashless society.&nbsp;</span><br></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Malaysia’s Budget 2021 plan consists of a one-off RM100 e-wallet credit under the eBelia program, that’s made available for eligible citizens of the nation. It was previously stated that the one-off credit would only be RM50, but the scheme was soon expanded after careful consideration of the nation’s dire state.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Unlike last year’s e-wallet initiative known as </span><a href="https://ewhallet.com/blog/post/best-e-wallet-for-your-rm30-e-tunai-rakyat-initiative" target="">eTunai Rakyat</a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> and the </span><a href="https://ewhallet.com/blog/post/penjana-ewallet-rm50-credit-initiative-mysejahtera" target="">ePenjana program</a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">, this RM100 e-wallet credit will only be provided to youths aged 18 to 20 years old. However, after receiving public feedback that the reach of this initiative is considered to be very limiting, the policy makers and financial advisors of Budget 2021 has graciously extended its reach to include 1.1 million students aged 20 years old and above from selected higher learning institutions. The details of these arrangements aren’t announced yet.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Similarly to last year’s e-wallet initiative, the one-off RM100 e-wallet credit will be dispensed to Boost, GrabPay and TnG e-wallet users. Additionally, each e-wallet will be providing unique cashbacks, coupons, promotions and special deals paired with this one-off RM100 credit.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">While it is a trying time for fresh graduates and young people to penetrate the current marketplace due to the pandemic, Finance Minister Tengku Datuk Seri Zafrul Abdul Aziz acknowledged that youths play a vital part in the nation development, as these are&nbsp; consumers who are utilizing the latest technological advancements in society. Hence, the expansion made for this initiative.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">However, as the financial state of the country is in a tight spot, for every improvement made, there will be a cost. The agreements of the initial plan stated a budget of RM75 million will be allocated for this initiative, and it will benefit 1.5 million youths aged between 18 to 20 years old with a one-off RM50 e-wallet credit. However, after the adjustments made to the plan, which seems like a generous and thoughtful amendment to the public, it is worth noting that the number of beneficiaries have been scaled down by 400,000, despite the increase in age limit to cover a large number of&nbsp; students in institutions of higher learning. Due to the latest modification, the Ministry of Finance will have to spend RM110 million in total which is an increase of 46.67%.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">According to Finance Minister Tengku Zafrul Aziz, the public has also made alarming concerns of the youths impacted in Sabah, which authorities have also taken into consideration. Therefore, the Ministry of Finance reached a mutual agreement to allocate RM50 million in aiding the youths in Sabah who are affected by Covid-19.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">The leaders of the nation will continue to monitor the current situation closely and may make further adjustments to Budget 2021 where they see fit. However, the goal of moving the nation to a digitalised finance system remains true, which means you can expect many exciting things from e-wallets this year.&nbsp;&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">In the meantime, keep yourself updated and informed on all the latest e-wallet related guides, news and hacks </span><a href="https://ewhallet.com/blog"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(17, 85, 204); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">here</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">.&nbsp;&nbsp;</span></p>

Malaysia’s Budget 2021 plan consists of a one-off RM100 eBelia e-wallet credit under the eBelia program, that’s made available for eligible citizens of the nation...

Budget 2021: What's in it for e-wallets?

New year, new deals! That’s right, an array of attractive promotions, vouchers, cashback, special deals, and loyalty rewards are upon us for the first month of 2021!

E-wallet deals in January

It's that time of the year where Chinese New Year songs will be played on a loop, scrumptious feasts will take place at your grandparent’s place and...

E-wallet promotions this 2021 Chinese New Year

Should your kids have an e-wallet? Short answer: Yes, e-wallets allow Parents to track their children’s spendings, implement rules, limit spendings and so much more with eWallets.

Should Kids Have e-Wallets?

Are you looking for an optimal way to insure, invest and exchange currencies all within one space? then GoPayz is for you. The latest digital e-wallet brings innovative finance services at your finger tips in Malaysia.

E-wallet review: What is GoPayz?

<p><span style="font-size:18pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp; </span><span style="font-size:18pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;&nbsp;&nbsp;</span><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">The outbreak of Covid-19 has threatened global public health. The spread of the disease that originated from China has skyrocketed to 68,020 Covid-19 cases in Malaysia (at the time of writing). We, Malaysians, have been advised over the course of 9 months to wear our masks, avoid large crowds, wash and sanitize our hands frequently to ensure we keep ourselves and the people around us safe. As the spread of the virus multiplies, we must be extra mindful in taking&nbsp; proper precautions in our daily lives to not further </span><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;; color: rgb(32, 33, 36); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">aggravate the situation. An effective way to combat Covid-19 is to switch to eWallets. Why? Because the transmission of the coronavirus can take place via coins and cash. </span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#202124;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The virus can be present on solid surfaces such as coins up to 96 hours and physical cash for 3 hours. The severity of the issue is debatable as it is still an ongoing study but previous research has shown that </span><span style="font-size:12pt;font-family:'Times New Roman';color:#262626;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">several types of bacteria can survive on paper money. Previous research also showed that </span><span style="font-size:12pt;font-family:'Times New Roman';color:#202124;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">banknotes carried the virus of </span><span style="font-size:12pt;font-family:'Times New Roman';color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">human influenza virus, rhinovirus, rotavirus, hepatitis A virus and norovirus. As such, we must not dismiss the possibility that coins and paper cash could put us at great risk. </span><span style="font-size:12pt;font-family:'Times New Roman';color:#262626;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">A rule of thumb would be to clean your hands and avoid touching your face after touching money, but the usage of eWallets (along with other recommendations by health experts) will lower your chances of falling prey to the virus.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#262626;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You might be thinking that the use of a debit/credit card would be a safer alternative, which it is to a certain degree but it still commonly requires a pin number entry on devices that could be a potential point of infection. You might be thinking, “isn’t that a stretch?”. Yes, it might be a small window to the virus, but let’s be reminded that we are living through the second wave of the virus as the daily number of Covid-19 cases results in triple to quadruple digits. As the timeless saying goes, “It is better to be safe than sorry”. With that being said, </span><span style="font-size:12pt;font-family:'Times New Roman';color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">contactless digital transactions are the best options under the jarring conditions that is now our reality.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">eWallets act exactly like a real wallet (but better). You can transfer a sum of money from your bank account to your digital wallet through credit/debit cards or you can even reload at convenience stores that are merchants of notable eWallets such as 7-eleven, KK Mart or Mynews. This will allow you to make payments via QR codes, a machine-scannable image that can be instantly read through a smartphone camera.&nbsp; This method of payment will ensure minimal physical contact is made throughout your purchase.&nbsp; This practise is now widely accepted in retail outlets, F&amp;B stores, fitness centres, convenient stores, supermarkets and other service industries throughout Malaysia. It also allows you to transfer money to people who use the same digital wallet as you, automating monthly payments such as water and phone bills. Let’s explore some of the most prominent eWallets in Malaysia!</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Grabpay, one of the most recognised eWallets in Malaysia allows you to pay for cab fares , food deliveries, bills, prepaid reloads and more at the tip of your fingers! If a digital space for your money intimidates you because you are not tech savvy,&nbsp; the application of Grabpay is user-friendly and is connected to an efficient customer support line, which helps you combat issues such as payments that can’t be processed or overcharged payments. Every digital transaction you make with Grabpay comes with points and rewards that will provide you discounted rides and meals. Most people might be worried that all the incentives to spend money on Grabpay might lead to overspending, but the payment notifications and transaction history will help you track your expenses. Grabpay also earned the award-winning anti-fraud technology to ensure all Grabpay users' information stays secured.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Maybank users can Scan &amp; Pay </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/services/digital_banking/maybank_qrpay_consumer.page"><span style="font-size:10.5pt;font-family:Roboto,sans-serif;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">(formerly known as Maybank QRpay)</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">. </span><span style="font-size:10.5pt;font-family:Roboto,sans-serif;color:#3c4043;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;</span><span style="font-size:12pt;font-family:'Times New Roman';color:#333333;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;A cashless payment method provided by Maybank’s Maybank2u mobile application. The application comes with a ‘Scan &amp; Pay’ feature to scan your selected merchant’s QR code that will lead you to a page where you&nbsp; insert the amount due for payment then, ta-daa, that’s it! </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Payments will be directly taken from your bank account so you don’t have to go through the hassle of loading funds into your e-wallet. Scan &amp; Pay comes with monthly cashback rewards for your enjoyment! You can also use Scan &amp; Pay to register yourself at venues that require you to fill up SELangkah, a tracking system using QR codes that helps our nation track and contact individuals at risk of Covid-19. Now you do not need to download a separate app for contact tracing as Scan &amp; Pay allows you to do that and make cashless payments!&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost is one the most wanted eWallets by shopping enthusiasts as Boost provides generous cashbacks on shopping! Boost is powered by </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">146,000+ brands &amp; partners which allows Boost to offer attractive deals on a regular basis! This allows people to shop without compromising their safety. Payments via Boost can be made through QR codes that will bring users to an interface where you must key in a 6 digit pin to make their transaction and it is available as a checkout option when you shop online! If you are a prepaid user, you can reload with Boost to avoid going to physical stores. You can enjoy rewards by literally shaking your mobile deceive after each top-up to earn some cashbacks! If that’s not cool enough, you can also send gifts to your loved ones with Boost via the app right after the use of each voucher and you can pay bills with Boost. This will save you from going out of your way to get a physical gift and minimize your contact with others during festive seasons!</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Touch n’ Go eWallet&nbsp; (TnG eWallet) is best known for helping folks pass through tolls seamlessly but it also makes bills, parking and service payments easier too!</span><span style="font-size:12pt;font-family:'Times New Roman';color:#202124;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> Your purchases with TnG eWallet&nbsp; makes you entitled to vouchers and cashbacks. This year during Chinese New Year, TnG eWallet encouraged social distancing by providing users the option to send out e-ang paus! The app has also stretched their services to </span><span style="font-size:12pt;font-family:'Times New Roman';color:#212121;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">street stalls! Payments via TnG eWallet is available for use at pasar tani all the way in Gua Perahu up north! </span><span style="font-size:12pt;font-family:'Times New Roman';color:#202124;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Talk about innovation!&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#202124;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In conclusion, eWallets not only only brings convenience and benefits into your everyday life, but it also serves as a shield for health hazards during Covid-19 as it gives people opportunities to shop, dine-in, send gifts and make necessary payments on a safer scale. </span><a href="https://ewhallet.com/blog/post/types-of-ewallets-in-malaysia"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Find out</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#202124;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> which eWallet matches your needs and lifestyle with this post.</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#202124;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:11.5pt;font-family:Arial;color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">References&nbsp;</span></p><p><a href="https://pmj.bmj.com/content/96/1137/427"><span style="font-size:12pt;font-family:Arial;color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">ttps://pmj.bmj.com/content/96/1137/427</span></a></p><p><font face="Arial"><span style="font-size: 16px; white-space: pre-wrap;">https://learnaboutcovid19.org/questions/can-covid-19-be-spread-through-money/ </span></font><br></p><p><font face="Arial"><span style="font-size: 16px; white-space: pre-wrap;"><br></span></font></p><p><br></p>

<p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 18pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">&nbsp;&nbsp;&nbsp;</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(0, 0, 0); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">The outbreak of Covid-19 has threatened global public health. The spread of the disease that originated from China has skyrocketed to 68,020 Covid-19 cases in Malaysia (at the time of writing). We, Malaysians, have been advised over the course of 9 months to wear our masks, avoid large crowds, wash and sanitize our hands frequently to ensure we keep ourselves and the people around us safe. As the spread of the virus multiplies, we must be extra mindful in taking&nbsp; proper precautions in our daily lives to not further </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(32, 33, 36); font-variant-numeric: normal; font-variant-east-asian: normal; vertical-align: baseline; white-space: pre-wrap;">aggravate the situation. An effective way to combat Covid-19 is to switch to eWallets. Why? Because the transmission of the coronavirus can take place via coins and cash. </span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(32, 33, 36); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">The virus can be present on solid surfaces such as coins up to 96 hours and physical cash for 3 hours. The severity of the issue is debatable as it is still an ongoing study but previous research has shown that </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(38, 38, 38); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">several types of bacteria can survive on paper money. Previous research also showed that </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(32, 33, 36); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">banknotes carried the virus of </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">human influenza virus, rhinovirus, rotavirus, hepatitis A virus and norovirus. As such, we must not dismiss the possibility that coins and paper cash could put us at great risk. </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(38, 38, 38); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">A rule of thumb would be to clean your hands and avoid touching your face after touching money, but the usage of eWallets (along with other recommendations by health experts) will lower your chances of falling prey to the virus.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(38, 38, 38); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">You might be thinking that the use of a debit/credit card would be a safer alternative, which it is to a certain degree but it still commonly requires a pin number entry on devices that could be a potential point of infection. You might be thinking, “isn’t that a stretch?”. Yes, it might be a small window to the virus, but let’s be reminded that we are living through the second wave of the virus as the daily number of Covid-19 cases results in triple to quadruple digits. As the timeless saying goes, “It is better to be safe than sorry”. With that being said, </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">contactless digital transactions are the best options under the jarring conditions that is now our reality.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">eWallets act exactly like a real wallet (but better). You can transfer a sum of money from your bank account to your digital wallet through credit/debit cards or you can even reload at convenience stores that are merchants of notable eWallets such as 7-eleven, KK Mart or Mynews. This will allow you to make payments via QR codes, a machine-scannable image that can be instantly read through a smartphone camera.&nbsp; This method of payment will ensure minimal physical contact is made throughout your purchase.&nbsp; This practise is now widely accepted in retail outlets, F&amp;B stores, fitness centres, convenient stores, supermarkets and other service industries throughout Malaysia. It also allows you to transfer money to people who use the same digital wallet as you, automating monthly payments such as water and phone bills. Let’s explore some of the most prominent eWallets in Malaysia!</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Grabpay, one of the most recognised eWallets in Malaysia allows you to pay for cab fares , food deliveries, bills, prepaid reloads and more at the tip of your fingers! If a digital space for your money intimidates you because you are not tech savvy,&nbsp; the application of Grabpay is user-friendly and is connected to an efficient customer support line, which helps you combat issues such as payments that can’t be processed or overcharged payments. Every digital transaction you make with Grabpay comes with points and rewards that will provide you discounted rides and meals. Most people might be worried that all the incentives to spend money on Grabpay might lead to overspending, but the payment notifications and transaction history will help you track your expenses. Grabpay also earned the award-winning anti-fraud technology to ensure all Grabpay users' information stays secured.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Maybank users can Scan &amp; Pay </span><a href="https://www.maybank2u.com.my/maybank2u/malaysia/en/personal/services/digital_banking/maybank_qrpay_consumer.page"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Roboto, sans-serif; font-size: 10.5pt; color: rgb(17, 85, 204); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">(formerly known as Maybank QRpay)</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">. </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Roboto, sans-serif; font-size: 10.5pt; color: rgb(60, 64, 67); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">&nbsp;</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(51, 51, 51); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">&nbsp;A cashless payment method provided by Maybank’s Maybank2u mobile application. The application comes with a ‘Scan &amp; Pay’ feature to scan your selected merchant’s QR code that will lead you to a page where you&nbsp; insert the amount due for payment then, ta-daa, that’s it! </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Payments will be directly taken from your bank account so you don’t have to go through the hassle of loading funds into your e-wallet. Scan &amp; Pay comes with monthly cashback rewards for your enjoyment! You can also use Scan &amp; Pay to register yourself at venues that require you to fill up SELangkah, a tracking system using QR codes that helps our nation track and contact individuals at risk of Covid-19. Now you do not need to download a separate app for contact tracing as Scan &amp; Pay allows you to do that and make cashless payments!&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Boost is one the most wanted eWallets by shopping enthusiasts as Boost provides generous cashbacks on shopping! Boost is powered by </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">146,000+ brands &amp; partners which allows Boost to offer attractive deals on a regular basis! This allows people to shop without compromising their safety. Payments via Boost can be made through QR codes that will bring users to an interface where you must key in a 6 digit pin to make their transaction and it is available as a checkout option when you shop online! If you are a prepaid user, you can reload with Boost to avoid going to physical stores. You can enjoy rewards by literally shaking your mobile deceive after each top-up to earn some cashbacks! If that’s not cool enough, you can also send gifts to your loved ones with Boost via the app right after the use of each voucher and you can pay bills with Boost. This will save you from going out of your way to get a physical gift and minimize your contact with others during festive seasons!</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Touch n’ Go eWallet&nbsp; (TnG eWallet) is best known for helping folks pass through tolls seamlessly but it also makes bills, parking and service payments easier too!</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(32, 33, 36); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> Your purchases with TnG eWallet&nbsp; makes you entitled to vouchers and cashbacks. This year during Chinese New Year, TnG eWallet encouraged social distancing by providing users the option to send out e-ang paus! The app has also stretched their services to </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(33, 33, 33); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">street stalls! Payments via TnG eWallet is available for use at pasar tani all the way in Gua Perahu up north! </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(32, 33, 36); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Talk about innovation!&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(32, 33, 36); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">In conclusion, eWallets not only only brings convenience and benefits into your everyday life, but it also serves as a shield for health hazards during Covid-19 as it gives people opportunities to shop, dine-in, send gifts and make necessary payments on a safer scale. </span><a href="https://ewhallet.com/blog/post/types-of-ewallets-in-malaysia"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(17, 85, 204); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">Find out</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(32, 33, 36); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> which eWallet matches your needs and lifestyle with this post.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: &quot;Times New Roman&quot;; font-size: 12pt; color: rgb(32, 33, 36); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"><br></span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11.5pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">References&nbsp;</span></p><p><a href="https://pmj.bmj.com/content/96/1137/427"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 12pt; color: rgb(17, 85, 204); background-color: rgb(255, 255, 255); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">ttps://pmj.bmj.com/content/96/1137/427</span></a></p><p><font><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: inherit; font-size: 16px; color: inherit; white-space: pre-wrap;">https://learnaboutcovid19.org/questions/can-covid-19-be-spread-through-money/ </span></font></p>

You might be thinking that the use of a debit/credit card would be a safer alternative, which it is to a certain degree but it still commonly requires a pin number entry on devices that could be a potential point of infection. You might be thinking, “isn’t that a stretch?”. Yes, it might be...

How ewallets can prevents the spread of Covid-19

2020 year in review: Highlights of major cashless and e-wallets events and initiatives

Year in Review for E-wallets in 2020

Both eWallets and credit cards sound similar in nature. They both enable you to live life without carrying a bulky wallet, but they both come with distinctly different features and functions. So, why should you download an eWallet if you...

Credit cards vs eWallets: Why should you use eWallets? 

A new year presents a clean slate for us to make better choices and make peace with yesteryear’s events. One of the tools we can use to enhance our day-to-day routine is the utilization of e-wallets. Here are 20 reasons why you should use e-wallets in 2021

20 reasons to use e-wallets in 2021

It is evident that most petrol stations have resolved to digital payment options from selected e-wallets to bring customers a fast, easy and convenient fuelling process. 

Why should you pay for petrol using an e-wallet?

<p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;&nbsp;&nbsp;&nbsp;Are you a compulsive shopper? Does extravagant spending give you great pleasure that is short lived once you check your bank account’s balance? You are not alone. In this consumer driven economy, you are exposed to hundreds of strategically curated and placed ads that encourage you to splurge.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It may seem ironic that eWallets can shield you from excessive spending when eWallets often come with promotions and easy payment options to make shopping more enjoyable and accessible. So, how can a product designed to add pleasure to shopping aid a shopaholic? Let’s find out.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1. Pay attention to your transaction history</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">“Where did all my money go?!”, is that a common reaction you have when you look at your monthly balance and bills? If you are unsure what has taken most of your monthly expenditures, the transaction history that is linked to eWallets will bring you clarity. Become aware of your spending habits by tracking your expenses with this clever and hassle-free feature!&nbsp;</span></p><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabPay’s transaction history allows users to view details of their transaction such as the name of the merchant, which currency was used for payment, if any FX rate occurred and what Grab Rewards they’ve earned with each transaction. Grabpay also provides&nbsp; a monthly summary of users expenditures via email. It only reveals the number of Grab services used to allow consumers to have a quick review of their monthly expenses.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost users can view their transaction history and learn how much cashbacks or rewards they’ve earned with each Boost purchase. They can also review their &nbsp; </span><a href="https://support.myboost.com.my/hc/en-us/articles/360007546153-How-do-I-check-all-my-parking-transactions-"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">parking transactions. </span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This will help shopaholics become aware of how often they visit their nearest shopping mall complex and keep them accountable for their spending patterns.&nbsp;&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">TnG eWallet transaction history is available for views up to 90 days but users are allowed to download an e-statement of every transaction they’ve made. This will help users easily compare their monthly expenses and spot areas that need budget control.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">FavePay helps people understand their shopping tendencies as every FavePay transaction comes with an e-receipt that is sent to users via email in real time. Alternatively users can also view their transaction history on the app itself. This will keep users informed of how money is left in their eWallet after every purchase.&nbsp;</span></p></li></ul><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">2. Shop within your means&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">eWallets mirror the function of a debit card, which means you are only allowed to use the funds you’ve put into your eWallet. Allocate an amount of money that is dedicated to shopping, eating out and other pleasures based on your budget. Once you’ve finished it, acknowledge that you’ve hit your quota and put your indulgences on pause. If you doubt you can control your impulses to shop, some eWallets come with a spending limit to help you curb addictive shopping behaviour.&nbsp;&nbsp;</span></p><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">A basic GrabPay wallet comes with a monthly spending limit of RM500. It also comes with other </span><a href="https://help.grab.com/passenger/en-my/360023805451"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">limits </span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;such as an annual and fund transfer limits. Do note that </span><a href="https://help.grab.com/passenger/en-my/360023805451"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Different Grabpay wallets </span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;come with different spending limits to suit different budgets.&nbsp;&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">A Boost account comes with the function of setting daily and monthly transaction limits. A standard Boost eWallet comes with a transaction limit of RM2,000 and will be refreshed every 1st of the month. These transactions include fund transfers, payment and cash in. The limits are subject to the type of&nbsp; </span><a href="https://www.myboost.com.my/terms-condition/wallet-type-wallet-limit-and-functionality/"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost eWallet </span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;users have.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">TnG eWallet comes with a limit of RM200 upon registration. TnG eWallet that are registered through a credit/debit card have the capacity to hold RM1,500 maximum.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">FavePay is an eWallet that allows you to make purchases on the app with other eWallets such as Grabpay, BigPay and Boost. This gives users plenty of options to remove their credit/debit cards as a primary payment option when they shop.&nbsp;</span></p></li></ul><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">3. eWallets can help you save money while shopping</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Shopping can be an attempt to relieve stress which can momentarily be therapeutic, until a heavy bill arrives. While responsible shopping inevitably means cutting costs on some pleasures, it doesn’t always have to be the case. Get the most bang for your buck when you shop with eWallets. Digital payments offer plenty of attractive rewards, rebates and cashbacks to make shopping worth it. Saving money is a mix of budgeting and clever shopping!&nbsp;</span></p><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost never fails to draw a smile on people’s faces with its endless promotions, rebates, vouchers and cashbacks! Boost offers exclusive deals with big brands across several industries such as fashion, electronics, entertainment, F&amp;B and so much more. You can (literally) shake for instant cashback, vouchers and potential prizes when you spend on merchants attached to Boost.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabPay offers GrabRewards Points, vouchers and discounts for payments via GrabPay, GrabFood orders, GrabRide transportation services and so much more! Your loyalty with GrabPay will always be rewarded!&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Every shopaholic is most likely guilty of endlessly browsing through Lazada’s page with a long bucket list. Good news is that Lazada’s eWallet helps users save by offering many attractive cashbacks and vouchers.&nbsp;</span></p></li></ul><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">4. Security&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Shopping with an eWallet omits the stress of having your money stolen. You aren’t at risk of misplacing your cards or having it stolen as you only need your phone to shop with an eWallet. The majority of eWallets in Malaysia are also governed by Bank Negera which means it has to meet high standards of security.&nbsp;</span></p><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabPay is awarded with</span><a href="https://engineering.grab.com/grabpay-wins-best-fraud-prevention-innovation-at-the-florin-awards"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> the best fraud prevention innovation</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> at the Florin Awards. GrabPayay utilizes a sophisticated learning machine to progressively protect users’ information and data.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">TnG eWallet adheres to a strict set of rules and regulations that is in accordance to the Personal Protection Data Act (PDPA). Every third party associated with TnG eWallet is required to meet the security standards of user privacy and protection.&nbsp;</span></p></li></ul><ul><li><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">All Boost purchases are made through a 6 digit PIN that is only authorised by the user. The PIN is encrypted and stored securely in Boost’s databases with enterprise-grade TLS/SSL security features.&nbsp;</span></p></li></ul><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The world of money management is heavily impacted by the long list of advantages eWallets bring to the table. If you are keen to explore which eWallet will give you the most value, you can </span><a href="https://ewhallet.com/blog/post/top-ewallets-in-malaysia/"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">read more here</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;&nbsp;</span></p>

Learn how e-wallets can help you control your spending habits.

Are you a shopaholic? Limit your spending habits with these e-wallets

Are you a shopaholic? Limit your spending habits with these eWallets

<p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Electronic commerce (known as e-commerce) allows business models to sell goods and services over the internet. The common goal of e-commerce is to boost sales of commercial transactions that are digitally done. It is strongly and strategically supported by the government as finance minister </span><span style="font-size:12pt;font-family:'Times New Roman';color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Lim Guan Eng shared that the </span><a href="https://www.thestar.com.my/business/business-news/2020/01/15/towards-a-cashless-society-with-e-tunai-rakyat"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">goal of the e-Tunai Rakyat</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> program that works closely with 3 prominent eWallets Boost, Grab and Touch N’ Go (TnG)&nbsp; is to shape society into a digitally dependent finance system. To move the nation closer to becoming a cashless society, e-Tunai Rakyat program initiated its goals by providing adult citizens earning under RM100,000 a year a RM30 payment through one of the eWallets mentioned.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is applicable to both virtual products and physical products as e-commerce has a diverse function. E-commerce can be integrated in business to consumer (B2C) work models which refers to a business that directly serves consumers and&nbsp; business to business (B2B) work models which refers to a business that serves another business.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:13pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Why should you&nbsp; partner with an eWallet provider for your B2C e-commerce business?</span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Most online stores lose potential customers because of lengthy checkout processes. The thought of whipping out your credit/debit card and keying in personal information such as billing addresses and contact numbers is daunting for most people. eWallets allow customers to checkout in seconds. Also, customers are more encouraged to purchase online products when it is linked to a digital wallet they trust and use.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The positive effects that eWallet have on B2C e-commerce are demonstrated in virtual shops such as Ikea (furniture retail), Dell (tech retail), Zalora (fashion retail) and 20 million other digital merchants that are partnered with paypal. Paypal is an e-wallet that secures online payments through providing efficient payment methods. The application helps you deposit, withdraw and transfer cash for personal or business related reasons. Digital businesses with a paypal checkout option increase sales by 82%. Paypal adds credibility, value and turns a business into a multi-channel platform. It accepts 25 currencies and different types of payments such as Mastercard, Unionpay and more. This is also applicable to social media businesses such as an instagram clothing store. These businesses can get a PayPal.me link that will allow their buyers to purchase items at ease.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Touch N’ Go eWallet (TnG eWallet) offers a payment option for Lazada shoppers. The collaboration gave birth to great value deals during Lazada’s notable 11.11 sale and revealed the online marketplace in Malaysia is home to 16.5 million online shoppers. TnG eWallet is trusted by 14 million users and supports 250,000 merchants. It has a nationwide reach coupled with a free guide to </span><a href="https://www.tngdigital.com.my/business/merchant-partner"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">kickstart your business</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">! TnG Wallet is always coming up with ways to boost the sales of their merchants through creative campaigns and marketing schemes. This allows TnG merchants to gain free publicity through social media, out-of-home, print and broadcast advertisements. TnG Wallet also increases it’s merchants’ sales and improves profit margins through targeted advertising, consumer insight and relevant campaigns.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Grabpay is one of the leading eWallets in Southeast Asia. It covers over 600,000 merchants. It is notable for advanced technologies that will allow businesses to benefit from Grabpay’s online checkout function. Grabpay also supports small sized businesses with it’s policies that have been approved by the region’s biggest merchant gateways. It has POS device integration which allows business owners to explore ASEAN’s consumer insight without compromising their hardware or sales system. Grabpay has also recently introduced a new feature, “Pay Later”. It is a post-paid model that facilitates customers that are keen on purchasing products from Grab without increasing personal loan or getting a higher credit card limit. “Pay Later” bills customers at the end of the month for all their Grab purchases with no additional cost. Grab allows its merchants an access to insurance plans and upskilling opportunities to secure their businesses.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:13pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Why should you partner with an eWallet provider for your B2B e-commerce business?</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">B2B e-commerce needs to stay current by providing more streamlined purchasing processes.&nbsp; In 5 years, almost every consumer-focused website is attached with a mobile application as the primary interface. B2B businesses are falling behind the market if they only offer outdated payment schemes such as trade credit, purchase orders, cash on delivery and paper checks.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Be it a bulk worth millions in cash or just</span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> common office supplies, B2B purchases are often larger and more complicated than their B2C counterparts. Hence, </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The B2B industry is reacting to individual demands for flexible payment systems.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The WEX Paygenus is a modern B2B payment network, designed strategically with reliable tracking tools that connects buyers and suppliers. It delivers simplified payment execution that forms long term relationships between businesses. WEX Paygenus ensures maximum buyer and supplier engagement by delivering a standardized approach to payment processing, cost savings and improved cash flow, and a balanced approach across the financial supply chain. The advantages are as beneficial for the supplier as they are the buyer.</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Newt is an international digital wallet meant for B2B transactions. It provides payment solutions that reduce cost, increases profits and manages investments. This e-wallet helps B2B&nbsp; businesses track spendings, pay bills, issue invoices and eliminate fraud.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Paypal serves B2B models just as effectively as B2C models. Paypal comes with a function known as Buyer Protection, it covers faulty supplies by returning a full refund to buyers if the order is no longer available. </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#f5f7fa;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">PayPal Invoicing provides reliable tools to create and convert estimates to invoices, as well as schedule recurring invoices. Buyers can make a payment via credit/debit card or use their PayPal account to settle payments in an instant.</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#f5f7fa;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Grabpay penetrates the B2B market through its service called GrabMerchant. </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabMerchant is an initiative by Grab to help small businesses during Covid-19. Grab’s merchant-partners can order supplies at wholesale rates. This initiative will allow businesses to build their own ads on the Grab app and&nbsp; set up cashless payment options. GrabMerchant&nbsp; also offers data analysis tools to track sales, operations, revenue, and marketing performance. The goal of this platform is to kickstart Grab’s Small Business Booster Programme, which aims to help small businesses thrive during tough times. A new feature called Merchant Discovery will be visible to increase merchants’ value on the Grab app through the Nearby Merchants widget. The platform will grant 6,000 businesses customised marketing that is worth US$3.5 million.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Almost everything can be transacted via digital means as the </span><span style="font-size:12pt;font-family:'Times New Roman';color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">data portal Statista, revealed execution of the&nbsp; e-Tunai Rakyat program by the government will increase digital payments by 10% and it is predicted to accumulate in $17 billion in a few years. </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Therefore, both B2C and B2B businesses must adapt to stay active in the ever evolving marketplace. Learn more about which eWallet will be the most effective by comparing the values of Malaysia’s most esteemed digital wallets </span><a href="https://ewhallet.com/compare"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">here</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.</span></p><p><br></p>

<p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Electronic commerce (known as e-commerce) allows business models to sell goods and services over the internet. The common goal of e-commerce is to boost sales of commercial transactions that are digitally done. It is strongly and strategically supported by the government as finance minister </span><span style="font-size:12pt;font-family:'Times New Roman';color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Lim Guan Eng shared that the </span><a href="https://www.thestar.com.my/business/business-news/2020/01/15/towards-a-cashless-society-with-e-tunai-rakyat"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">goal of the e-Tunai Rakyat</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> program that works closely with 3 prominent eWallets Boost, Grab and Touch N’ Go (TnG)&nbsp; is to shape society into a digitally dependent finance system. To move the nation closer to becoming a cashless society, e-Tunai Rakyat program initiated its goals by providing adult citizens earning under RM100,000 a year a RM30 payment through one of the eWallets mentioned.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It is applicable to both virtual products and physical products as e-commerce has a diverse function. E-commerce can be integrated in business to consumer (B2C) work models which refers to a business that directly serves consumers and&nbsp; business to business (B2B) work models which refers to a business that serves another business.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:13pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Why should you&nbsp; partner with an eWallet provider for your B2C e-commerce business?</span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Most online stores lose potential customers because of lengthy checkout processes. The thought of whipping out your credit/debit card and keying in personal information such as billing addresses and contact numbers is daunting for most people. eWallets allow customers to checkout in seconds. Also, customers are more encouraged to purchase online products when it is linked to a digital wallet they trust and use.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The positive effects that eWallet have on B2C e-commerce are demonstrated in virtual shops such as Ikea (furniture retail), Dell (tech retail), Zalora (fashion retail) and 20 million other digital merchants that are partnered with paypal. Paypal is an e-wallet that secures online payments through providing efficient payment methods. The application helps you deposit, withdraw and transfer cash for personal or business related reasons. Digital businesses with a paypal checkout option increase sales by 82%. Paypal adds credibility, value and turns a business into a multi-channel platform. It accepts 25 currencies and different types of payments such as Mastercard, Unionpay and more. This is also applicable to social media businesses such as an instagram clothing store. These businesses can get a PayPal.me link that will allow their buyers to purchase items at ease.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Touch N’ Go eWallet (TnG eWallet) offers a payment option for Lazada shoppers. The collaboration gave birth to great value deals during Lazada’s notable 11.11 sale and revealed the online marketplace in Malaysia is home to 16.5 million online shoppers. TnG eWallet is trusted by 14 million users and supports 250,000 merchants. It has a nationwide reach coupled with a free guide to </span><a href="https://www.tngdigital.com.my/business/merchant-partner"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">kickstart your business</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">! TnG Wallet is always coming up with ways to boost the sales of their merchants through creative campaigns and marketing schemes. This allows TnG merchants to gain free publicity through social media, out-of-home, print and broadcast advertisements. TnG Wallet also increases it’s merchants’ sales and improves profit margins through targeted advertising, consumer insight and relevant campaigns.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Grabpay is one of the leading eWallets in Southeast Asia. It covers over 600,000 merchants. It is notable for advanced technologies that will allow businesses to benefit from Grabpay’s online checkout function. Grabpay also supports small sized businesses with it’s policies that have been approved by the region’s biggest merchant gateways. It has POS device integration which allows business owners to explore ASEAN’s consumer insight without compromising their hardware or sales system. Grabpay has also recently introduced a new feature, “Pay Later”. It is a post-paid model that facilitates customers that are keen on purchasing products from Grab without increasing personal loan or getting a higher credit card limit. “Pay Later” bills customers at the end of the month for all their Grab purchases with no additional cost. Grab allows its merchants an access to insurance plans and upskilling opportunities to secure their businesses.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"><br></span></p><p><span style="font-size:13pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;Why should you partner with an eWallet provider for your B2B e-commerce business?</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">B2B e-commerce needs to stay current by providing more streamlined purchasing processes.&nbsp; In 5 years, almost every consumer-focused website is attached with a mobile application as the primary interface. B2B businesses are falling behind the market if they only offer outdated payment schemes such as trade credit, purchase orders, cash on delivery and paper checks.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Be it a bulk worth millions in cash or just</span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> common office supplies, B2B purchases are often larger and more complicated than their B2C counterparts. Hence, </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The B2B industry is reacting to individual demands for flexible payment systems.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The WEX Paygenus is a modern B2B payment network, designed strategically with reliable tracking tools that connects buyers and suppliers. It delivers simplified payment execution that forms long term relationships between businesses. WEX Paygenus ensures maximum buyer and supplier engagement by delivering a standardized approach to payment processing, cost savings and improved cash flow, and a balanced approach across the financial supply chain. The advantages are as beneficial for the supplier as they are the buyer.</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Newt is an international digital wallet meant for B2B transactions. It provides payment solutions that reduce cost, increases profits and manages investments. This e-wallet helps B2B&nbsp; businesses track spendings, pay bills, issue invoices and eliminate fraud.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Paypal serves B2B models just as effectively as B2C models. Paypal comes with a function known as Buyer Protection, it covers faulty supplies by returning a full refund to buyers if the order is no longer available. </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#f5f7fa;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">PayPal</span> <span style="font-size: 14px;">Invoicing provides reliable tools to create and convert estimates to invoices, as well as schedule recurring invoices. Buyers can make a payment via credit/debit card or use their PayPal account to settle payments in an instant.</span></p><p><span style="font-size: 14px;">Grabpay penetrates the B2B market through its service called GrabMerchant.<span style="font-family: &quot;Times New Roman&quot;; color: rgb(0, 0, 0); background-color: rgb(245, 247, 250); font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> </span></span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">GrabMerchant is an initiative by Grab to help small businesses during Covid-19. Grab’s merchant-partners can order supplies at wholesale rates. This initiative will allow businesses to build their own ads on the Grab app and&nbsp; set up cashless payment options. GrabMerchant&nbsp; also offers data analysis tools to track sales, operations, revenue, and marketing performance. The goal of this platform is to kickstart Grab’s Small Business Booster Programme, which aims to help small businesses thrive during tough times. A new feature called Merchant Discovery will be visible to increase merchants’ value on the Grab app through the Nearby Merchants widget. The platform will grant 6,000 businesses customised marketing that is worth US$3.5 million.&nbsp;</span></p><p><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Almost everything can be transacted via digital means as the </span><span style="font-size:12pt;font-family:'Times New Roman';color:#222222;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">data portal Statista, revealed execution of the&nbsp; e-Tunai Rakyat program by the government will increase digital payments by 10% and it is predicted to accumulate in $17 billion in a few years. </span><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Therefore, both B2C and B2B businesses must adapt to stay active in the ever evolving marketplace. Learn more about which eWallet will be the most effective by comparing the values of Malaysia’s most esteemed digital wallets </span><a href="https://ewhallet.com/compare"><span style="font-size:12pt;font-family:'Times New Roman';color:#1155cc;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">here</span></a><span style="font-size:12pt;font-family:'Times New Roman';color:#000000;background-color:#ffffff;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.</span></p><p><br></p>

E-commerce allows business models to sell goods and services over the internet. Here is why e-wallets are essential to e-commerce.

Why ewallets are essential to e-commerce

It’s everyone’s favorite time of the year! Christmas jams are being played on loop, trees decorated in glass ball ornaments are taking residence in our homes and the day to reunite with our loved ones comes closer. Yes, it is beginning to...

December deals for e-wallet holders

How to protect yourself as an e-Wallet user? Scammers are clever and ruthless, and they'll do anything to get hold of your personal details. Be very careful about who you give your personal or financial information in response to a request that you didn't expect

How to How to Avoid Getting Scammed as an eWallet User

How to Avoid Getting Scammed as an eWallet User

Boost eWallet has partnered with Tesco to help you save more when you shop for groceries and essentials at Tesco.

Buy groceries, earn cashback! Tesco’s latest campaign saves you money when you pay with Boost this CMCO

<p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Bill payments, </span><a href="https://ewhallet.com/blog/post/how-to-pay-for-zakat-with-ewallets"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">zakat</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> and even making donations - eWallets have extended far beyond their initial function as merely a digital wallet.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">From just another mode of payment to an all-in-one platform, one would think that there’s little left to be desired for Malaysians...right?</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In our survey on the Best eWallet in Malaysia for 2020, we asked Malaysians just this. What other features and improvements do they desire from current eWallet players? Read on to find out Malaysians’ sentiment towards their desired eWallet functionality.&nbsp;</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Good news! Malaysians are generally satisfied with what eWallets are offering now.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Out of the 245 respondents, the largest majority at </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">37% are completely satisfied with current eWallet functionalities</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> and don’t express the desire for any other specific improvements.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Aside from that, a few other categories of desired functionalities can be categorised. The most significant one was </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">“more functionality”, </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">which garnered 20% of respondents’ votes.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">What functionalities exactly? Well, the most desired functionality seems to centre around synchronisation with other payment forms such as bank accounts and other eWallets.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Functionalities aside, one can’t overlook the most important aspect - promotions, cashback and savings. 11% of respondents desire for more savings and rewards features when using eWallets. This is in line with our survey finding that 54% of Malaysians use eWallets for the savings and rewards.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Other categories include:</span></p><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">More merchants (5%)&nbsp;</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Worldwide pay (3%)&nbsp;</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Safety (2%)</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">More utility bills (2%)&nbsp;</span></p></li></ul><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Younger users are more satisfied, while older users yearn for more savings.&nbsp;</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Interestingly, younger users seem to be more satisfied with eWallets, as they made up the majority of respondents in the first category who don’t desire for any specific improvements.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Older users aged 55 and above on the other hand, made up a landslide majority of the group who voted that they would like to see more savings and rewards features.&nbsp;</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Check out what features Malaysians thought would be a good addition.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">“Financial usage breakdown like BigPay, missions like Boost and toll linking&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">like TNG all in one app.”</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">- Female, 25 - 34 age group.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">“I hope they can develop an inter-eWallet credit transfer feature”&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">- Male, 18-24 age group.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">“Ability to pay for all utility bills including Maxis, TNB and Pejabat Tanah.”</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">&nbsp;- Male, 35 - 44 age group.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">“Student discounts, loyalty programme, free shipping for buying online, gifts for frequent users, public transport payment, shares trading, birthday coupons”</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">EWallet features we’d like to see in the near future.&nbsp;</span></h2><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Ability to sync balances across multiple eWallets.&nbsp;</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Each eWallet provider brings a different advantage to the table.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Sometimes, we use Boost when paying at Boost-specific merchants for the reward points. When paying for Grabfood delivery, it only makes sense to use GrabPay. For toll payments on the other hand, we prefer to use TNG eWallet.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Combined, we end up with multiple balances scattered throughout various eWallets. This can make managing our personal finances more confusing, not to mention a little more inconvenient.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The ideal answer to this would be the ability to sync our balances across the various eWallets. While this is no doubt a major feat, you’d be glad to know that it’s already been set in motion.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">One example would be Boost’s recent collaboration with Setel. While not exactly a transfer of balance, it allows Boost users to directly access Setel through Boost and pay with their Boost balance.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Keeping in mind that Setel balances can only be used to pay for petrol at Petronas, this is great because it renders the need to separately hold balance in Setel obsolete.&nbsp;</span></p><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Savings and reward points for bill payments.&nbsp;</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You may know that eWallets such as GrabPay, TNG eWallet and Boost have the option of bill payments. Users can pay for utilities such as </span><a href="https://ewhallet.com/blog/post/how-to-pay-utility-bills-with-e-wallets"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">water, electricity, broadband, insurance and loans</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">At present however, none of these eWallets offer any savings nor rewards for this feature.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It’s a shame (for us users at least), since these utility bills when combined make up a significant portion of our monthly expenditures.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">While it may be a little much to ask, the reward points accumulated from utility bill payments would definitely make monthly bills payments a little less depressing.&nbsp;</span></p><ul><li><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">A single site where we can view all eWallet promotions at one place.</span></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">EWallets such as TNG eWallet always have various deals and promotions. The problem is, </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">how is one to keep track of all of them?&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Good thing you can access </span><a href="https://ewhallet.com/promotions"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">our promotions page here</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">! Here, we update all ongoing eWallet deals from various providers. You can even filter by eWallet, campaign, type of promotion and category. You’ll never miss out on savings again.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">What eWallet features do you wish were implemented, or do you agree with the majority that we’re already pretty well off as is? Share your thoughts with us below!</span></p>

Bill payments, zakat and even making donations - eWallets have extended far beyond their initial function as merely a digital wallet. 

From just another mode of payment to an all-in-one platform, one would think...

How Satisfied are Malaysians with eWallet Features Today

<p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">While eWallets are usually associated with paying for F&amp;B, their usages have branched out far and wide since the concept was first introduced.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">These days, we Malaysians can use eWallets to pay for everything - from zakat to</span><a href="https://ewhallet.com/blog/post/how-to-pay-utility-bills-with-e-wallets"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> utility bills</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> to charity donations. Few avenues have remained untouched, and payments convenience is at an all-time high.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Through our Best eWallet in Malaysia for 2020 Survey, we were able to find out which categories of spending typically see the highest eWallet adoption. Read on to find out!</span></p><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">No. 1: Groceries</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Out of the 245 respondents in the survey, </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">97%</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> claim to use eWallets when paying for their groceries.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This makes perfect sense. For many of us, groceries often take up the biggest chunk of our monthly budget - </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">after </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">compulsory bills such as rent, car and utilities, of course.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">As we’ve mentioned before, eWallets may not have insanely high cashback or savings. The best way to really see a difference is by making the habit of using eWallets to pay for large, recurring payments such as necessary groceries.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Touch ‘n Go eWallet also seems to be the most popular eWallet to pay for groceries. Most middle-aged respondents between the ages of 35 - 54 on the other hand, prefer to use Boost.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Follow these links to check out which grocers accept </span><a href="https://www.tngdigital.com.my/merchants#column"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">TNG eWallet</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> and </span><a href="https://www.myboost.com.my/where-to-boost/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost eWallet.</span></a></p><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">No. 2: In-store purchases</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Almost on equal footing with groceries are in-store purchases, which</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> 95% </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">of respondents use eWallets to pay for.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Even in-store, TNG eWallet leads the category by a long shot, while Boost follows behind.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">As in-store purchases vary immensely from books to cosmetic items to home appliances, the number and type of merchants that an eWallet supplies has to be huge in number. And with over 150,000 merchants, TNG eWallet certainly has that going for them!</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Once again, middle-aged respondents tend to prefer using Boost to pay for in-store purchases, while older respondents prefer TNG eWallet.</span></p><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">No. 3: Online shopping</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Walk into any major store in upscale Klang Valley today, and you’re likely to be overwhelmed with the sheer variety of payment methods available.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Online shopping is no different. At the checkout stage, you’re likely to be greeted with the same choice overload.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Online shopping is the third category with the highest eWallet adoption, with 94% of respondents using eWallets when buying goods online. Of those 94%, 39% prefer to use TNG eWallet, while 15% prefer to use Boost.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Of interest in this category is ShopeePay, which is the third most used eWallet for online shopping, while Lazada Wallet trails behind at No. 4 - which just goes to prove Shopee's rising prevalence and popularity.</span></p><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Petrol is the category with the lowest eWallet adoption</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Our survey quizzed Malaysians on their eWallet usage in 8 categories. These include</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> groceries, in-store purchases, online shopping, in-dining, bills, food delivery, mobile top-up and petrol.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Of those 8 categories, petrol was the category where eWallet adoption lacked most.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Only 76% of respondents use eWallets to pump petrol. This means that </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">a quarter of Malaysians don’t use eWallets at the petrol station</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, preferring to use cash or card instead.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Granted, not many petrol stations provide the option of paying with eWallets. As of now, </span><a href="https://www.shell.com.my/motorists/loyalty-and-payment/pay-with-touch-n-go-and-boost.html"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Shell accepts TNG eWallet and Boost</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, while Petronas accepts their own eWallet Setel, which has also recently partnered with Boost to allow Malaysians to use Boost at Setel-enabled Petronas stations.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This exciting news is a glimpse into better eWallet interoperability to come. Let us know what other features you’d like to see come about in the eWallet environment!</span></p><p><br></p>

While eWallets are usually associated with paying for F&B, their usages have branched out far and wide since the concept was first introduced.

These days, we Malaysians can use eWallets to pay...

What do Malaysians use eWallets to Pay for Most?

<p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">If you were to guess the age demographics of eWallet users in Malaysia, you’d probably expect millennials in their 20s and 30s to make up the majority.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">While you wouldn’t be wrong, older users make up a decently-sized chunk too. In our Best eWallet in Malaysia for 2020 Survey, users aged 55 and above accounted for </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">a third </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">of the entire sample size.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Respondents were categorised according to the age ranges of 18 - 24, 25 - 34, 35 - 44, 45 - 54 and 55+.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This way, we were able to glean some interesting data on how eWallet behaviours differed by age. Keep reading to find out!</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">eWallet insights: Users aged below 55</span></h2><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1.Younger users tend to use ShopeePay and Boost more often.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Out of all the eWallets on the market, ShopeePay and Boost seem to have the strongest backing by the younger crowd.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In the survey, respondents aged 18 - 54 showed significantly higher usage of these eWallets when compared to the 55+ age group - who were loyal to Touch n’ Go eWallet throughout the survey.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">This comes as no surprise since Touch n’ Go is a household name that has been synonymous with toll payments since its inception in 1996, while Boost’s vibrancy caters to a generally younger crowd.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">2.⅓ of younger users don’t use eWallets to pay for petrol.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Note that out of the 245 respondents, a quarter don’t use any eWallets at all to pay for petrol.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Instead, they opt for the more familiar method of cash and card.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Younger respondents aged 55 and below echoed the majority too, in that a third simply don’t use eWallets when at the petrol station.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">For those that do, they tend to use Setel or Touch ‘n Go eWallet, with Boost trailing third.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">3.Younger age groups prefer to use GrabPay for food delivery.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">With all the lockdowns and movement orders, food delivery has played an increasingly prominent role for many Malaysians.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">With such services having become a rising need this year, using eWallets to pay for it only makes sense - and it seems that GrabPay triumphs on top here!</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The favourite choice for 35% of survey respondents, GrabPay is the most used eWallet option for food delivery services.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Of course, the food delivery service within Grab’s ecosystem (GrabFood) has a lot to do with this, given that users must pay with GrabPay to receive reward points for their food deliveries. On top of that, many promotions can only be applied when paying with GrabPay.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Outside of GrabPay, Touch n’ Go eWallet is the second choice for food delivery payments, garnering 29% of respondents’ votes.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">eWallet insights: Users aged 55 and above</span></h2><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">1.The older the user, the less diversified their eWallet portfolio.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Switching between different eWallets can help you take advantage of promotions and rewards from different providers. On the other hand, sticking to one eWallet can often lead to cumulative rewards.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Older Malaysian eWallet users seem to be a fan of the latter.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The majority of respondents (78%) diversify their eWallet usage by using several different providers at one time. However, 22% of total respondents use the same eWallet for paying in all categories, with TNG eWallet being the most used brand for all categories.&nbsp;</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">2.Touch ‘n Go eWallet is the firm favourite for users aged 55+.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In the survey, users in the 55+ age group were the biggest users of Touch ‘n Go eWallet by a landslide - regardless of what they’re paying for. Case in point:&nbsp;</span></p><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">76% of users aged 55+ prefer to use TNG eWallet for grocery shopping.</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">62% for online shopping</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">75% for in-store purchases</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">55% for petrol</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">62% for in-dining</span></p></li><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">61% for bill payments</span></p></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Overall, 80% of older respondents voted TNG eWallet as the best eWallet in Malaysia.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">3.Promotions more important for older age groups.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">While Malaysians are certainly spoiled with the sheer variety of eWallets to choose from, there’s always room for improvement.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">When asked what feature they would like to see in future eWallets, younger users seem to be generally satisfied with what current eWallets have to offer.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Older users (55+) on the other hand, desire for more promotions and cashback.&nbsp;</span></p><div><table><colgroup><col><col></colgroup><tbody><tr><td><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Younger eWallet users&nbsp;</span></p></td><td><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Older eWallet users</span></p></td></tr><tr><td><div><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Use ShopeePay and Boost more often.</span></p></li></ul><br><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Don’t typically use eWallets to pay for petrol.</span></p></li></ul><br><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Prefer to use GrabPay for food delivery</span></p></li></ul><br></div></td><td><div><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Prefer to stick to one eWallet throughout</span></p></li></ul><br><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Prefer Touch ‘n Go eWallet for all categories</span></p></li></ul><br><ul><li><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Prioritise rewards</span></p></li></ul></div></td></tr></tbody></table></div><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Does your eWallet behaviour line up with that of your age group? Perhaps you’ve observed some quirks and habits that users of certain ages tend to have. Comment below to let us know!</span></p><p><br></p>

Guess quick! How differently would a 20 year old and a 60 year old use eWallets? click to find out more

Millennials vs Older users: How do they use eWallets differently?

Ever wondered how you can get the most rewards or cashback for your daily purchases? Here’re some tips from us on how to layer on the savings so you can save money - without spending less.

How to Get the Most Rewards + Savings from your eWallet Usage

<p><span style="background-color: transparent; color: rgb(0, 0, 0); font-family: Arial; font-size: 11pt; white-space: pre-wrap;">As an eWallet user in an eWallet-packed environment, what’s the most important factor for you when choosing which eWallet to use?</span><br></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">For the majority, it’s probably the cashback, promotions and rewards.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Without the attractive reward points and attractive discounts, most of us would rather stick to what we know best - cash and cards.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Of course, we’re not just speculating here. In our </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Best eWallet for 2020 Survey</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">54% of respondents chose cashback and promotions as their main reason for using eWallets</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Best eWallet for 2020 Survey by eWhallet.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In a</span><a href="https://ewhallet.com/blog/post/malaysia-best-e-wallet-2020" target="_blank"> previous article</a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">, we shared an overview of the results from our Best eWallet for 2020 Survey, where Touch n’ Go eWallet triumphed on top as the firm favourite for Malaysians overall.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">However, Boost didn’t fall too far behind - nabbing the title of second most rewarding eWallet!&nbsp;</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost holds 2nd place for Most Rewarding eWallet.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Out of the 245 respondents surveyed, 48% chose TNG eWallet as the most rewarding eWallet, while</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> Boost came in second at 25%.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Other eWallets surveyed include GrabPay (13%), ShopeePay (4%), MAE/Maybank QRPay (2%), Lazada Wallet (2%) and RazerPay (1%).&nbsp;</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Most rewarding eWallet by gender.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Interestingly, Boost is the only eWallet where preferences by gender can be seen. Men tend to find Boost most rewarding, and consequently use it more often too.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">While other eWallets tend to have more or less equal ratios of men and women who find it most rewarding, 10% more men find Boost to be more rewarding compared to women</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Most rewarding eWallet by age group.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">When broken down by age groups (18 - 34), (35 - 54), (55+), </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost proved to be a firm favourite for the middle-aged group (35 - 54)</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">On the contrary, younger users between the ages of 18 - 34 find GrabPay and ShopeePay most rewarding.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">As for older users above the ages of 55? They stayed true to their overall loyalty to TNG eWallet, rating TNG eWallet as the eWallet they find most rewarding.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Most rewarding eWallet by gross income level.</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In the survey, respondents were also broken down according to their gross income level per annum.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Boost is seen as most rewarding for those in the RM35 - RM100K age group.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">In comparison, GrabPay saw a landslide number of votes for the most rewarding eWallet from those in the RM250+K group.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">What rewards does Boost eWallet have?</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">We know that TNG eWallet currently doesn’t employ a reward point system, instead relying mainly on merchant promotions.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">As for Boost, it certainly comes to no surprise that so many Malaysians love it for its rewards. Most of us are probably already familiar with some of its rewards such as Boost Points and Shake Rewards.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Our article </span><a href="https://ewhallet.com/blog/post/how-do-ewallet-rewards-work-in-malaysia" target="_blank">“How do eWallet Rewards Work in Malaysia”</a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> breaks down all of Boost’s rewards in detail, from </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">BoostUP</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> to </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">CashUP</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> to</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> Shake Rewards</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">And if you didn’t manage to participate in our survey, fret not. Let us know in the comment section below which eWhallet you find most rewarding!</span></p><p><br></p>

<p><span style="background-color: transparent; color: rgb(0, 0, 0); font-family: Arial; font-size: 11pt; white-space: pre-wrap;">As an eWallet user in an eWallet-packed environment, what’s the most important factor for you when choosing which eWallet to use?</span><br></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">For the majority, it’s probably the cashback, promotions and rewards.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Without the attractive reward points and attractive discounts, most of us would rather stick to what we know best - cash and cards.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Of course, we’re not just speculating here. In our </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Best eWallet for 2020 Survey</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">, </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: italic; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">54% of respondents chose cashback and promotions as their main reason for using eWallets</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">.</span></p><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Best eWallet for 2020 Survey by eWhallet.</span></h2><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">In a</span><a href="https://ewhallet.com/blog/post/malaysia-best-e-wallet-2020" target="_blank"><span>&nbsp;</span>previous article</a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">, we shared an overview of the results from our Best eWallet for 2020 Survey, where Touch n’ Go eWallet triumphed on top as the firm favourite for Malaysians overall.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">However, Boost didn’t fall too far behind - nabbing the title of second most rewarding eWallet!&nbsp;</span></p><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Boost holds 2nd place for Most Rewarding eWallet.</span></h2><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Out of the 245 respondents surveyed, 48% chose TNG eWallet as the most rewarding eWallet, while</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: italic; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> Boost came in second at 25%.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Other eWallets surveyed include GrabPay (13%), ShopeePay (4%), MAE/Maybank QRPay (2%), Lazada Wallet (2%) and RazerPay (1%).&nbsp;</span></p><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Most rewarding eWallet by gender.</span></h2><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Interestingly, Boost is the only eWallet where preferences by gender can be seen. Men tend to find Boost most rewarding, and consequently use it more often too.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">While other eWallets tend to have more or less equal ratios of men and women who find it most rewarding, 10% more men find Boost to be more rewarding compared to women</span></p><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Most rewarding eWallet by age group.</span></h2><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">When broken down by age groups (18 - 34), (35 - 54), (55+), </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: italic; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Boost proved to be a firm favourite for the middle-aged group (35 - 54)</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">On the contrary, younger users between the ages of 18 - 34 find GrabPay and ShopeePay most rewarding.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">As for older users above the ages of 55? They stayed true to their overall loyalty to TNG eWallet, rating TNG eWallet as the eWallet they find most rewarding.</span></p><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Most rewarding eWallet by gross income level.</span></h2><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">In the survey, respondents were also broken down according to their gross income level per annum.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Boost is seen as most rewarding for those in the RM35 - RM100K age group.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">In comparison, GrabPay saw a landslide number of votes for the most rewarding eWallet from those in the RM250+K group.</span></p><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">What rewards does Boost eWallet have?</span></h2><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">We know that TNG eWallet currently doesn’t employ a reward point system, instead relying mainly on merchant promotions.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">As for Boost, it certainly comes to no surprise that so many Malaysians love it for its rewards. Most of us are probably already familiar with some of its rewards such as Boost Points and Shake Rewards.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Our article </span><a href="https://ewhallet.com/blog/post/how-do-ewallet-rewards-work-in-malaysia" target="_blank">“How do eWallet Rewards Work in Malaysia”</a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> breaks down all of Boost’s rewards in detail, from </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">BoostUP</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> to </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">CashUP</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> to</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> Shake Rewards</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">And if you didn’t manage to participate in our survey, fret not. Let us know in the comment section below which eWhallet you find most rewarding!</span></p><p><br></p>

Rewards, rewards, rewards....it’s important for all of us as Malaysian eWallet users, agree?

Malaysians Rate Boost as Second Most Rewarding eWallet

<p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Heads up Malaysians! </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You have until the end of the month to redeem the remainder of your RM50 ePenjana eWallet credit.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">To be specific, the deadline to finish using your ePenjana credit is on </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">11:59pm, 30th September 2020</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> - which is just a few days away.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The </span><a href="https://ewhallet.com/blog/post/penjana-ewallet-rm50-credit-initiative-mysejahtera" target="">ePenjana scheme</a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> was part of the recent PENJANA economic recovery plan, where eligible Malaysians were given RM50 worth of eWallet credit to revitalise the economy post-CMCO.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Most of you may have already claimed your RM50 and used it up long ago. For others, it may still be sitting stagnant in your respective eWallet waiting to be used.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">What some may not be aware of is that the ePenjana eWallet credit actually comes with an expiry date as mentioned above.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">What happens to my expired ePenjana credit?</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The balance left over from any unused ePenjana credit will automatically be removed and retrieved back by the government if not utilised before the expiry date (11:59pm, 30th September 2020).</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">You are </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">not</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> allowed to transfer the balance to another eWallet, withdraw it into your bank account, nor cash it out. In short, you </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">have to</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> use it up before the expiry date. Think of it as a voucher of sorts!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">After all, this credit was offered as a means to boost consumer spending and encourage cashless payments.</span></p><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">How can I use up the rest of my RM50 ePenjana eWallet credit?</span></h2><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Initially, it was announced that the ePenjana credit was only available for physical in-store purchases. This was one of the major terms and conditions that was emphasised for usage of the credit.</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Since then however, Malaysians have been able to use their ePenjana credit for purchases both online and offline.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">The additional RM50 seemed to be merely an addition to the eWallet balance, with no restrictions to its usage. That means you can even use it to pay for online shopping and food deliveries.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">It may not sound difficult to use up RM50 in one day. Even so, we’ve thought of 3 ways you can stretch out the remainder of your ePenjana credit!&nbsp;</span></p><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Buy a Fave voucher for future usage.</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">If you don’t already know, </span><a href="https://myfave.com/"><span style="font-size:11pt;font-family:Arial;color:#1155cc;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:underline;-webkit-text-decoration-skip:none;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Fave</span></a><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> is a lifestyle platform with a popular feature called </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Fave Deals.&nbsp; </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">On</span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:700;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;"> Fave Deals, </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">you can browse through hundreds of deals upon deals to buy vouchers for your favourite restaurants, services and more!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Often, these vouchers will come with an expiry date which varies depending on the respective deal and merchant.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Even if you’ve got a jam-packed schedule however, you can still purchase a voucher with a longer usage period to extend the ePenjana expiry date in a way.&nbsp;</span></p><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Make any foreseeable purchases now.</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Toiletries, pantry items...you don’t have to wait until you run out before you buy.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Rather than letting your ePenjana credit waste away, purchase any necessities or other foreseeable expenditures that you expect to make in the near future.</span></p><ul><li><h2><span style="font-size:16pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Be prepared for a friend’s coming birthday.</span></h2></li></ul><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">We’ve all been there - you’re going about life as usual with all its never ending tasks and duties.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Before you know it, you find out your friend/colleague/family member’s birthday is tomorrow! You’ve got no time to buy a gift, let alone make it to the shops in time.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Have a look through your calendar and screen for any upcoming birthdays or events </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">(where it’s expected that you give a gift). </span><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">Using your ePenjana credit to buy that gift now will ensure you’re prepared in advance - even if it’s months away.&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:italic;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">So Malaysians, get spending!&nbsp;</span></p><p><span style="font-size:11pt;font-family:Arial;color:#000000;background-color:transparent;font-weight:400;font-style:normal;font-variant:normal;text-decoration:none;vertical-align:baseline;white-space:pre;white-space:pre-wrap;">What was your experience with the RM50 ePenjana eWallet credit, and how do you feel about the recent eWallet incentives? Let us know in the comments below.</span></p><p><br></p>

<p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: italic; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Heads up Malaysians! </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">You have until the end of the month to redeem the remainder of your RM50 ePenjana eWallet credit.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">To be specific, the deadline to finish using your ePenjana credit is on </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">11:59pm, 30th September 2020</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> - which is just a few days away.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">The </span><a href="https://ewhallet.com/blog/post/penjana-ewallet-rm50-credit-initiative-mysejahtera" target="">ePenjana scheme</a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> was part of the recent PENJANA economic recovery plan, where eligible Malaysians were given RM50 worth of eWallet credit to revitalise the economy post-CMCO.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Most of you may have already claimed your RM50 and used it up long ago. For others, it may still be sitting stagnant in your respective eWallet waiting to be used.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">What some may not be aware of is that the ePenjana eWallet credit actually comes with an expiry date as mentioned above.</span></p><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">What happens to my expired ePenjana credit?</span></h2><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">The balance left over from any unused ePenjana credit will automatically be removed and retrieved back by the government if not utilised before the expiry date (11:59pm, 30th September 2020).</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">You are </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: italic; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">not</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> allowed to transfer the balance to another eWallet, withdraw it into your bank account, nor cash it out. In short, you </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: italic; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">have to</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> use it up before the expiry date. Think of it as a voucher of sorts!&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">After all, this credit was offered as a means to boost consumer spending and encourage cashless payments.</span></p><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">How can I use up the rest of my RM50 ePenjana eWallet credit?</span></h2><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Initially, it was announced that the ePenjana credit was only available for physical in-store purchases. This was one of the major terms and conditions that was emphasised for usage of the credit.</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Since then however, Malaysians have been able to use their ePenjana credit for purchases both online and offline.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">The additional RM50 seemed to be merely an addition to the eWallet balance, with no restrictions to its usage. That means you can even use it to pay for online shopping and food deliveries.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">It may not sound difficult to use up RM50 in one day. Even so, we’ve thought of 3 ways you can stretch out the remainder of your ePenjana credit!&nbsp;</span></p><ul><li><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Buy a Fave voucher for future usage.</span></h2></li></ul><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">If you don’t already know, </span><a href="https://myfave.com/"><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(17, 85, 204); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">Fave</span></a><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> is a lifestyle platform with a popular feature called </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Fave Deals.&nbsp; </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">On</span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 700; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;"> Fave Deals, </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">you can browse through hundreds of deals upon deals to buy vouchers for your favourite restaurants, services and more!&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Often, these vouchers will come with an expiry date which varies depending on the respective deal and merchant.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Even if you’ve got a jam-packed schedule however, you can still purchase a voucher with a longer usage period to extend the ePenjana expiry date in a way.&nbsp;</span></p><ul><li><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Make any foreseeable purchases now.</span></h2></li></ul><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Toiletries, pantry items...you don’t have to wait until you run out before you buy.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Rather than letting your ePenjana credit waste away, purchase any necessities or other foreseeable expenditures that you expect to make in the near future.</span></p><ul><li><h2><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 16pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Be prepared for a friend’s coming birthday.</span></h2></li></ul><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">We’ve all been there - you’re going about life as usual with all its never ending tasks and duties.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Before you know it, you find out your friend/colleague/family member’s birthday is tomorrow! You’ve got no time to buy a gift, let alone make it to the shops in time.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Have a look through your calendar and screen for any upcoming birthdays or events </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: italic; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">(where it’s expected that you give a gift). </span><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">Using your ePenjana credit to buy that gift now will ensure you’re prepared in advance - even if it’s months away.&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: italic; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">So Malaysians, get spending!&nbsp;</span></p><p><span style="box-sizing: border-box; margin: 0px; padding: 0px; -webkit-user-drag: none; overflow: visible; font-family: Arial; font-size: 11pt; color: rgb(0, 0, 0); background-color: transparent; font-weight: 400; font-style: normal; font-variant: normal; text-decoration: none; vertical-align: baseline; white-space: pre-wrap;">What was your experience with the RM50 ePenjana eWallet credit, and how do you feel about the recent eWallet incentives? Let us know in the comments below.</span></p><p><br></p>

Heads up Malaysians! Your RM50 ePenjana eWallet credit expires on the 30th of September. 

If you haven’t used it up already, we’ve got 3 smart ideas for ways you can spend it - but wisely. Click the link to read now.

 Reminder: 3 Ways to Use Your ePenjana Credit Now Before it Expires!

<p>Malaysians love our savings, don’t we?</p><p>We love them so much that according to findings from our <a href="https://blog.ewhallet.com/malaysia-best-e-wallet-2020/">Best eWallet in Malaysia for 2020 survey</a>, <strong>54%</strong> of Malaysians use eWallets mainly for the cashback, promotions and rewards.&nbsp;</p><p>Now, Malaysians can jump for joy with a new initiative that will enable us to earn <em>even more cashback </em>and rewards just for shopping with our eWallets – the Shop Malaysia Online initiative.</p><h2><strong>What do I need to know about the</strong><a href="https://www.myboost.com.my/?_branch_match_id=801440553426726520" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"><strong> Shop Malaysia Online</strong></a><strong> initiative?</strong></h2><p>The Shop Malaysia Online initiative is an e-commerce initiative under Pelan Jana Semula Ekonomi Negara (PENJANA) or the National Economic Recovery Plan.&nbsp;</p><p>This initiative was rolled out to stimulate the economy through online consumption. Specifically, it sees the government collaborating with various eWallets and e-commerce platforms such as Boost to promote online shopping amongst Malaysians. </p><h2><strong>About Shop Malaysia Online with Boost&nbsp;</strong></h2><p>Boost is one of the official e-Wallet partners for the PENJANA Initiative.&nbsp;</p><p>Boasting the widest merchant network nationwide to date with over 170,000 merchants nationwide, Boost has long been in favor of supporting local businesses, with over 60% of their merchants comprising small and micro-SMEs such as mom and pop convenience stores, public market traders and hawker stall owners.</p><p>Throughout the Shop Malaysia Online campaign, Boosties can now shop and enjoy savings from over 5,000 participating online merchants!</p><p>It’s not just savings either, paying with Boost has never been more convenient with their<strong> “Tap and Pay” </strong>feature. With this new feature, all you need to do is enter a 6-digit PIN to verify your transaction. No usernames, no passwords, no waiting for the TAC/OTP.</p><p>From now till 30th September 2020, the rewards just don’t stop if you’re a fellow Boostie as you could get up to RM100 worth of cashback and more!&nbsp;</p><p>In total, there are 4 main ways users can benefit from using Boost throughout this Shop Malaysia Online campaign.</p><h3>1- <strong>Shop online and earn up to RM10 cashback with Boost Partner Wallet </strong></h3><p><a href="https://www.myboost.com.my/partner-wallet/?utm_source=ewhallet&amp;utm_medium=referral&amp;utm_campaign=epenjana-smo" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Boost Partner Wallet</a> is the perfect feature for loyal users as you can Shake for instant cashback and save on the next transaction!&nbsp;</p><p>A ‘Partner Wallet’ is a sub-wallet within a user’s Boost account that automatically stores cashback for dedicated merchants and each user can have multiple Partner Wallets. This helps ensure users don’t miss any savings and is especially useful for when users shop at their favourite merchants.&nbsp;</p><p>Any cashback a user has in a Partner Wallet will be automatically deducted in the next transaction made at the respective merchant.</p><p><em>Who are these Featured Boost partners, then?</em></p><p>At the time of writing, there are 15 merchants spanning from locally-grown Jobbie Nut Butter to online grocer Potboy, and even major pharmacy Watsons.</p><p>Users only need to <strong>spend a minimum of RM50 on selected partners to get up to 10% cashback</strong> (depending on the merchant).</p><p>Each user is entitled to a maximum of 3x cashback capped at RM10 each. Make sure to use your precious cashback before 30th September 2020 too, as unused cashback balance will expire afterwards.</p><p>This means that if you find yourself spending at a particular merchant particularly often, this feature can help you save on every purchase – and all you have to do is use the respective Boost Partner Wallet to pay!</p><h3>2- <strong>Get up to 6x Coins during 8.8 Online Boost Day</strong></h3><p>If you haven’t heard of the <a href="https://www.myboost.com.my/online-boost-day/august/?utm_source=ewhallet&amp;utm_medium=referral&amp;utm_campaign=epenjana-smo" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">8.8 Online Boost Day</a>, you’re in for a treat! This month would be Boost’s biggest Online Boost Day and the rewards are gonna get a little out of control.</p><p>From 6th to 8th August 2020, spend a minimum of RM150 in one transaction and <strong>enjoy up to 2x the amount of coins for all local Boosted online partners</strong>!&nbsp;</p><p>With over 5,000 online partners, get ready to get your online shop on!</p><p>Transactions made at key online partners such as PrestoMall, Jocom, HappyFresh and even Durian Bear would even earn you up to 6x the amount of coins.</p><p>Thought that was it? Boost will also #KasiTambah an extra RM5 Online Boost Day Surprise Shake that would be credited into a random Partner Wallet.&nbsp;</p><p>Users are limited to 2 redemptions throughout the entire 3 days of the August Online Boost Day.</p><h3>3- <strong>Special discount vouchers of up to 20% for selected partners</strong></h3><p>What’s a campaign without discounted online vouchers?</p><p>On top of extra cashback and coins, Boost is also handing out more voucher goodness and even more savings with special discounted vouchers of up to 20% across F&amp;B, travel and online shopping categories.</p><p>Some notable vouchers to get your hands on include Lazada, Hermo, MPH Online Bookstore, Vouk Hotel and Vivatel Kuala Lumpur. </p><h3>4- <strong>Fulfill Boost’s Special Shop Malaysia Online Mission&nbsp; and be rewarded with 500 coins</strong></h3><p>The more you spend, the more you get rewarded.</p><p>Boost’s Shop Malaysia Online campaign ties up with a bang with their special Shop Online Boost Mission. Spend a cumulative total of RM500 on Boosted online partners within 5 days to stand a chance of winning an additional 500 coins!&nbsp;</p><p>Join the mission now <a href="https://myboost.app.link/4TAND19JI8" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">here</a>! </p><h2><strong>What do I need so many Boost coins for?</strong></h2><p>Avid Boosties probably already know how precious Boost Coins are.&nbsp;</p><p>Essentially, Boost coins are akin to reward points. Users earn coins after every transaction made with Boost.&nbsp;</p><p>Of course, this means that the more coins you earn = the more rewards you stand to gain.</p><p>Unlike most other eWallets, Boost Coins can not only be used to redeem vouchers and gifts, but can also be redeemed as cashback and credited directly into your Boost eWallet! From there, you can use your cashback however you like – to <a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">pay for utility bills</a> or for your weekly grocery trip. </p><p>To add to that, here’s a tip just for the savings-savvy – use your Boost coins to redeem gifts or cashback from Partner Wallets instead! This will help you get more bang for your buck as the conversion rates for these are much more preferable compared to redeeming just plain old cashback.&nbsp;</p><p>Partner Wallet categories range from Groceries, Prepaid, Postpaid and even Petrol. They essentially work just like your normal Boost cashback too.</p><h2><strong>More than just savings with Boost</strong></h2><p>So far, all we’ve mentioned are cashback, vouchers and discounts.</p><p>While savings play a huge part in our decision-making as Malaysian consumers, an eWallet that offers an easy, uncomplicated payment experience is equally key.&nbsp;</p><p>With Boost, online shopping just got a whole lot easier. The online payments feature allows users to pay for their transactions without the fuss of remembering usernames/passwords, or waiting for the TAC/OTP number.&nbsp;</p><p>All you have to do is select<strong> “Tap and Pay” </strong>on the payment page. From there, a 6-digit pin or quick scan of your fingerprint is all you need to verify your transaction.&nbsp;</p><p><a href="https://www.myboost.com.my/deals/introducing-tap-and-pay/?utm_source=ewhallet&amp;utm_medium=referral&amp;utm_campaign=epenjana-smo" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Click here</a> to find out if your favourite merchant accepts this handy function.</p><h2><strong>Don’t forget to pay with Boost when you shop online!</strong></h2><p>From coins to cashback to vouchers, this period is the best time to do all your shopping since Boost will help to shave a little off the bill.&nbsp;</p><p>Even if you may not be an avid shopper, use this opportunity to grab all your necessities online!</p><p>Download, register and verify your account with Boost now so you can enjoy a seamless spending experience throughout this campaign.&nbsp;</p><p>Another initiative under PENJANA that you might have already benefited from is the <a href="https://www.myboost.com.my/epenjana-rm50/claim-epenjana/?utm_source=ewhallet&amp;utm_medium=referral&amp;utm_campaign=epenjana-smo" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Free RM50 eWallet credit</a>. If you haven’t claimed yours yet, our guide here spells out exactly <a href="https://blog.ewhallet.com/penjana-ewallet-rm50-credit-initiative-mysejahtera/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">how to claim it your free RM50 eWallet credit</a>!</p>

Malaysians love our savings, don’t we? We love them so much that according to findings from our Best eWallet in… 

Love Savings? You’ll Love Boost’s Latest Online Campaign

<p><em>*Updated: Here’s the details on how to claim your ePenjana RM50 eWallet credit!</em></p><h2>How to claim your ePenjana RM50 eWallet credit (Step-by-Step)</h2><ol><li>Make sure you fulfill the requirements as stated above in the article</li><li>Download the MySejahtera app</li><li>Download your eWallet of choice (Boost, GrabPay or Touch ‘n Go eWallet) and make sure it’s updated too</li><li>Register and verify your account</li><li>Click <em>“Claim Now”</em></li><li>Your request will be sent for approval and you will be notified within 5 days </li><li>RM50 eWallet credit will be credited directly into your eWallet once approved</li><li>Remember to spend your credit before it expires on the 30th of September 2020! </li></ol><h2>Which eWallet should you use to claim your ePenjana credit?</h2><p>Whichever eWallet you choose from among these 3, the RM50 eWallet credit remains the same regardless.&nbsp;</p><p>Where they differ is the type of goodies which make up the other RM50 worth of freebies. Below, we’ve compiled what all 3 eWallets are offering so you can compare at a glance!&nbsp;</p><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div>Boost</div></th><th><div>GrabPay</div></th><th><div>Touch ‘n Go eWallet</div></th></tr></thead><tbody><tr><td><div>More than <strong>RM80</strong> worth of Boost lifestyle rewards when you spend your RM50 ePenjana:<br><br>Celcom Xpax<br>Aspirasi&nbsp;<br>Great Eastern&nbsp;<br>Secret Recipe&nbsp;<br>Kenny Rogers Roasters&nbsp;<br>Mydin<br>Tealive<br>Setel<br>OldTown White Coffee<br>Petron<br>KK mart<br>Tesco&nbsp;<br>Watsons<br>myNEWS<br>Sushi King<br>Sunshine<br>And more! </div></td><td><div><strong>RM50</strong> worth of Grab vouchers:<br><br>RM5 Coffee Bean and Tea Leaf<br>RM5 Kenny Rogers Roasters<br>RM5 Kyochon<br>RM5 McDonald’s<br>RM5 Starbucks&nbsp;<br>RM5 Sushi King<br>RM10 H&amp;M<br>RM10 Watsons</div></td><td><div>Be the <strong>first 1,000,000</strong> users to get reward vouchers worth more than <strong>RM300</strong><br><br>Cashback from RM1 – RM10 from 15 F&amp;B outlets&nbsp;<br><br>Cashback from RM1 – RM10 from 11 convenience/lifestyle stores<br><br>Cashback from RM2 – RM100 from 11 necessity stores&nbsp;<br><br>Cashback from RM3 – RM20 from 13 entertainment stores</div></td></tr><tr><td><div><strong><br>Win prizes ranging from:</strong><br><br>– Car&nbsp;<br>– Motorcycle<br>– Gadgets&nbsp;<br>– And more!&nbsp;</div></td><td><div>Be the <strong>first 7,000 users to spend RM50 </strong>ePenjana and use at least one Grab service (Grab, GrabFood, GrabMart or GrabExpress) within the week to also win a weekly <strong>bonus of RM75 in vouchers</strong></div></td><td><div><br></div></td></tr><tr><td><div><a href="https://www.myboost.com.my/epenjana-rm50/" target="_blank" rel="noreferrer noopener" aria-label="Boost ePenjana (opens in a new tab)">Boost ePenjana</a></div></td><td><div><a href="https://www.grab.com/my/pay-deals/others/grab-epenjana/" target="_blank" rel="noreferrer noopener" aria-label="Grab ePenjana (opens in a new tab)">Grab ePenjana</a></div></td><td><div><a href="https://www.tngdigital.com.my/epenjana" target="_blank" rel="noreferrer noopener" aria-label="Touch 'n Go eWallet ePenjana (opens in a new tab)">Touch ‘n Go eWallet ePenjana</a></div></td></tr></tbody></table></figure><p></p><hr class="wp-block-separator"><p>You may recall the <a href="https://blog.ewhallet.com/best-e-wallet-for-your-rm30-e-tunai-rakyat-initiative/">RM30 e-Tunai Rakyat campaign</a> that was announced by the Ministry of Finance earlier in January. Perhaps that RM30 has benefitted you with a few extra meals, or even kickstarted you on your cashless journey.</p><p>In a recent announcement by our prime minister, it was announced that eligible Malaysians can now look forward to even more free eWallet credit to come!</p><p>As part of the PENJANA economic recovery plan, eligible Malaysians will be given RM50 worth of eWallet credit. To top it off, partnering eWallet providers will also be matching up that amount with RM50 worth of vouchers or cashback.</p><p>This initiative is set to benefit up to 15 million Malaysians, with RM750 million allocated for this purpose.&nbsp;</p><p>Here’s what else you need to know to claim your RM50 eWallet credit.</p><h2>Do you check all the boxes?</h2><p><em>“Do I need to be a certain age to receive this credit?”</em></p><p><em>“Am I eligible if I’m not a local?”</em>&nbsp;</p><p>To be eligible for this benefit, you must be a<strong> Malaysian aged 18 and above earning less than RM100,000 per annum. </strong>This benefit is not applicable for Permanent Resident (PR) holders.&nbsp;</p><p>Furthermore, Senior Minister Datuk Seri Ismail Sabri Yaakob has also revealed that <strong>you must download the</strong><a href="https://mysejahtera.malaysia.gov.my/intro/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"><strong> MySejahtera App</strong></a> to be eligible. The MySejahtera App is a contact-tracing app developed to assist health authorities in monitoring COVID-19 in the country.&nbsp;</p><p>Even if you don’t plan on redeeming this benefit, it’s best to download it anyways. As life picks up for you entering RMCO, you’ll come across merchants who will require customers to check in via the MySejahtera app before entering their store.&nbsp;</p><p></p><figure class="wp-block-image size-large"><div class="se-component se-image-container __se__float-none" contenteditable="false"><figure class="wp-block-image size-large" style="margin: 0px;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10.png" alt="mysejahtera app" class="wp-image-1389" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10.png 625w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10-300x216.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10-600x431.png 600w" sizes="(max-width: 625px) 100vw, 625px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="auto,auto" style="" data-index="0"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10.png" alt="mysejahtera app" class="wp-image-1389" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10.png 625w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10-300x216.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10-600x431.png 600w" sizes="(max-width: 625px) 100vw, 625px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10.png" alt="mysejahtera app" class="wp-image-1389" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10.png 625w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10-300x216.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-10-600x431.png 600w" sizes="(max-width: 625px) 100vw, 625px" /></noscript></figure><p></p><h2><del>How do I claim the RM50 eWallet credit?</del></h2><p><del>This program will run from July through to September 2020. At present, the application procedure to apply for this benefit has not yet been made known.&nbsp;</del></p><p><del>Do bookmark this page as we’ll be updating it with all the relevant info once it’s been revealed! It is, however, expected that the RM50 eWallet credit may be directly credited into your eWallet account if you’re eligible.&nbsp;</del></p><p><del>We’re still kept in the dark about which eWallet provider will be selected under this campaign – but we can expect <strong>Boost, GrabPay</strong> and <strong>Touch ‘n Go eWallet</strong> to be among those shortlisted.</del></p><p><del>For that reason, stay one step ahead and make sure to verify your account on either one of these eWallets (or all three!) so you don’t miss out.</del></p><h2>There are limits to what you can do with your RM50&nbsp;</h2><p><strong>The RM50 eWallet credit is only applicable for physical purchases in-store.</strong> That means no online shopping or food deliveries.&nbsp;</p><p>But don’t fret! As mentioned previously, the selected eWallet provider will also be giving out an additional RM50 worth of cashback/vouchers, totaling the final sum to an extra RM100 in Malaysians’ pockets.&nbsp;</p><h2>Why are we receiving this RM50 eWallet credit?</h2><p>The recently unveiled PENJANA economic recovery plan is aimed at revitalising the economy in our post-CMCO society.</p><p>Through this initiative, the government is looking to encourage contactless spending and boost eWallet usage within the rakyat. If you didn’t already know, this is in line with our mission here at eWhallet – to get Malaysians embracing a cashless economy with open arms!</p><p>Furthermore, limiting the RM50 eWallet credit to offline purchases only is done in hopes of jumpstarting the economy and getting local businesses back on their feet.&nbsp;</p><p>For now, just sit back, make sure you have a verified account on either Boost, GrabPay or Touch ‘n Go eWallet – and wait for more news to come!</p><h2>EPenjana RM50 eWallet credit FAQs</h2><ol><li><strong>Why was my submission rejected?</strong></li></ol><ul><li>You did not meet the eligibility criteria</li><li>You’ve claimed from another eWallet already&nbsp;</li><li>There were some issues with your Sejahtera registration</li><li>There were some errors with your MySejahtera registration&nbsp;</li></ul><ol start="2"><li><strong>Can I claim the RM50 ePenjana credit from more than one eWallet?</strong></li></ol><p>No, each applicant is only entitled to the RM50 ePenjana credit from one eWallet only.&nbsp;</p><ol start="3"><li><strong>Can I withdraw the RM50 ePenjana credit as cash?</strong></li></ol><p>No, the credited RM50 can only be used for transactions with the respective eWallet.&nbsp;</p><ol start="4"><li><strong>Is there a deadline to claim the RM50 ePenjana credit?</strong></li></ol><p>The ePenjana credits can be redeemed by eligible Malaysians from 8.00am on 31st July 2020 until 11:59pm on 24th September 2020.</p><ol start="5"><li><strong>Is there a deadline to use the RM50 ePenjana credit after it has been credited into my eWallet?</strong></li></ol><p>The RM50 ePenjana credit will expire at 12:00a.m. 30th September 2020. The amount will automatically be forfeited if unused past the expiry date, so make sure to use it!&nbsp;</p><p>How will you use your RM50 ePenjana credit? Let us know in the comments below!&nbsp;</p>

*Updated: Here’s the details on how to claim your ePenjana RM50 eWallet credit! How to claim your ePenjana RM50 eWallet… 

Penjana RM50 eWallet Credit: Here’s What You Need to Know

<p>Malaysia is well-known (at least amongst ourselves) for being a country jam-packed full of eWallets.&nbsp;</p><p>In recent years, the top few contenders have managed to pave a path for themselves towards the summit of the cashless scene, each carving a well-earned spot for themselves at the top – <em>Touch ‘n Go eWallet, Boost, GrabPay, ShopeePay etc.&nbsp;</em></p><p>But which one is truly the best of the best?</p><p>In our recent article where we compared the <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">top eWallets in Malaysia for 2020</a>, we had the opportunity to find out right from the user’s mouth.&nbsp;</p><p>Below, we’ve summarised the juiciest findings from our <strong>Best eWallet in Malaysia for 2020 Survey. </strong>Read on to find out what fellow Malaysians had to say!</p><h2>Survey Introduction</h2><p>The Best eWallet in Malaysia for 2020 Survey was held for a period of slightly less than a month, with the total number of respondents amounting to 245 (n = 245).</p><p>The 245 respondents surveyed can then be further categorised by gender, age, marital status and income level.&nbsp;</p><ul><li>Majority of respondents are male at 58%&nbsp;</li><li>⅓ of respondents are over the age of 55</li><li>Majority of respondents earn RM35k or below in annual gross income</li><li>44% of respondents are between the ages of 18-34 </li></ul><h2>Touch ‘n Go eWallet leading the game in 2020.</h2><p><strong>Touch ‘n Go eWallet comes out on top as the firm favourite for Malaysians overall.&nbsp;</strong></p><p>In the survey, Touch ‘n Go eWallet triumphed over all other Malaysian eWallets throughout all categories – groceries, online shopping, in-store purchases, petrol and dining in.&nbsp;</p><p>The only exception is food delivery, where GrabPay proved to be the more popular option.&nbsp;</p><p>This comes as no surprise since food delivery isn’t a primary service established within Touch ‘n Go eWallet <em>(although they’ve partnered with DeliverEat)</em>. On the other hand, Grab holds the upper hand with their GrabFood feature which also incentivises users to pay using the Grab eWallet.&nbsp;</p><p><em>As for which eWallet respondents thought was best? </em>More than half (55%) voted for Touch ‘n Go eWallet.</p><h2>55+ age group most loyal fans of Touch ‘n Go eWallet.</h2><p>Behind Touch ‘n Go eWallet’s success seems to be a loyal backing from older users.&nbsp;</p><p>As an overarching theme, users in the 55+ age group consistently showed a preference for using Touch ‘n Go eWallet for all purchases. To be exact, 80% of respondents aged 55+ voted Touch ‘n Go eWallet as the best eWallet.&nbsp;</p><p>76% of respondents aged 55 and above prefer to use Touch ‘n Go eWallet to pay for groceries. In comparison, 43% of 18 – 34 year olds and 46% of 35 – 54 year olds voiced a similar opinion.&nbsp;</p><p>A similar landslide difference can be seen in the preferred eWallet of choice for all other categories too.</p><p>For online shopping, 62% of users who voted for Touch ‘n Go eWallet belonged to the 55+ age group. Similarly, 75% of users who voted for Touch ‘n Go eWallet as their preferred eWallet for in-store purchases were 55 years old and above.</p><h2>Boost trails behind as Malaysians’ second favourite eWallet.</h2><p>While Touch ‘n Go eWallet won the hearts of most respondents, Boost doesn’t lag too far behind.&nbsp;</p><p>We were also able to glean a closer look at Boost’s user demographic from the survey. For starters, Boost was the only eWallet where a clear difference in gender preference can be seen.&nbsp;</p><p>Compared to women, 10% more men prefer to use Boost for their online shopping needs and found it to be more rewarding. Men’s preference for using Boost is also reflected throughout all other categories as well.&nbsp;</p><p>Men aside, singles and middle-aged users (aged 35 – 54) proved to be stronger fans of Boost too.&nbsp;</p><h2>The older the user, the less diversified their eWallet portfolio.</h2><p>While we know that committing to a single eWallet can be more convenient, this doesn’t seem to be the case for most Malaysians.</p><p>Respondents of all age groups tend to use multiple eWallets at once, where 78% of respondents opted to use different eWallets when paying for different categories.&nbsp;</p><p>However, one group in particular preferred to stick to the bare minimum – the 55+ age group.&nbsp;</p><p>The survey found that younger users tend to diversify their eWallet portfolio more. Meanwhile, only 22% of respondents use the same eWallet to pay for all their purchases – a type of user we like to call <em>super users</em>.&nbsp;</p><h2>Malaysians are generally satisfied with what eWallets have to offer.</h2><p>A congested eWallet scene means that for us users, there’s little left to be desired.&nbsp;</p><p>We’re spoiled with a plethora of features, cashback galore and so many promotions one can hardly keep track.</p><p>For the most part, Malaysians seem to echo this fact in that 37% of respondents are satisfied with the functionality of current eWallets, and don’t expect anything more.</p><p>Of course, there’s always room for improvement. Some functionalities other respondents expressed a desire for include public transport payments and more options for <a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">utility payments.</a></p><p>Check out some other features respondents thought would be a good addition:</p><blockquote class="wp-block-quote"><p>Financial usage breakdown like BigPay, missions like Boost and toll linking like TNG all in one app</p><cite>Female, 25 – 34 age group</cite></blockquote><blockquote class="wp-block-quote"><p>I hope they can develop an inter-eWallet credit transfer feature</p><cite>Male, 18 – 24 age group</cite></blockquote><blockquote class="wp-block-quote"><p>Ability to pay for all utility bills including Maxis, TNB and Pejabat Tanah</p><cite>Male, 35 – 44 age group</cite></blockquote><h2>Most Malaysians use eWallets for the cashback and promotions.</h2><p>Among the various usage drivers, cashback and promos stood out as the main draw for users –&nbsp; having garnered 54% of all respondents votes.</p><p>Does this come as any surprise? Not really.&nbsp;</p><p>We Malaysians love our rewards, and we’re always on the hunt for the eWallet we can reap the most from.</p><p>Knowing this, Touch ‘n Go eWallet’s leading position as the most popular choice for respondents can be well explained for, since it’s also perceived as the most rewarding eWallet.</p><p>The findings above are just the tip of the iceberg. Subscribe to our mailing list to be notified when we publish other interesting statistics.</p>

Malaysia is well-known (at least amongst ourselves) for being a country jam-packed full of eWallets.  In recent years, the top… 

Touch ’n Go eWallet leading the eWallet War by a mile

<ul><li>eWallets in Malaysia must apply for a license from Bank Negara Malaysia (BNM)</li><li>BNM has put in place a number of safeguards to protect users&nbsp;</li><li>eWallets in Malaysia are subject to multiple laws/regulations/legislations</li></ul><p>So far in our eWallet 101 series, we’ve covered everything from the <a href="https://blog.ewhallet.com/pros-and-cons-of-using-ewallets/">pros and cons of eWallets</a> to<a href="https://blog.ewhallet.com/is-it-safe-to-use-e-wallets/"> how safe your money is when held by eWallet companies</a>.&nbsp;</p><p>This time around, we’re starting off on a more serious note by looking into the legalities of things.&nbsp;</p><p><em>What are the laws and regulations governing eWallets in Malaysia?&nbsp;</em></p><p><em>Do we even have any in the first place?</em></p><h2>E-Wallet laws and regulations in Malaysia</h2><p>In recent years, the Malaysian government, Bank Negara Malaysia and other relevant authorities have made their stance on the push for a cashless society clear. <em>They’re all for it!&nbsp;</em></p><p>One of the areas we can see this is in the comprehensive regulatory framework put in place for eWallets, particularly those looking to apply for authorisation.</p><p>The awesome team of editors, lawyers and researchers at <a rel="noreferrer noopener" aria-label=" (opens in a new tab)" href="https://vixio.com/paymentscompliance/" target="_blank">Payments Compliance </a>have looked into this e-wallet regulations in Malaysia extensively. Read their full guide to e-money licensing <a rel="noreferrer noopener" aria-label=" (opens in a new tab)" href="https://paymentscompliance.com/premium-content/research_report/malaysia-practical-guide-e-money-licensing" target="_blank">here</a>. </p><p></p><figure class="wp-block-table"><table class=""><thead><tr><th><div>No.</div></th><th><div>Regulation/legislation </div></th><th><div>What it contains for eWallets</div></th></tr></thead><tbody><tr><td><div>1</div></td><td><div><a href="https://www.bnm.gov.my/documents/act/en_fsa.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Financial Services Act 2013 (758)</a></div></td><td><div>Official laws and regulations for eWallets.</div></td></tr><tr><td><div>2</div></td><td><div><a href="https://www.bnm.gov.my/microsite/ps/gl_016_3.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Guideline on Electronic Money</a></div></td><td><div>Broad principles and minimum<br>standards to be observed specifically by eWallets / e-money issuers.</div></td></tr><tr><td><div>3</div></td><td><div><a href="https://www.bnm.gov.my/microsite/ps/PS_Submission_Requirements_190713.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Submission Requirements for Application for Approval to Operate a Payment System or to Issue a Designated Payment Instrument or to be Registered to Provide Merchant Acquiring Services</a></div></td><td><div>Procedures and required documents to be prepared by eWallets looking to obtain licensure from Bank Negara.</div></td></tr><tr><td><div>4</div></td><td><div><a href="https://www.bnm.gov.my/guidelines/00_general/payment/guidelines/05_cc_emoney_policy_amlcft.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) – Electronic Money and Non- Bank Affiliated Charge &amp; Credit Card (Sector 4)</a></div></td><td><div>Risk management procedures eWallets must comply with in accordance to the domestic anti-money laundering and counter financing of terrorism regulatory framework. </div></td></tr></tbody></table></figure><p></p><p>That’s a lot of documents to go through! Below, we’ve extracted some key points that may be most relevant to you as an eWallet user.</p><h2>How to apply e-wallet license in Malaysia</h2><ul><li>E-Wallet applicants are required to submit an application in writing to BNM together with a covering letter and the documents set out in <a rel="noreferrer noopener" aria-label=" (opens in a new tab)" href="https://www.bnm.gov.my/microsite/ps/PS_Submission_Requirements_190713.pdf" target="_blank">Submission Requirements for Application for Approval to Operate a Payment System or to Issue a Designated Payment Instrument or to be Registered to Provide Merchant Acquiring Services</a></li></ul><ul><li>E-Wallets storing more than RM200 per user must possess RM5 million or 8% of outstanding electronic money liabilities in capital funds</li></ul><h2>E-Wallet Operational and Compliance Requirements</h2><ul><li>The <a href="https://www.bnm.gov.my/microsite/ps/gl_016_3.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Guideline on Electronic Money</a> states that eWallets must submit to the bank its annual audited financial statements and monthly statistical reports on the operation of its e-money scheme</li></ul><ul><li>Maintain separate records and accounts for e-money activities from other business activities</li></ul><h2>E-Wallet Management of Funds</h2><ul><li>Funds collected from users should be deposited and managed separately from the issuer’s working capital funds to avoid commingling</li></ul><ul><li>Funds shall not be invested in any form of assets other than as bank deposits</li></ul><h2>E-Wallet Risk Management</h2><p>E-Wallets are obliged to implement a robust security risk management framework that will address:</p><ul><li>Data confidentiality</li><li>System and data integrity&nbsp;</li><li>User authentication</li><li>Non-repudiation </li></ul><h2>What <em>isn’t </em>covered by our existing eWallet laws and regulations?</h2><p>According to <a href="https://paymentscompliance.com/premium-content/research_report/malaysia-practical-guide-e-money-licensing" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Payments Compliance</a>, Malaysia’s current regulatory framework does not extend to <strong>closed-loop eWallets.&nbsp;</strong></p><p>We’ve addressed<a href="https://blog.ewhallet.com/types-of-ewallets-in-malaysia/"> open-loop vs closed-loop eWallets</a> before, but closed-loop eWallets are essentially eWallets that are exclusive to a specific retailer. A prime example would be Starbucks’ loyalty cards.</p><h2>Does PIDM protect my money in eWallets?</h2><p>PIDM is a government agency which protects our deposits in banks.</p><p>Outside of banks however, perhaps the biggest concern for users using other forms of financial services (such as investment apps or eWallets) is whether or not our money is protected in the same way.</p><p>The answer?&nbsp;</p><p>Yes! PIDM protects eWallet users indirectly by protecting the funds that are placed by eWallet companies in <a href="https://www.pidm.gov.my/en/for-public/deposit-insurance-system-dis/member-banks/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">PIDM member banks</a>.&nbsp;</p><p>However, remember that non-bank eWallets such as Grab and Boost are not PIDM member institutions, hence PIDM does not directly protect e-money which is being used as a payment instrument.&nbsp;</p><h2>What does this mean for me as an average eWallet user?</h2><p>In a nutshell, the eWallet landscape in Malaysia is a pretty safe and secure place for users.&nbsp;</p><p>Thanks to efforts from relevant authorities pushing the transition to a cashless economy, we’re lucky to have a comprehensive regulatory framework in place for eWallets applying for licensure.&nbsp;</p><p>If there’s one thing to take away from this article, it’s to <em>never use unauthorised eWallets </em>– no matter how irresistible their offers!&nbsp;</p><p>Remember that these laws and regulations only apply to licensed eWallets. Click here to view the <a href="https://www.bnm.gov.my/index.php?ch=ps&amp;pg=ps_nonbank_emoney" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">full list of non-bank e-money issuers</a>.</p><p>Now that you’ve got the basics of eWallet laws and regulations in Malaysia down pat, check out our other<a href="https://blog.ewhallet.com/"> eWallet resources </a>to make the most of your eWallet usage.&nbsp;</p>

eWallets in Malaysia must apply for a license from Bank Negara Malaysia (BNM) BNM has put in place a number… 

E-Wallet Laws and Regulations in Malaysia: Here’s What You Need to Know.

<p>It’s often said that the biggest barrier to eWallet adoption is security.&nbsp;</p><p>It’s a proven fact too. In Nielsen’s report last year on <a href="https://www.nielsen.com/my/en/insights/article/2019/cash-or-cashless-malaysias-shifting-payment-landscape/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Malaysia’s shifting payment landscape</a>, security proved to be the biggest reason why non-users aren’t using eWallets.&nbsp;</p><ul><li><strong>50% were concerned about security and fraud related to digital money&nbsp;</strong></li><li>34% worry about overspending</li><li>27% say merchant acceptance is low&nbsp;</li></ul><p>While eWallets are arguably receiving much better response now, security still remains a huge concern.&nbsp;</p><p><em>Is this worry justified? How safe are eWallets really?</em></p><h2>Where are my funds stored when I use eWallets?</h2><p>As mentioned in our article on <a href="https://blog.ewhallet.com/how-do-ewallets-work-in-malaysia/">how eWallets work in Malaysia, </a>all the funds that users load into their eWallet are deposited by the respective eWallet company into a trust account with a licensed financial institution.&nbsp;</p><p>From here, what the eWallet company<em> can </em>or <em>can’t </em>do with those funds is highly regulated.&nbsp;</p><h2>How is my money kept safe when I use eWallets?</h2><p>When it comes to our money, it’s only wise that we’re wary and skeptical.&nbsp;</p><p>In the case of eWallets however, we can let our guard down to a certain extent – knowing that there are safety and security measures in place.</p><h3>1- eWallets are heavily regulated by Bank Negara</h3><p><a href="https://www.bnm.gov.my/microsite/ps/gl_016_3.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">BNM’s Guideline on Electronic Money</a> is a guideline which outlines the minimum standards and operational requirements for e-money issuers in Malaysia.&nbsp;</p><p>Most importantly, it’s stated that the funds can only be used for:</p><p>i) Refund to users</p><p>ii) Payment to merchants</p><p>With such a large pool of funds at the disposal of eWallet companies, who wouldn’t be concerned about improper usage?</p><p>Fret not though, as the usage and management of funds by eWallet companies is heavily regulated. Below, we’ve summarised just a few regulations from the document concerning this.</p><ul><li>&nbsp;Funds collected from users should be deposited and managed separately from the issuer’s working capital funds to avoid commingling.</li></ul><ul><li>Funds shall not be invested in any form of assets other than as bank deposits.</li></ul><ul><li>E-money issuers must comply with the Anti-Money Laundering and Anti-Terrorism Financing Act 2001.</li></ul><ul><li>E-money is subjected to the Unclaimed Moneys Act 1965 (UMA).</li></ul><p>For more details read our guide on <a href="https://blog.ewhallet.com/e-wallet-laws-and-regulations-in-malaysia/">eWallets laws and regulations in Malaysia</a>.</p><h3>2- Less risk, better traceability</h3><p>Regulations aside, eWallets allow complete traceability of all transactions. In comparison, cash leaves almost no footprint.&nbsp;</p><p>Leaving behind traceable records is important in the unlikely case you become a fraud victim, where being able to easily view your past transaction footprint is helpful.&nbsp;</p><p>Remember also, that your bank account is <em>not</em> directly linked to your eWallet account.&nbsp;</p><p>This means that in the unlikely case of fraud, loss is limited to the funds you already have in your eWallet, which is also capped by the eWallet provider’s imposed transaction limit.&nbsp;</p><h3>3- Your identity matters&nbsp;</h3><p>To sign up as a new eWallet user, you have to start by registering an account – but it’s not as simple as creating a username and a password.&nbsp;</p><p>Once again, we can thank BNM’s Guideline on Electronic Money for this.&nbsp;</p><p>Among the four security measures highlighted in the document include<em> “authentication”, </em>where an authentication process is required to validate the user’s identity.</p><p><em>How</em> eWallet providers choose to do this isn’t stipulated, and they’re free to choose whatever tools and methods they like – hence why the registration procedure for eWallets in Malaysia tend to vary across the board.&nbsp;<br>Check out this table below from our article on<a href="https://blog.ewhallet.com/how-to-use-ewallets-for-beginners/"> how to use eWallets for beginners</a>. </p><p></p><figure class="wp-block-table"><table class=""><tbody><tr><td><div><strong>GrabPay</strong></div></td><td><div>Other than taking a picture of your NRIC or passport, Grab also provides you the option of selfie verification.</div></td></tr><tr><td><div><strong>Boost</strong></div></td><td><div>You will also need to provide a 6-digit transaction PIN to ensure only you can authorize all transactions in the app. You will also need to select your telco.</div></td></tr><tr><td><div><strong>Touch’n Go eWallet</strong></div></td><td><div>Just like Boost, you will also need to set a 6-digit PIN, as well as a security question on top of that.</div></td></tr></tbody></table></figure><p></p><h2>How can I stay safe when using eWallets?</h2><ul><li>Avoid connecting to public WiFi networks</li><li>Beware of phishing attempts</li><li>Only download eWallets from official websites/app stores (avoid email/message links)</li></ul><h2>Oh no! There’s an unauthorised transaction on my eWallet. What can I do?</h2><p>If you detect a transaction you didn’t make, most eWallets such as Grab and Boost will first advise you to check your recent transactions.&nbsp;</p><p>It might also be worth checking with friends or relatives who may have had access to your account and used it to perform the transaction.</p><p>Suppose you suspect your eWallet may have been compromised. If so, you will have to submit a request to your respective eWallet to have your case investigated.</p><p>Last year, Touch ‘n Go eWallet announced an interesting feature to address users’ security concerns – their<a href="https://www.tngdigital.com.my/features/mbg" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> Money-back Guarantee.</a></p><p>TNG’s Money-back Guarantee promises full compensation within 5 days if your TNG eWallet is charged with any unauthorised transactions. A feature like this certainly gives TNG eWallet a competitive edge, especially for non-users who still avoid eWallets for security concerns.&nbsp;</p>

It’s often said that the biggest barrier to eWallet adoption is security.  It’s a proven fact too. In Nielsen’s report… 

Is My Money Safe When I Use eWallets?

<p>So many eWallets, so many choices…</p><p>No one wants to be switching to and fro between different eWallets in their phone.&nbsp;</p><p>More than two at any one time, and you’re not only reaping the full benefits of either app – but you’ll probably forget about the money you stored in each of them to begin with.</p><p>In our never-ending search to find the eWallet that suits us best, we’ve written this article covering a few key factors that you should consider when deciding on which eWallet to use in the long run.</p><h2>Let’s look at the bigger picture first</h2><p>Before we list out the factors in detail, let’s take a look at the 3 overarching factors that all these factors fall under.</p><ul><li><strong>Usefulness&nbsp;</strong></li><li><strong>Ease of use</strong></li><li><strong>Privacy and Security</strong>&nbsp;</li></ul><p>This is quoted from our very own Malaysian academics at the International Islamic University of Malaysia, who published their paper on the <a href="https://www.researchgate.net/publication/340166261_Factors_Influencing_the_Use_of_E-wallet_as_a_Payment_Method_among_Malaysian_Young_Adults" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Factors Influencing the Use of E-wallet as a Payment Method among Malaysian Young Adults</a> just earlier this year.&nbsp;</p><p>In their paper, the perceived usefulness, perceived ease of use as well as privacy and security all contribute to consumers’ behavioral intention for eWallet usage.</p><p>Expanding off these 3 factors, let’s explore more on some of the most important factors Malaysians should consider when choosing an eWallet.</p><h2>Factors to consider when choosing an eWallet in Malaysia.</h2><ul><li><strong>How many merchants do they have?</strong></li><li><strong>Do they charge any fees?</strong></li><li><strong>What rewards will you get?</strong></li><li><strong>How protected is your money and personal data?</strong></li><li><strong>Specific features relevant to you </strong></li></ul><h3>1- How many merchants do they have?</h3><p>What’s the point of a fantastic, well-developed eWallet if you can’t use it anywhere?</p><p>In our ultimate guide where we compared the <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">top eWallets in Malaysia for 2020</a>, we listed the merchant count for some of the top eWallets in the market.&nbsp;</p><p>Touch n’ Go eWallet boasted a whopping 150,000, while closed-loop eWallets like Setel can only be used at a single merchant by design.&nbsp;</p><p>It’s also important to note that many eWallets don’t have independent merchants but partner with credit card networks.&nbsp;</p><p>​<a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="_blank">GoPayz</a> for example, is accepted wherever UnionPay, Visa and Mastercard is accepted. On the flipside, this rules out smaller merchants who don’t have a credit card terminal.&nbsp;</p><p>Even more important than the number of merchants however, is <em>who those merchants are.</em>&nbsp;</p><p>If you’re someone who tracks your every expenditure, you may notice certain patterns arise in where you’re spending your money. An eWallet which is accepted at all <em>(or most)</em> of the merchants you typically spend with is one to look out for!</p><h3>2- Do they charge any fees?</h3><p>EWallets can charge fees for either the merchant or the user. But don’t worry users – you can breathe easy. Most Malaysian eWallets in general are free to use <em>(key: most).&nbsp;</em></p><p>Most Malaysians aren’t willing to commit to an eWallet if they know they’ll be charged a fee, no matter how small that fee is. We’re willing to bet you feel the same way too.</p><p>Hence, always do your due diligence and keep an eye out for possible fees you’ll be charged. Some examples include <strong>withdrawal fees, currency conversion fees</strong>, and<strong> fees to upgrade your account or expand your eWallet limit.&nbsp;</strong></p><p>Read more on our article here where we delve more in-depth into the <a href="https://blog.ewhallet.com/ewallet-fees-and-charges/">types of fees eWallets charge</a>.</p><h3>3- What rewards will you get?</h3><p>When choosing which eWallet to use, rewards tend to be the primary factor most Malaysians consider first.&nbsp;</p><p>Rewards may come in the form of <strong>cashback, promotions with selected merchants</strong>, or <strong>reward points</strong> which are the most ubiquitous.&nbsp;</p><p>Note that most eWallets in Malaysia have more than one layer of rewards in place. We explain the <a href="https://blog.ewhallet.com/how-do-ewallet-rewards-work-in-malaysia/">reward schemes for Boost, GrabPay and Touch ‘n Go eWallet </a>in detail here.</p><h3>4- How protected is your money and personal data?</h3><p>As concluded by our Malaysian academics in their paper earlier, privacy and security is crucial to eWallet adoption.&nbsp;</p><p><em>But what does this mean to you as a user?</em></p><p>While there are no specific parameters set out by Bank Negara for a user to assess the risk of an eWallet, the <a href="https://www.bnm.gov.my/microsite/ps/gl_016_3.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Guidelines on Electronic Money</a> does state that issuers must ensure proper risk management is in place.&nbsp;</p><p>So be wary of eWallets which are<em> not </em>licensed by Bank Negara, read through all the T&amp;C, and comply with the lengthy registration procedures some issuers may require.</p><h3>5- Other features which may be relevant to you</h3><p>The above are the most important factors to consider when choosing an eWallet. These 4 key factors aside, you should also base your decision on features which are important for <em>you.</em></p><ul><li><strong>If you travel often…</strong></li></ul><p>An eWallet’s global presence and currency conversion fee are worth noting.</p><ul><li><strong>If you always forget to top up your eWallet…</strong></li></ul><p>Look out for an auto-debit feature.</p><ul><li><strong>If you’re always transferring money to your parents/kids/relatives…</strong></li></ul><p>An instant transfer feature will not only be convenient, but rewarding too.</p><ul><li><strong>If you find paying your utility bills a drag…</strong></li></ul><p><a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">Utility bill payments </a>will be a lifesaving feature for you, and luckily aren’t that uncommon.&nbsp;</p><h2>The best eWallet to use in Malaysia according to these 4 features.</h2><p></p><figure class="wp-block-table"><table class=""><tbody><tr><td><div><strong>Number of merchants</strong></div></td><td><div>Maybank Anytime Anywhere (MAE)</div></td><td><div>MAE boasts the most merchants as found in our comparison article, at 250,000+ and counting.</div></td></tr><tr><td><div><strong>Fees and charges</strong></div></td><td><div>GrabPay, Touch’n Go eWallet</div></td><td><div>At present, GrabPay and Touch’n Go eWallet are completely free to use by users, with no hidden fees.</div></td></tr><tr><td><div><strong>Rewards</strong></div></td><td><div>Boost</div></td><td><div>Boost has multiple layers of rewards including CashUP, Shake Rewards and their loyalty programme. </div></td></tr><tr><td><div><strong>Privacy and protection </strong></div></td><td><div>GrabPay</div></td><td><div>GrabPay boasts award-winning anti-fraud technology and in 2016, won the Best Fraud Prevention Innovation 2016 award</div></td></tr></tbody></table></figure><p></p><p>Did we miss anything? Which factor is most important to you when choosing an eWallet to commit to? Let us know in the comments below.&nbsp;</p><p>To read more on <a href="https://blog.ewhallet.com/what-features-do-e-wallets-have/">what features eWallets in Malaysia have</a>, check out our recent article linked here.</p>

<p>So many eWallets, so many choices…</p><p>No one wants to be switching to and fro between different eWallets in their phone.&nbsp;</p><p>More than two at any one time, and you’re not only reaping the full benefits of either app – but you’ll probably forget about the money you stored in each of them to begin with.</p><p>In our never-ending search to find the eWallet that suits us best, we’ve written this article covering a few key factors that you should consider when deciding on which eWallet to use in the long run.</p><h2>Let’s look at the bigger picture first</h2><p>Before we list out the factors in detail, let’s take a look at the 3 overarching factors that all these factors fall under.</p><ul><li><strong>Usefulness&nbsp;</strong></li><li><strong>Ease of use</strong></li><li><strong>Privacy and Security</strong>&nbsp;</li></ul><p>This is quoted from our very own Malaysian academics at the International Islamic University of Malaysia, who published their paper on the <a href="https://www.researchgate.net/publication/340166261_Factors_Influencing_the_Use_of_E-wallet_as_a_Payment_Method_among_Malaysian_Young_Adults" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Factors Influencing the Use of E-wallet as a Payment Method among Malaysian Young Adults</a> just earlier this year.&nbsp;</p><p>In their paper, the perceived usefulness, perceived ease of use as well as privacy and security all contribute to consumers’ behavioral intention for eWallet usage.</p><p>Expanding off these 3 factors, let’s explore more on some of the most important factors Malaysians should consider when choosing an eWallet.</p><h2>Factors to consider when choosing an eWallet in Malaysia.</h2><ul><li><strong>How many merchants do they have?</strong></li><li><strong>Do they charge any fees?</strong></li><li><strong>What rewards will you get?</strong></li><li><strong>How protected is your money and personal data?</strong></li><li><strong>Specific features relevant to you </strong></li></ul><h3>1- How many merchants do they have?</h3><p>What’s the point of a fantastic, well-developed eWallet if you can’t use it anywhere?</p><p>In our ultimate guide where we compared the <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">top eWallets in Malaysia for 2020</a>, we listed the merchant count for some of the top eWallets in the market.&nbsp;</p><p>Touch n’ Go eWallet boasted a whopping 150,000, while closed-loop eWallets like Setel can only be used at a single merchant by design.&nbsp;</p><p>It’s also important to note that many eWallets don’t have independent merchants but partner with credit card networks.&nbsp;</p><p>GoPayz for example, is accepted wherever UnionPay, Visa and Mastercard is accepted. On the flipside, this rules out smaller merchants who don’t have a credit card terminal.&nbsp;</p><p>Even more important than the number of merchants however, is <em>who those merchants are.</em>&nbsp;</p><p>If you’re someone who tracks your every expenditure, you may notice certain patterns arise in where you’re spending your money. An eWallet which is accepted at all <em>(or most)</em> of the merchants you typically spend with is one to look out for!</p><h3>2- Do they charge any fees?</h3><p>EWallets can charge fees for either the merchant or the user. But don’t worry users – you can breathe easy. Most Malaysian eWallets in general are free to use <em>(key: most).&nbsp;</em></p><p>Most Malaysians aren’t willing to commit to an eWallet if they know they’ll be charged a fee, no matter how small that fee is. We’re willing to bet you feel the same way too.</p><p>Hence, always do your due diligence and keep an eye out for possible fees you’ll be charged. Some examples include <strong>withdrawal fees, currency conversion fees</strong>, and<strong> fees to upgrade your account or expand your eWallet limit.&nbsp;</strong></p><p>Read more on our article here where we delve more in-depth into the <a href="https://blog.ewhallet.com/ewallet-fees-and-charges/">types of fees eWallets charge</a>.</p><h3>3- What rewards will you get?</h3><p>When choosing which eWallet to use, rewards tend to be the primary factor most Malaysians consider first.&nbsp;</p><p>Rewards may come in the form of <strong>cashback, promotions with selected merchants</strong>, or <strong>reward points</strong> which are the most ubiquitous.&nbsp;</p><p>Note that most eWallets in Malaysia have more than one layer of rewards in place. We explain the <a href="https://blog.ewhallet.com/how-do-ewallet-rewards-work-in-malaysia/">reward schemes for Boost, GrabPay and Touch ‘n Go eWallet </a>in detail here.</p><h3>4- How protected is your money and personal data?</h3><p>As concluded by our Malaysian academics in their paper earlier, privacy and security is crucial to eWallet adoption.&nbsp;</p><p><em>But what does this mean to you as a user?</em></p><p>While there are no specific parameters set out by Bank Negara for a user to assess the risk of an eWallet, the <a href="https://www.bnm.gov.my/microsite/ps/gl_016_3.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Guidelines on Electronic Money</a> does state that issuers must ensure proper risk management is in place.&nbsp;</p><p>So be wary of eWallets which are<em> not </em>licensed by Bank Negara, read through all the T&amp;C, and comply with the lengthy registration procedures some issuers may require.</p><h3>5- Other features which may be relevant to you</h3><p>The above are the most important factors to consider when choosing an eWallet. These 4 key factors aside, you should also base your decision on features which are important for <em>you.</em></p><ul><li><strong>If you travel often…</strong></li></ul><p>An eWallet’s global presence and currency conversion fee are worth noting.</p><ul><li><strong>If you always forget to top up your eWallet…</strong></li></ul><p>Look out for an auto-debit feature.</p><ul><li><strong>If you’re always transferring money to your parents/kids/relatives…</strong></li></ul><p>An instant transfer feature will not only be convenient, but rewarding too.</p><ul><li><strong>If you find paying your utility bills a drag…</strong></li></ul><p><a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">Utility bill payments </a>will be a lifesaving feature for you, and luckily aren’t that uncommon.&nbsp;</p><h2>The best eWallet to use in Malaysia according to these 4 features.</h2><p></p><figure class="wp-block-table"><table class=""><tbody><tr><td><div><strong>Number of merchants</strong></div></td><td><div>Maybank Anytime Anywhere (MAE)</div></td><td><div>MAE boasts the most merchants as found in our comparison article, at 250,000+ and counting.</div></td></tr><tr><td><div><strong>Fees and charges</strong></div></td><td><div>GrabPay, Touch’n Go eWallet</div></td><td><div>At present, GrabPay and Touch’n Go eWallet are completely free to use by users, with no hidden fees.</div></td></tr><tr><td><div><strong>Rewards</strong></div></td><td><div>Boost</div></td><td><div>Boost has multiple layers of rewards including CashUP, Shake Rewards and their loyalty programme. </div></td></tr><tr><td><div><strong>Privacy and protection </strong></div></td><td><div>GrabPay</div></td><td><div>GrabPay boasts award-winning anti-fraud technology and in 2016, won the Best Fraud Prevention Innovation 2016 award</div></td></tr></tbody></table></figure><p></p><p>Did we miss anything? Which factor is most important to you when choosing an eWallet to commit to? Let us know in the comments below.&nbsp;</p><p>To read more on <a href="https://blog.ewhallet.com/what-features-do-e-wallets-have/">what features eWallets in Malaysia have</a>, check out our recent article linked here.</p>

So many eWallets, so many choices… No one wants to be switching to and fro between different eWallets in their… 

Important Factors to Consider when Choosing an eWallet.

<p>With all the choices we have when it comes to eWallets in Malaysia, what else matters aside from rewards?&nbsp;</p><p>With more and more eWallets in Malaysia gravitating towards the path of a lifestyle app rather than for purely eWallet purposes, we see a rise in helpful features sprouting up in eWallets both big and small.&nbsp;</p><p>These days, you can use your eWallet to pay bills, buy insurance and do almost everything else under the sun.&nbsp;</p><p>The original purpose of eWallets (to store funds and make payments) has almost become secondary for many users!&nbsp;</p><p>Let’s explore some common features of eWallets…and some a little less common.</p><h2>Common eWallet features in Malaysia</h2><h3>Store funds&nbsp;</h3><p>Not so much a feature per se, but essentially the basic premise for most eWallets. No matter what eWallet you use, you should be able to treat it like a virtual wallet and store funds.</p><p><em>How</em> you upload the funds is a different question. With most eWallets, you upload through FPX online banking or with your credit/debit card. You can even set up monthly auto-debits to automate this process.&nbsp;</p><p>Do note though, that almost all eWallets will have a cap on the maximum amount of funds you can store at one time.&nbsp;</p><p>Touch ‘n Go eWallet for example, only permits a maximum of RM200 as a default, but the eWallet size can be upgraded to RM5000 upon successful account verification.</p><h3>Pay for purchases both online and offline</h3><p>It would be unexpected to say the least, if an eWallet doesn’t permit merchant payments.&nbsp;</p><p>With any basic eWallet, you should be able to make transactions physically in-store, as well as pay for purchases made online.</p><p>Some eWallets will triumph in this area, with an extensive list of hundreds of thousands of merchants. Others might lack here, limiting your usage, and thereby reducing your capability to reap rewards too.&nbsp;</p><h3>Rewards, deals, discounts and more!&nbsp;</h3><p>Coupons, cashback, vouchers, discounts…these are typically a <em>“nice to have”, </em>but are very much expected when it comes to eWallets.</p><p>An eWallet with no rewards whatsoever provides little incentive for the average user to use it for their daily purchases.&nbsp;</p><p>And while most eWallets in Malaysia don’t lack in rewards, there are the rare few whose rewards hardly add up too much – so keep that in mind when <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">comparing which eWallet to use.</a></p><h3>Instant transfer to other users&nbsp;</h3><p>Encouraging a cashless economy doesn’t stop at merchants alone.&nbsp;</p><p><em>Transferring allowance to your parents? Paying someone for a service rendered?</em> Online banking isn’t your only option – especially not when you would otherwise get rewarded for it.&nbsp;</p><p>Most eWallets offer instant transfers as a feature to users, where they can transfer funds to other users of the same eWallet. To encourage this, eWallet providers will typically reward both parties (or just the party who transferred the funds) with reward points.&nbsp;</p><p>If you’re lucky, your eWallet might even allow you to make instant transfers to other eWallets and bank accounts!</p><h2>Less common eWallet features in Malaysia&nbsp;</h2><h3>Withdraw cash from ATM</h3><p>ATM withdrawal is an eWallet feature that’s typically only seen in<a href="https://blog.ewhallet.com/how-do-ewallets-work-in-malaysia/"> card-based eWallets</a> for obvious reasons.&nbsp;</p><p>This can be an especially helpful feature when overseas. With the physical BigPay card for example, you can withdraw at any ATM globally for a fee of RM10.00.</p><h3>Pay for toll and parking</h3><p>Even on-the-road transactions are made more convenient. Another feature that some eWallets provide is the ability to pay for parking, tolls <em>(namely Touch ‘n Go eWallet)</em> and even petrol.&nbsp;</p><h3>Pay for utility bills</h3><p>That’s right. If you didn’t know already, bill payments are a popular feature in many eWallets in Malaysia!</p><p>Alongside telco reloads, such features position eWallets as all-rounded lifestyle apps which help to streamline payments in all aspects of life – rather than just a tool to store and transfer funds.&nbsp;</p><p>Click here for a step-by-step guide on <a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">how to pay utility bills with eWallets</a>.&nbsp;</p><h3>Buy various financial products&nbsp;</h3><p>Malaysians can now use eWallets to get insured and even buy investments. Just recently in May 2020, Securities Commission Malaysia (SC) announced that <a href="https://www.sc.com.my/api/documentms/download.ashx?id=0274f358-5adb-42b0-a4d3-39ef0f64b6f9" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">capital market products can now be sold through e-service platforms.</a></p><p>This isn’t an entirely new concept. <a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="">GoPayz</a> is one example of an eWallet which builds their concept mainly around insurance products. <a href="https://ewhallet.com/blog/post/e-wallet-review-what-is-GoPayz" target="">GoPayz</a> users can pick from various life insurance, motor, travel and personal accident insurance. Users can also easily invest in unit trusts directly from the app.</p><p>Touch ‘n Go eWallet has also expressed enthusiasm following SC’s announcement, claiming that they will be rolling out a suite of financial management products of their own. Certainly something we can look forward to!</p><h3>International remittance&nbsp;</h3><p>Just cause an eWallet is based in Malaysia doesn’t mean users can only use it within the country alone. In addition to domestic transfers, many eWallets allow users to send money to their loved ones across the globe.&nbsp;</p><p>International bank transfers incur hefty costs, and are subject to unfavourable exchange rates.</p><p>On the other hand, eWallets such as BigPay offer cheaper, fixed transaction fees and competitive exchange rates. For users who often have to remit money across borders, using eWallets can shave off some of the costs <em>(and headache)</em> in the long run.&nbsp;</p><p>Do note that BigPay is limited to 9 countries at the moment – each with varying fees. </p><h2>What features do Malaysian eWallets have?</h2><p></p><figure class="wp-block-image size-large"><div class="se-component se-image-container __se__float-none" contenteditable="false"><figure class="wp-block-image size-large" style="margin: 0px;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png" alt="e-wallet features comparison" class="wp-image-1413" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png 680w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-300x251.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-600x502.png 600w" sizes="(max-width: 680px) 100vw, 680px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="auto,auto" style="" data-index="0"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png" alt="e-wallet features comparison" class="wp-image-1413" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png 680w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-300x251.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-600x502.png 600w" sizes="(max-width: 680px) 100vw, 680px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png" alt="e-wallet features comparison" class="wp-image-1413" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png 680w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-300x251.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-600x502.png 600w" sizes="(max-width: 680px) 100vw, 680px" /></noscript></figure><p></p><p>If you found this article on eWallet rewards in Malaysia helpful, check out our other <a href="https://blog.ewhallet.com/ewallet-101-malaysia/">eWallet 101 guides and resources!&nbsp;</a></p><p>Comment below and let us know what’s the most important feature for you when choosing which eWallet to use. </p>

<p>With all the choices we have when it comes to eWallets in Malaysia, what else matters aside from rewards?&nbsp;</p><p>With more and more eWallets in Malaysia gravitating towards the path of a lifestyle app rather than for purely eWallet purposes, we see a rise in helpful features sprouting up in eWallets both big and small.&nbsp;</p><p>These days, you can use your eWallet to pay bills, buy insurance and do almost everything else under the sun.&nbsp;</p><p>The original purpose of eWallets (to store funds and make payments) has almost become secondary for many users!&nbsp;</p><p>Let’s explore some common features of eWallets…and some a little less common.</p><h2>Common eWallet features in Malaysia</h2><h3>Store funds&nbsp;</h3><p>Not so much a feature per se, but essentially the basic premise for most eWallets. No matter what eWallet you use, you should be able to treat it like a virtual wallet and store funds.</p><p><em>How</em> you upload the funds is a different question. With most eWallets, you upload through FPX online banking or with your credit/debit card. You can even set up monthly auto-debits to automate this process.&nbsp;</p><p>Do note though, that almost all eWallets will have a cap on the maximum amount of funds you can store at one time.&nbsp;</p><p>Touch ‘n Go eWallet for example, only permits a maximum of RM200 as a default, but the eWallet size can be upgraded to RM5000 upon successful account verification.</p><h3>Pay for purchases both online and offline</h3><p>It would be unexpected to say the least, if an eWallet doesn’t permit merchant payments.&nbsp;</p><p>With any basic eWallet, you should be able to make transactions physically in-store, as well as pay for purchases made online.</p><p>Some eWallets will triumph in this area, with an extensive list of hundreds of thousands of merchants. Others might lack here, limiting your usage, and thereby reducing your capability to reap rewards too.&nbsp;</p><h3>Rewards, deals, discounts and more!&nbsp;</h3><p>Coupons, cashback, vouchers, discounts…these are typically a <em>“nice to have”, </em>but are very much expected when it comes to eWallets.</p><p>An eWallet with no rewards whatsoever provides little incentive for the average user to use it for their daily purchases.&nbsp;</p><p>And while most eWallets in Malaysia don’t lack in rewards, there are the rare few whose rewards hardly add up too much – so keep that in mind when <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">comparing which eWallet to use.</a></p><h3>Instant transfer to other users&nbsp;</h3><p>Encouraging a cashless economy doesn’t stop at merchants alone.&nbsp;</p><p><em>Transferring allowance to your parents? Paying someone for a service rendered?</em> Online banking isn’t your only option – especially not when you would otherwise get rewarded for it.&nbsp;</p><p>Most eWallets offer instant transfers as a feature to users, where they can transfer funds to other users of the same eWallet. To encourage this, eWallet providers will typically reward both parties (or just the party who transferred the funds) with reward points.&nbsp;</p><p>If you’re lucky, your eWallet might even allow you to make instant transfers to other eWallets and bank accounts!</p><h2>Less common eWallet features in Malaysia&nbsp;</h2><h3>Withdraw cash from ATM</h3><p>ATM withdrawal is an eWallet feature that’s typically only seen in<a href="https://blog.ewhallet.com/how-do-ewallets-work-in-malaysia/"> card-based eWallets</a> for obvious reasons.&nbsp;</p><p>This can be an especially helpful feature when overseas. With the physical BigPay card for example, you can withdraw at any ATM globally for a fee of RM10.00.</p><h3>Pay for toll and parking</h3><p>Even on-the-road transactions are made more convenient. Another feature that some eWallets provide is the ability to pay for parking, tolls <em>(namely Touch ‘n Go eWallet)</em> and even petrol.&nbsp;</p><h3>Pay for utility bills</h3><p>That’s right. If you didn’t know already, bill payments are a popular feature in many eWallets in Malaysia!</p><p>Alongside telco reloads, such features position eWallets as all-rounded lifestyle apps which help to streamline payments in all aspects of life – rather than just a tool to store and transfer funds.&nbsp;</p><p>Click here for a step-by-step guide on <a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">how to pay utility bills with eWallets</a>.&nbsp;</p><h3>Buy various financial products&nbsp;</h3><p>Malaysians can now use eWallets to get insured and even buy investments. Just recently in May 2020, Securities Commission Malaysia (SC) announced that <a href="https://www.sc.com.my/api/documentms/download.ashx?id=0274f358-5adb-42b0-a4d3-39ef0f64b6f9" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">capital market products can now be sold through e-service platforms.</a></p><p>This isn’t an entirely new concept. GoPayz is one example of an eWallet which builds their concept mainly around insurance products. GoPayz users can pick from various life insurance, motor, travel and personal accident insurance. Users can also easily invest in unit trusts directly from the app.</p><p>Touch ‘n Go eWallet has also expressed enthusiasm following SC’s announcement, claiming that they will be rolling out a suite of financial management products of their own. Certainly something we can look forward to!</p><h3>International remittance&nbsp;</h3><p>Just cause an eWallet is based in Malaysia doesn’t mean users can only use it within the country alone. In addition to domestic transfers, many eWallets allow users to send money to their loved ones across the globe.&nbsp;</p><p>International bank transfers incur hefty costs, and are subject to unfavourable exchange rates.</p><p>On the other hand, eWallets such as BigPay offer cheaper, fixed transaction fees and competitive exchange rates. For users who often have to remit money across borders, using eWallets can shave off some of the costs <em>(and headache)</em> in the long run.&nbsp;</p><p>Do note that BigPay is limited to 9 countries at the moment – each with varying fees. </p><h2>What features do Malaysian eWallets have?</h2><p></p><figure class="wp-block-image size-large"><div class="se-component se-image-container __se__float-none" contenteditable="false"><figure class="wp-block-image size-large" style="margin: 0px;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png" alt="e-wallet features comparison" class="wp-image-1413" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png 680w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-300x251.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-600x502.png 600w" sizes="(max-width: 680px) 100vw, 680px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="auto,auto" style="" data-index="0"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png" alt="e-wallet features comparison" class="wp-image-1413" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png 680w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-300x251.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-600x502.png 600w" sizes="(max-width: 680px) 100vw, 680px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png" alt="e-wallet features comparison" class="wp-image-1413" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02.png 680w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-300x251.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/06/blog_ewhalletFeatures-02-600x502.png 600w" sizes="(max-width: 680px) 100vw, 680px" /></noscript></figure><p></p><p>If you found this article on eWallet rewards in Malaysia helpful, check out our other <a href="https://blog.ewhallet.com/ewallet-101-malaysia/">eWallet 101 guides and resources!&nbsp;</a></p><p>Comment below and let us know what’s the most important feature for you when choosing which eWallet to use. </p>

With all the choices we have when it comes to eWallets in Malaysia, what else matters aside from rewards?  With… 

What Features do eWallets Have?

<p><em>Let’s be honest, shall we?</em>&nbsp;</p><p>If eWallets didn’t come with any rewards whatsoever, few of us would be using them to begin with.&nbsp;</p><p>But that’s all fine and well. After all, rewards such as cashback and vouchers benefit all parties involved – users, merchants and providers.&nbsp;</p><p>Read on to find out how to earn and use your rewards, and why <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">eWallet providers</a> are competing neck and neck to offer users the most value for their transactions.&nbsp;</p><h2>How do eWallet rewards work in Malaysia?</h2><ul><li>User loads funds into their eWallet</li><li>Users spends with a partnered merchant</li><li>User receives rewards depending on their respective eWallet</li><li>Rewards can be used to redeem vouchers or freebies</li></ul><p>The entire premise for offering rewards is to encourage Malaysians to load more funds into their eWallet and carry out more transactions with merchants.</p><p>The funds are deposited into a trust account with a licensed financial institution as per requirement by Bank Negara.</p><p>Here, providers typically reap from funds accumulated in said accounts, partnerships with merchants, as well as merchant fees (among other things).</p><p>The concept of earning rewards is simple, but various eWallet providers usually have different types of reward programmes to know of. We explore more on this below.</p><h2>Types of eWallet rewards</h2><ul><li>Rewards points&nbsp;</li><li>Vouchers&nbsp;</li><li>Cashback</li><li>Promotions with selected merchants&nbsp;</li><li>Prizes from in-app games and competitions</li></ul><p>Most eWallets layer on multiple programmes for a more rewarding experience. A general starting point is rewards points, where a certain amount of RM spent awards you with points in exchange.&nbsp;</p><p>From there, these points can then be accumulated and used for various purposes depending on the eWallet provider. This could mean purchasing cashback, buying vouchers or using your reward points to claim products/promotions.&nbsp;</p><h2>How Boost rewards works</h2><p>Boost has various layers to their rewards, starting off with their <strong>Boost Loyalty Programme</strong>. Via this programme, users accumulate coins and use them to redeem vouchers and gifts of their choosing.&nbsp;</p><p>While new Boosters will be given free 50 coins at the start of their membership, the exact number of coins users received per transaction is dependent on Boost. The Ringgit-to-points conversion isn’t made publicly available, but we do know that it depends on:</p><ul><li>the transaction amount</li><li>type of transaction</li><li>your current level</li></ul><p>There also tiers within the Boost Loyalty Programme<strong> (BoostUP levels)</strong>. Your level is determined based on how much you have spent and the number of transactions you have made in the last 30 days.&nbsp;</p><p>The more you spend, the higher you level up, and the more coins and rewards you will receive. </p><p></p><figure class="wp-block-image size-large"><div class="se-component se-image-container __se__float-none" contenteditable="false"><figure class="wp-block-image size-large" style="margin: 0px;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11.png" alt="boost reward benefits" class="wp-image-1401" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11.png 251w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11-171x300.png 171w" sizes="(max-width: 251px) 100vw, 251px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="auto,auto" style="" data-index="0"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11.png" alt="boost reward benefits" class="wp-image-1401" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11.png 251w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11-171x300.png 171w" sizes="(max-width: 251px) 100vw, 251px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11.png" alt="boost reward benefits" class="wp-image-1401" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11.png 251w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-11-171x300.png 171w" sizes="(max-width: 251px) 100vw, 251px" /></noscript></figure><p></p><p>That’s not all. Boost also employs more straightforward programmes such as <strong>CashUP</strong>, where users earn cashback when they shop online from Boosted partners through the Boost app itself.&nbsp;</p><p>Think <a href="https://www.shopback.my/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">ShopBack</a>. What’s interesting here is that users can pay with other payments methods and <em>still </em>get to enjoy the cashback.&nbsp;</p><p>The cherry on top? <strong>Shake Rewards. </strong>For every transaction made, users are entitled to a Shake Reward, a lucky draw of sorts where you quite literally shake your phone. Among the prizes to be redeemed include extra coins, prizes or the grand Golden Ticket, which act as a single lucky draw entry to a <a href="https://www.myboost.com.my/boostup-golden-ticket/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Golden Giveaway</a>.&nbsp;</p><p>Shake rewards are applicable for the following transactions types only:</p><ul><li>Mobile Prepaid top up</li><li>Celcom Bill payments&nbsp;</li><li>&nbsp;Scan &amp; Pay transactions</li><li>&nbsp;Utility bill payments</li><li>Parking payments</li></ul><p><strong>Rewards expiry.</strong> Cashback from the CashUP programme does not expire. Coins from the BoostUP programme are valid for 1 year.&nbsp;</p><h2>How Grab rewards works</h2><p>While Grab may not boast as many types of reward programmes as Boost does, the system is simple to grasp and almost equally rewarding.&nbsp;</p><p>More importantly, the entire Grab ecosystem including GrabRides, GrabFood, GrabExpress and GrabMart all intertwine so that users can reap rewards from almost every aspect of their daily spending. Day-to-day conveniences have never been more rewarding.</p><p>Grab’s rewards points conversion at the time of writing is as below. Do note that GrabRewards points will only be rewarded for cashless payments. <a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">Utility bill payments</a> aren’t included either. </p><p></p><figure class="wp-block-table"><table class=""><tbody><tr><td><div><strong>Member</strong></div></td><td><div>1.5 points for every RM1 spent </div></td></tr><tr><td><div><strong>Silver</strong></div></td><td><div>1.5 points for every RM1 spent</div></td></tr><tr><td><div><strong>Gold</strong></div></td><td><div>2.25 points for every RM1 spent</div></td></tr><tr><td><div><strong>Platinum</strong></div></td><td><div>3 points for every RM1 spent</div></td></tr></tbody></table></figure><p></p><p>These points can then be accumulated to redeem vouchers to be used within Grab, and everything else from air miles to concert tickets.&nbsp;</p><p>How many points do I need to claim RM5 off a grab ride, or RM10 off my GrabDelivery bill?&nbsp;</p><p>If you’re using your points to redeem from Grab’s other services, there’s a fixed points-to-ringgit ratio as below:</p><p></p><figure class="wp-block-image size-large"><div class="se-component se-image-container __se__float-none" contenteditable="false"><figure class="wp-block-image size-large" style="margin: 0px;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12.png" alt="grabrewards points" class="wp-image-1408" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12.png 528w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12-300x227.png 300w" sizes="(max-width: 528px) 100vw, 528px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="auto,auto" style="" data-index="1"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12.png" alt="grabrewards points" class="wp-image-1408" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12.png 528w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12-300x227.png 300w" sizes="(max-width: 528px) 100vw, 528px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12.png" alt="grabrewards points" class="wp-image-1408" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12.png 528w, https://blog.ewhallet.com/wp-content/uploads/2020/06/image-12-300x227.png 300w" sizes="(max-width: 528px) 100vw, 528px" /></noscript></figure><p></p><p>As with most eWallets, a rewards points programme means one can expect tiers. Accumulating 200 points and above grants you Silver status, 900 grants you Gold, while 3500 and above puts you at Platinum.&nbsp;</p><p><strong>Rewards expiry: </strong>GrabRewards points are valid for 3 months.&nbsp;</p><p><em>*Tip: Keep your points alive by making at least one transaction every 3 months.&nbsp;</em></p><h2>How Touch ‘n Go eWallet rewards works&nbsp;</h2><p>Touch ‘n Go eWallet isn’t exactly known for their extravagant rewards. There simply aren’t any clearly defined programmes for users to earn rewards consistently.&nbsp;</p><p>Instead, TNG eWallet relies primarily on promotional campaigns with partnered merchants. Most of their promotions entail a certain amount of cashback that will be credited into their TNG eWallet.</p><p>The bottom line is, with Touch ‘n Go eWallet, it’s pertinent to stay updated so you don’t miss out on exciting deals which are relevant to you.&nbsp;</p><p>Use our site here to discover all the<a href="https://blog.ewhallet.com/best-ewallet-deals/"> latest eWallet deals in Malaysia</a>!</p>

Let’s be honest, shall we?  If eWallets didn’t come with any rewards whatsoever, few of us would be using them… 

How do eWallet Rewards Work in Malaysia? (Boost, Grab, TNG)

With so many eWallets in Malaysia, what makes them different from each other? Which should you be using? Find out more

Best e-Wallet Guide in Malaysia 2021

Ultimate e-Wallet Guide in Malaysia 2021

<h2>The basics: What are eWallet fees?</h2><p>If you’ve ever found yourself wondering where eWallets actually derive their profits from<em> (especially when they’re giving away so much cash-back)</em>, one of the ways is through fees charged to users and/or merchants.</p><p>Such fees could include merchant fees, withdrawal fees or fees for premium accounts. We’ll explore these further below.</p><p>Do note that such fees typically only make up for a small percentage of revenue for eWallet providers. Hence why most <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">Malaysian eWallets</a> completely waive it off – allowing users and merchants both to use their eWallet completely for free!</p><h2>What type of fees do eWallets typically charge?</h2><p>eWallet fees and charges in Malaysia</p><p></p><figure class="wp-block-table is-style-regular"><table class="has-fixed-layout"><thead><tr><th><div>For Users</div></th><th><div>For Merchants</div></th></tr></thead><tbody><tr><td><div>Deposit fees</div></td><td><div>Transaction fees (MDR)</div></td></tr><tr><td><div>Withdrawal fees</div></td><td><div>Joining fees</div></td></tr><tr><td><div>ATM Withdrawal fees</div></td><td><div><br></div></td></tr><tr><td><div>Internal transaction fees</div></td><td><div><br></div></td></tr><tr><td><div>Currency conversion fees</div></td><td><div><br></div></td></tr><tr><td><div>Premium account fees</div></td><td><div><br></div></td></tr></tbody></table></figure><p></p><h2>Deposit fees</h2><p>Deposit fees may also be known as top up fees, and are imposed when you top up funds into your eWallet. Most eWallets in Malaysia don’t charge this fee, but most do have a maximum limit on the amount of funds you can store in your eWallet at any one time.</p><h2>Withdrawal fees</h2><p>Withdrawal fees are charged when you choose to retrieve funds from your eWallet and transfer them into your bank account. Boost refers to this as Cash-Out, and charges 2% of the Cash-Out amount <em>(up to a maximum fee of RM2 for each request)</em></p><h2>ATM Withdrawal fees</h2><p>Card-based eWallets like BigPay sometimes allow you to withdraw cash from select ATMs, similar to a debit or credit card. These may incur separate fees from withdrawal to your bank account.&nbsp;</p><h2>Internal transaction fees</h2><p>Internal transaction fees are also known as remittance fees. In recent years, many eWallets have introduced the feature to perform fund transfers to other users of the same eWallet. As handy of a feature as it is, you may incur a fee to send money via this feature.&nbsp;</p><h2>Currency conversion fees</h2><p>You might not associate this with eWallets, but bigger eWallets which accept cross-border transactions will typically have this fee. The best example? <em>PayPal.</em> PayPal charges between 3.5% – 4.0% depending on the currency into which the amount is converted</p><h2>Account upgrade fees</h2><p>Earlier, we mentioned how most Malaysian eWallets will place a cap on the maximum balance you can have in your eWallet. If you’re wondering why, such limits are imposed to mitigate any possible fraudulent transactions.&nbsp;</p><p>Premium account fees are one-time fees that you can opt for to upgrade your eWallet balance size if you find yourself in need of larger capacity. You’d be glad to know though, that most Malaysian eWallets will<em> not </em>charge you to upgrade your account. Instead, you might be asked to provide extra authentication of your identity<em> (as with Boost)</em>.&nbsp;</p><p>TNG eWallet also allows you to increase your maximum eWallet size from the default RM200 to RM1500 upon linking your credit/debit card, or up to RM5000 once you register as an RFID user.&nbsp;</p><h2>Transaction fees (MDR)</h2><p>While eWallet users in Malaysia aren’t usually charged fees, this is where merchants get the short end of the stick.&nbsp;</p><p>Merchants looking to partner with certain eWallet companies may be charged a transaction fee or merchant discount rate of approximately 0.5 – 3.0% of every transaction made from customers using the respective eWallet.</p><h2>Joining fees</h2><p>Joining fees or signup fees are one-time fees merchants may be requested to pay in order to partner with an eWallet company.&nbsp;</p><h2>What fees are Malaysian eWallets charging? <em>(for users only)</em></h2><p></p><figure class="wp-block-image size-full"><div class="se-component se-image-container __se__float-none" contenteditable="false"><figure class="wp-block-image size-full" style="margin: 0px;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1.png" alt="eWallet fees malaysia" class="wp-image-1356" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1.png 2417w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-300x116.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1024x395.png 1024w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-768x296.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1536x592.png 1536w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-2048x790.png 2048w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-600x231.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-780x301.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1200x463.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1920x740.png 1920w" sizes="(max-width: 2417px) 100vw, 2417px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="auto,auto" style="" data-index="0"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1.png" alt="eWallet fees malaysia" class="wp-image-1356" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1.png 2417w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-300x116.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1024x395.png 1024w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-768x296.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1536x592.png 1536w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-2048x790.png 2048w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-600x231.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-780x301.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1200x463.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1920x740.png 1920w" sizes="(max-width: 2417px) 100vw, 2417px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1.png" alt="eWallet fees malaysia" class="wp-image-1356" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1.png 2417w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-300x116.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1024x395.png 1024w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-768x296.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1536x592.png 1536w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-2048x790.png 2048w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-600x231.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-780x301.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1200x463.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/05/blog_ewhalletFeesTable-01-1-1920x740.png 1920w" sizes="(max-width: 2417px) 100vw, 2417px" /></noscript></figure><p></p><p>These fees aside, look out for annual fees, account cancellation fees, or even fees to retrieve account info from your eWallet provider.</p><p>All in all though, us Malaysians sure are lucky! Most <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">eWallets in Malaysia</a> don’t charge any fees for users <em>at all. </em>Knowing that, let’s use the eWallets that are available to us to our advantage.</p><p>If you’re keen for more info on eWallets, check out our <a href="https://blog.ewhallet.com/ewallet-basics/">previous eWallet articles</a>!</p>

The basics: What are eWallet fees? If you’ve ever found yourself wondering where eWallets actually derive their profits from (especially… 

What type of fees do eWallets charge?

<p>No doubt, this year’s Hari Raya Aidilfitri will be different from the Raya we’re used to. Just as with Ramadan however, we can still maintain some semblance of tradition.&nbsp;</p><p>Be it last minute shopping for <em>baju raya </em>or a meal to be shared with family over Zoom, a contactless Raya doesn’t have to be an unpleasant one. In this article, we’ve compiled some tips on how you can still keep the festive spirit alive even during these trying times.&nbsp;</p><h2>1- Save on your daily necessities&nbsp;</h2><p>We’re all entering Raya this year with tighter cash flow, but that doesn’t mean you have to scrimp on basic necessities.&nbsp;</p><p>Instead of facing the lines shopping at your usual grocery stores, buy your essentials online instead! <a href="https://shopee.com.my/m/raya-offlinebazar-223009" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Shopee’s Raya campaign </a>offers daily essentials from as low as RM10 for a variety of everyday necessities plus free shipping with a minimum spend of RM19 and above.</p><p>To give you an example, the RM10 everyday necessities deals for the 20th of May included a 3-pack combo of Vit’s instant noodles and 2 one-litre cartons of Goodday UHT chocolate milk for just RM10 each.&nbsp;</p><p>Here’s another bonus tip for you before you checkout. Consider paying with <strong>ShopeePay</strong> – Shopee’s very own eWallet for a seamless checkout journey plus extra discounts and promotions.&nbsp;</p><h2>2- Duit Raya, the contactless way&nbsp;</h2><p>Are small-scale Raya family gatherings permissible? <em>Yes.</em> Are they a wise choice? <em>Well…no.&nbsp;</em></p><p>With duit raya packets being such a vulnerable form of passing contact, it’s best not to take any risks and go the digital route with your duit raya. During this time, many Malaysians may also be celebrating Raya on their lonesome, scattered in different states or overseas.&nbsp;</p><p>Fret not though, as the digital duit raya options of today are far from emotionless instant transfers. Instead, they come<em> “packaged”</em> in festive green packets as with Maybank’s eDuit-Raya.&nbsp;</p><p>In fact, Maybank is expecting duit raya transactions to grow by<a href="https://www.maybank.com/en/news-support/newsroom-detailpage.page?detailId=158988137512903" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> 30%</a> during this year’s Raya. You can send eDuit-Raya via Raya QR on the Maybank2u App or via phone number using the MAE e-wallet in the Maybank2u App.</p><p>You can even get cashback for sending duit raya <em>(imagine that!). </em>This year, Touch ‘n Go eWallet have introduced their<a href="https://www.tngdigital.com.my/duitraya" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> “Raya Sempoi 2020</a>” campaign. All you have to do is send a minimum of RM5 as duit raya via their “Transfer” function, and be rewarded with guaranteed cashback ranging from RM0.10 all the way up to RM300!</p><h2>3- Smarter baju raya shopping</h2><p>You can still celebrate Raya in style even during the conditional MCO. <em>Who said baju raya shopping has to set you back hundreds anyway?</em></p><p>Even if you’ve no plans to be leaving the house anytime soon, the festive promotions during this period may be a good excuse for you to grab that outfit you’ve been eyeing on all this while.&nbsp;</p><p>Check out these double-whammy promotions we’ve compiled below. Not only do you get to enjoy the savings themselves, but also the extra rewards stacked on top of it upon paying with the respective eWallet.</p><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div>eWallet</div></th><th class="has-text-align-center" data-align="center"><div>Merchant</div></th><th class="has-text-align-center" data-align="center"><div>Promo Period</div></th><th class="has-text-align-center" data-align="center"><div>Promo Details</div></th></tr></thead><tbody><tr><td><div>Grab</div></td><td class="has-text-align-center" data-align="center"><div>Zalora</div></td><td class="has-text-align-center" data-align="center"><div>9 April 2020 –<br>&nbsp;7 June 2020</div></td><td class="has-text-align-center" data-align="center"><div><a href="https://www.grab.com/my/campaign/grabrayadeals-grabpay/#tnc" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">30% off with code ‘GRABRAYA’</a></div></td></tr><tr><td><div>Grab</div></td><td class="has-text-align-center" data-align="center"><div>PrestoMall</div></td><td class="has-text-align-center" data-align="center"><div>9 April 2020 –<br>&nbsp;7 June 2020</div></td><td class="has-text-align-center" data-align="center"><div><a href="https://www.grab.com/my/campaign/grabrayadeals-grabpay/#tnc" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">30% off on selected items</a></div></td></tr><tr><td><div>Grab</div></td><td class="has-text-align-center" data-align="center"><div>FashionValet</div></td><td class="has-text-align-center" data-align="center"><div>9 April 2020 –<br>&nbsp;7 June 2020</div></td><td class="has-text-align-center" data-align="center"><div><a href="https://www.grab.com/my/campaign/grabrayadeals-grabpay/#tnc" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">RM30 off with code ‘GRABFASHIONRAYA’</a></div></td></tr><tr><td><div>Boost</div></td><td class="has-text-align-center" data-align="center"><div>Zalora</div></td><td class="has-text-align-center" data-align="center"><div>10 April 2020 – 30 June 2020</div></td><td class="has-text-align-center" data-align="center"><div><a href="https://www.myboost.com.my/ramadan-raya-2020/online-shopping/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Get RM15 cashback</a></div></td></tr><tr><td><div>Boost</div></td><td class="has-text-align-center" data-align="center"><div>PopLook</div></td><td class="has-text-align-center" data-align="center"><div>16 March 2020 – 8 June 2020</div></td><td class="has-text-align-center" data-align="center"><div><a href="https://www.myboost.com.my/ramadan-raya-2020/online-shopping/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Get up to 15% cashback </a></div></td></tr><tr><td><div>Touch ‘n Go eWallet</div></td><td class="has-text-align-center" data-align="center"><div>Naelofar</div></td><td class="has-text-align-center" data-align="center"><div>27 April 2020 – 31 May 2020</div></td><td class="has-text-align-center" data-align="center"><div><a href="https://www.tngdigital.com.my/naelofar-rm30cashback" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Get up to RM30 cashback</a></div></td></tr></tbody></table></figure><p></p><h2>4- For everything else!&nbsp;</h2><p>Needless to say, there’s so much more to Hari Raya than just a spanking new outfit. Perhaps you’ll be taking this time to spring clean, cook up festive staples, or entertain family and friends who pop by to visit (with adequate social distancing precautions, of course).&nbsp;</p><p>If so, there’s an eWallet promotion for every aspect of your Raya needs. Check them out below!</p><ul><li><strong>A healthier alternative to raya cookies</strong></li></ul><p>Instead of kuih bangkit and almond londons, stray away from the norm and try out healthier snacks from Signature Market. <a href="https://www.signaturemarket.co/my/marketplace/snack/2213/view-product.html?promo=freegift&amp;source=boostrewards&amp;campaign=partnership&amp;medium=boostuserrewards" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Save 58% off their Raya-Raya Sihat Gaya Bundle</a> when you register as a member, and pay with either Boost or GrabPay to stack on the rewards.</p><ul><li><strong>Housekeeping made easy&nbsp;</strong></li></ul><p>If you’re returning to work to an office taken over by dust bunnies, you might want to enlist cleaning help from the pros. Use the promo code <strong>GRAB4RAYA</strong> to <a href="https://www.grab.com/my/campaign/grabrayadeals-cleanfix/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">get 30% off Grab’s various Clean &amp; Fix services</a>, including car sanitisation and disinfection.</p><ul><li><strong>For all those miscellaneous purchases</strong></li></ul><p>You’ve probably made more than one random online purchase during this MCO. Pots for your new gardening hobby, or baking tools for all the kitchen magic you’ve been up to? Either way, remember to check your<strong> Lazada</strong> cart out with Touch ‘n Go eWallet to get <a href="https://www.tngdigital.com.my/lazada-rm3off" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">RM3 cashback</a>, or <a href="https://www.tngdigital.com.my/lazada-newuser" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">RM6 cashback</a> if you’re a new user.&nbsp;</p><ul><li><strong>If you’re on the hunt for new home appliances</strong></li></ul><p>Take your<em> rendang</em> to the next level with some handy kitchen appliances. <a href="http://tngdigital.com.my/lazada-newuser/23-promo/419-tefal-raya-lazada" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Get up to RM30 off for Tefal appliances on Lazada</a>, or <a href="https://www.grab.com/my/campaign/grabrayadeals-grabpay/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">enjoy up to 20% off on electronics and IT gadgets from Senheng.</a></p><ul><li><strong>Your Raya entertainment sorted</strong></li></ul><p>You’ve been trying to make family movie nights a thing (to no avail). Who knows? A Viu membership might just be the catalyst to make that happen! <a href="https://www.grab.com/my/campaign/grabrayadeals-grabpay/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Get 20% off with Grab</a>, and <a href="https://www.tngdigital.com.my/viu-rm3cashback" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">RM3 cashback with Touch ‘n Go eWallet.&nbsp;</a></p><p><em>Selamat Hari Raya Aidilfitri, </em>and hope you found our carefully curated articles helpful throughout MCO. Follow us on Facebook or Instagram to keep up with more of our guides and articles!&nbsp;</p>

No doubt, this year’s Hari Raya Aidilfitri will be different from the Raya we’re used to. Just as with Ramadan… 

Tips on Celebrating Raya 2020: Deals, Promos and More!

<p>EWallets may be all the rage, but that doesn’t mean you should use them without second thought.&nbsp;</p><p>As savvy Malaysian spenders – we need to be wary of the pros and cons that come with eWallets before choosing to use one payment method over the other.</p><p>Often, it’s not a matter of which triumphs which, but choosing the payment method that suits our lifestyle best. Below, we explore where eWallets rise above – and where they fall short.</p><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div>Pros of Using eWallets </div></th><th><div>Cons of Using eWallets </div></th></tr></thead><tbody><tr><td><div>– Saves more money in the long run<br>– Frees up pocket space<br>– Lower risk of loss or theft </div></td><td><div>– You can’t use it everywhere<br>– Is highly dependent on your phone<br>– Can be a bit of a hassle to use </div></td></tr></tbody></table></figure><p></p><h2>Pros of Using eWallets</h2><ol><li>Saves more money in the long run&nbsp;</li></ol><p>For many, this is the sole reason why they use eWallets to begin with. In fact, eWallet savings are the sole premise behind our comparison site<a href="https://blog.ewhallet.com/best-ewallet-deals/"> eWhallet</a>, where we compile eWallet deals and promotions for free access by everyone!</p><p>Each eWallet company typically has a strong incentive to attract users. For <strong>Grab</strong>, that comes in the form of their Grab Rewards Points. For <strong>Boost</strong>, it’s their Shake Reward and Coins.&nbsp;</p><p>These reward points can then be used to redeem discounts and cashback for future purchases made with the app. With consistent usage of the same eWallet, you end up saving money without having to actively cut back on expenses.</p><ol start="2"><li>Frees up pocket space</li></ol><p>Notice that we didn’t describe eWallets as <em>convenient</em>.&nbsp;</p><p>We’ll touch on that in our eWallets cons below, but there’s one fact that can’t be argued – using eWallets allows you to leave the house a whole lot lighter. No hard cash, no non-essential cards, no bulky coins.</p><p>For women who tend to carry heavy handbags around, you end up saving time by not having to dig through the contents of your handbag to look for your purse.</p><ol start="3"><li>Lower risk of loss or theft&nbsp;</li></ol><p>The issue of security is often brought up when the topic of eWallets comes about. While no payment method is completely risk-free, eWallets can oftentimes be the more secure option.</p><p>Think of the multi-authentication process most eWallets require to verify a transaction.&nbsp;</p><p><strong>Touch ‘n Go eWallet</strong> is a great example. Before every transaction, users are required to enter a security PIN as well as an OTP number. The company also provides a Money-Back Guarantee Policy in the case of unauthorised transactions.</p><p>Because eWallet accounts aren’t linked to your bank account or card, any instances of hacking will ensure that the hacker won’t be able to access your funds in their entirety either. Plus, not carrying physical cash also reduces the risk of you becoming victim to a snatch theft or ATM robbery.&nbsp;</p><h2>Cons of Using eWallets</h2><ol><li>You can’t use it everywhere</li></ol><p>If you didn’t know by now, eWallet usage isn’t universal. You’re limited to only merchants who have partnered with the eWallet you’re using. Then again, that goes for debit and credit cards as well since not all merchants have a POS terminal in place.</p><p>This isn’t a huge problem with more popular eWallets who consistently take on new merchants, from hawker stalls to laundry services. The key is to choose an eWallet which supports most of the merchants you typically spend at.&nbsp;</p><ol start="2"><li>Is highly dependent on your phone</li></ol><p>While being able to pay via your phone may be convenient, it also comes with its concerns.&nbsp;</p><p><em>“What if my battery runs out and I haven’t got a power bank or cable within reach?”</em></p><p><em>“What if the internet connection is bad and I can’t access my app?”</em></p><p>These are all valid concerns, and serve as a reminder that just as with income – we should never rely on a single source alone.</p><ol start="3"><li>Can be a bit of a hassle to use&nbsp;</li></ol><p>Earlier, we mentioned that eWallets aren’t necessarily convenient. You might forget to top up your balance and find yourself frantically loading up your eWallet at the last minute.&nbsp;</p><p>While paying via eWallets may lengthen the in-person payment process slightly, it’s a small issue auto-debit can easily fix. All you have to do is set up the auto debit function and customise how much you want to be automatically topped up.&nbsp;</p><p>By increasing the friction of the checkout process, this limitation might even work in your favour by forcing yourself to second guess unnecessary purchases.</p><h2>Pros and Cons: Cash vs Cards vs eWallet</h2><p>Below is a brief comparison table of how these 3 forms of payment fare up to each other when placed side by side. There’s a lot we could cover here, so keep an eye out for our full, in-depth comparison.</p><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div><br></div></th><th><div><strong>Cash</strong></div></th><th><div><strong>Credit/Debit Cards</strong></div></th><th><div><strong>eWallet</strong></div></th></tr></thead><tbody><tr><td><div><strong>Availability</strong></div></td><td><div>Accepted almost everywhere offline</div></td><td><div>Limited to merchants with POS terminal</div></td><td><div>Limited to merchants partnered with respective eWallet</div></td></tr><tr><td><div><strong>Safety and security</strong></div></td><td><div>Higher risk of loss and theft </div></td><td><div>Higher risk of exposure to third parties</div></td><td><div>Risk typically tied to mobile phone access</div></td></tr><tr><td><div><strong>Value for money </strong></div></td><td><div>None</div></td><td><div>Redeem rewards or cashback for spending with credit cards&nbsp; </div></td><td><div>Accumulate reward points and more for spending&nbsp;<br><br>Take advantage of eWallet deals constantly available</div></td></tr><tr><td><div><strong>Fees</strong></div></td><td><div>None</div></td><td><div>Annual fees<br><br>May incur small transaction fee <em>(typically absorbed by merchant) </em></div></td><td><div>May incur small transaction fee <em>(typically absorbed by merchant)</em></div></td></tr></tbody></table></figure><p></p><p>That concludes the latest instalment in our <a href="https://blog.ewhallet.com/ewallet-101-malaysia/">eWallet 101</a> series! Check out more articles on our <a href="https://blog.ewhallet.com/">blog</a> here to expand your eWallet knowledge, or click here to find the latest <a href="http://blog.ewhallet.com/best-ewallet-deals/">eWallet deals and promotions</a>.</p>

EWallets may be all the rage, but that doesn’t mean you should use them without second thought.  As savvy Malaysian… 

Pros and Cons of Using eWallets

<p>Your colleagues use it to pay for lunch everyday, your sister keeps sharing promotions on the family group chat, and the other day – you overheard your elderly next door neighbor talking about it.</p><p>If your phone still isn’t home to an eWallet, ask yourself why?</p><p>Are you happy as you are with the payment methods you’re currently using, or do you just find the whole concept of eWallets dubious?</p><p>Our <a href="https://blog.ewhallet.com/ewallet-101-malaysia/">eWallet 101 </a>series aims to unravel some of the mysteries surrounding <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">eWallets in Malaysia</a> for the average user. In this article, you’ll find out how to use eWallets to help you embark on your own eWallet user journey!</p><h2>How do eWallets actually work?</h2><p>First, you might want to know the backend of things. You can read our article on <a href="https://blog.ewhallet.com/how-do-ewallets-work-in-malaysia/">how eWallets work in Malaysia</a>, but in summary – an eWallet is a digital version of a traditional wallet where you store funds and use them where accepted.</p><h2>Why bother with eWallets in the first place?&nbsp;</h2><p>As compared with other payment methods, eWallets are superior in both<em> convenience</em> and <em>value</em>.</p><p>When you spend with most eWallets, you’ll be gifted with reward points or other similar freebies in exchange. Accumulated over the long term, using these wisely can help save a significant amount on your monthly costs.&nbsp;</p><p>The meagre interest you get in your savings account can hardly compare. And if safety is an important factor to you (as it should be) – eWallets are a much safer option compared to carrying cash on your person.</p><h2>How to Use eWallets for Beginners</h2><p><strong>Step 1: Registering an account</strong><br><strong>Step 2: Loading your funds</strong><br><strong>Step 3: Spending your funds</strong><br><strong>Step 4: Earning and using rewards</strong></p><p></p><p></p><h2>Step 1: Registering an account</h2><p></p><p></p><p>There are over 40 eWallets in Malaysia, each with their respective registration process. In general however, you can expect a signup process that looks something along these lines:&nbsp;</p><p></p><p></p><ol><li>Download the app and sign up for a new account</li><li>Key in your contact number&nbsp;</li><li>Enter the 6-digit TAC number received</li><li>Provide verification of your identity</li><li>Create your account by entering a username and password&nbsp;</li><li>Start using!&nbsp;</li></ol><p></p><p></p><p>Again, this is a rough guideline of what to expect as registration procedures vary across the board. Some will be more comprehensive than others.&nbsp;</p><p></p><p></p><p>Below is a simple table on the differences in registration between a few of the most popular eWallets in Malaysia.&nbsp;</p><p></p><p></p><p></p><p></p><p></p><figure class="wp-block-table"><table><tbody><tr><td><div><strong>GrabPay</strong></div></td><td><div>Other than taking a picture of your NRIC or passport, Grab also provides you the option of selfie verification.</div></td></tr><tr><td><div><strong>Boost</strong></div></td><td><div>You will also need to provide a 6-digit transaction PIN to ensure only you can authorize all transactions in the app. You will also need to select your telco.</div></td></tr><tr><td><div><strong>Touch ‘n Go eWallet</strong></div></td><td><div>Just like Boost, you will also need to set a 6-digit PIN, as well as a security question on top of that.</div></td></tr></tbody></table></figure><p></p><p></p><p></p><h2>Step 2: Loading your funds</h2><p></p><p></p><p>Now that you’ve got your account up and running, you’re going to need to load funds into your eWallet. Remember – eWallets are <em>not </em>directly linked to your bank account. This means that you’ll have to add funds into your eWallet beforehand to start using.</p><p></p><p></p><p>You can do this several ways.&nbsp;</p><p></p><p></p><ul><li>Top up via <em>online banking</em></li><li>Top up via <em>debit/credit cards&nbsp;</em></li></ul><p></p><p></p><p>This process can be done within the app itself. For a more hands-off way to ensure you’ve always got funds in your eWallet, you also have the option to set up an <strong>auto debit </strong>where a fixed amount of your choosing is deducted on a monthly basis.&nbsp;</p><p></p><p></p><p>Auto debits are deducted from your credit or debit card, whereas direct debits are deducted directly from your bank account.</p><p></p><p></p><p>Most eWallets incur no charges for the top up process, and require no minimum balance either.&nbsp;</p><p></p><p></p><p>That said, it’s best practice to always maintain more than you think you need in your eWallet. No one wants to find themselves standing in front of the counter frantically loading funds when trying to make a purchase!</p><p></p><p></p><h2>Step 3: Spending your funds</h2><p></p><p></p><p><em>“Where can I spend my funds?”</em></p><p></p><p></p><p>The only caveat to the convenience that eWallets provide is that unlike cash – it’s not universally acceptable…yet.&nbsp;</p><p></p><p></p><p>You are only able to spend at merchants who have partnered with the specific eWallet you’re using, hence why it’s so important to choose the eWallet that’s right for you.&nbsp;</p><p></p><p></p><p>The good thing is that as eWallet adoption rate grows in Malaysia, more and more merchants are looking to hop on board and leverage off the huge user base of the more popular eWallets.&nbsp;<br>This means that aside from restaurants and retailers (both online and offline), Malaysians can now use eWallets to pay for groceries, <a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">utility bills</a>, insurance,<a href="https://blog.ewhallet.com/how-to-pay-for-zakat-with-ewallets/"> zakat</a>, charity…the list goes on.</p><p></p><p></p><h2>Step 4: Earning and using rewards</h2><p></p><p></p><p>Got the gist of how eWallets work in Malaysia? <em>Great. </em>Now you can learn how to fully optimise your usage and get the most out of your eWallet.</p><p></p><p></p><p>As we’ve mentioned, every Ringgit you spend with your eWallet will reward you with either reward points or something along those lines.&nbsp;</p><p></p><p></p><p>These reward points can then be used to chip off some money from your next transaction amount. You can also accumulate them to exchange for vouchers or free items. You can find all this in your eWallet app.</p><p></p><p></p><p>With <strong>GrabPay</strong> for example, 600 reward points can get you RM5 off a Grab ride. <strong>Boost </strong>also offers what are called <em>“Coins”</em> as well as a <em>“Shake”</em> for every transaction – a lucky draw of sorts where you stand the chance to be rewarded with cashback, coins or prizes.</p><p></p><p></p><p>With that in mind, here are a few ways to optimise your rewards.</p><p></p><p></p><ul><li><strong>Spend at merchants who accept your reward points&nbsp;</strong></li></ul><p></p><p></p><p>If it isn’t going to make much of a difference in terms of how much you would otherwise spend, choose to spend from the list of merchants who are currently offering promotions for paying with your eWallet.&nbsp;</p><p></p><p></p><ul><li><strong>Offer to pay on behalf of others&nbsp;</strong></li></ul><p></p><p></p><p>Not everyone may be as rewards-savvy as you. Take advantage of that and pay for the entire group the next time someone’s birthday dinner rolls around. 10 people = 10 times the rewards!&nbsp;</p><p></p><p></p><ul><li><strong>Keep an eye out for eWallet deals and promos</strong></li></ul><p></p><p></p><p>Merchants want you to buy from them, and eWallet issuers want you to use them. This means that there will always be promotions which you can leverage on. Use our site here to <a href="https://blog.ewhallet.com/best-ewallet-deals/">find all the eWallet deals in Malaysia</a>.&nbsp;</p><p></p><p></p><p>Keen to learn even <em>more</em> about eWallets? Like us on <a href="https://www.facebook.com/ewhallet/">Facebook</a> or <a href="https://www.instagram.com/ewhallet/">Instagram </a>so you’ll be the first to know when we publish a new article!</p><p></p>

Your colleagues use it to pay for lunch everyday, your sister keeps sharing promotions on the family group chat, and… 

How to Use eWallets for Beginners

<p><em>In the second instalment of our </em><a href="https://blog.ewhallet.com/ewallet-basics/"><em>eWallet 101 series</em></a><em>, we’ll be diving into the two different types of eWallets currently present in Malaysia. But before that – read our previous article here on </em><a href="https://blog.ewhallet.com/how-do-ewallets-work-in-malaysia/"><em>how eWallets work in Malaysia</em></a><em> to get all caught up!&nbsp;</em></p><p>By now, you’re probably no stranger to eWallets. You might use them on the daily for convenience’s sake or to save money on your spendings.&nbsp;</p><p>But did you know there’s more than one type of eWallet in Malaysia?</p><p>Read on to learn how the two types of eWallets differ from each other, how they work, and when you should be using which.&nbsp;</p><h2>The 2 Types of eWallets in Malaysia</h2><p><a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">eWallets in Malaysia</a> can be broadly categorised into two types – <em>open-loop</em> and <em>closed-loop</em>.&nbsp;</p><ol><li><strong>Open-loop&nbsp;</strong></li></ol><p>Open-loop eWallets are ubiquitous in Malaysia. When you think of eWallets in general, this type is most likely what comes to mind.</p><p>Grab and Touch ‘N Go eWallet for example, are both open-loop.&nbsp;</p><p>Open-loop eWallets here are typically prepaid, meaning that instead of connecting directly to your bank account or credit card etc, they have to be topped up first and the balance used up from there.&nbsp;</p><p>You can use this type of eWallet to pay for goods and services at select merchants that have partnered up with the eWallet issuer. Merchants can include your everyday F&amp;B outlets and retail stores, but also charity organisations and insurance!&nbsp;</p><p>Either way, you’re capable of paying at many different locations from a centralised eWallet. It also goes without saying that the more merchants a particular open-loop eWallet issuer provides, the more convenient it is for you as the user.&nbsp;</p><p>In terms of licensing and regulations, open-loop eWallets are required to obtain an e-money license in order to operate in Malaysia. Below is the official definition of e-money as per Bank Negara’s <a href="https://www.bnm.gov.my/microsite/ps/gl_016_3.pdf" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Guideline on Electronic Money.</a></p><p><em>“E-money is defined in the Payment Systems (Designated Payment Instruments) Order 2003 as a payment instrument, whether tangible or intangible that:</em></p><ul><li><em>stores funds electronically in exchange of funds paid to the issuer; and</em></li><li><em>is able to be used as a means of making payment to any person other than the issuer.” </em></li></ul><ol start="2"><li><strong>Closed-loop&nbsp;</strong></li></ol><p>The less popular counterpart, closed-loop eWallets are prepaid as well – but function very differently.&nbsp;</p><p>With this type, you’re only able to use your funds to make purchases at a specific retailer. Being exclusive to a specific company means that there’s no need to seek authorisation as well as not being subject to any regulations in Malaysia.&nbsp;</p><p>A great example is Starbucks’ loyalty program. You’re offered a physical card which you can buy and load cash directly into the card over the counter. Everytime you make a purchase from Starbucks, the amount is deducted from the balance in your card and you earn reward points in exchange <em>(sounds familiar?).</em></p><h2>Open-loop vs Closed-loop eWallets [Comparison]</h2><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div><br></div></th><th><div><strong>Open-loop </strong></div></th><th><div><strong>Closed-loop</strong></div></th></tr></thead><tbody><tr><td><div><strong>Usage Capability</strong></div></td><td><div>Can be used at multiple merchant locations</div></td><td><div>Can be used with the specific issuer only</div></td></tr><tr><td><div><strong>Pros</strong></div></td><td><div>Convenient as can be used for a variety of purchases at a multitude of merchant locations</div></td><td><div>Allows for faster payment processing</div></td></tr><tr><td><div><strong>Cons</strong></div></td><td><div>Payment process is lengthier for security purposes. </div></td><td><div>Funds are kept locked up and cannot be withdrawn for purposes other than purchasing from the specific issuer</div></td></tr><tr><td><div><strong>Fees</strong></div></td><td><div>Fees typically absorbed by the merchant or issuer</div></td><td><div>Joining fees usually required</div></td></tr><tr><td><div><strong>Examples</strong></div></td><td><div>GrabPay<br>Boost<br>Touch ‘N Go&nbsp;<br>ShopeePay&nbsp;<br>kiplePay&nbsp;<br>GoPayz<br>BigPay </div></td><td><div>AEON Wallet<br>The Coffee Bean Card&nbsp;<br>Starbucks Card </div></td></tr></tbody></table></figure><p></p><h2>Which Type of eWallet Should I Be Using?</h2><p><strong>Use open-loop eWallets if: </strong>You find it difficult to limit your spending and want more value for your money.&nbsp;</p><p>Using closed-loop eWallets at your favourite stores may encourage you to spend more to utilize the funds that you’ve committed to the issuer. On the other hand, being able to use open-loop eWallets for various purposes such as <a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">utility bills</a> and insurance means you get more bang for your buck from the rewards reaped.&nbsp;</p><p><strong>Use closed-loop eWallets if: </strong>You’re a regular shopper and faithful to the retailer.</p><p>Opting for this type of eWallet can be a smart money-saving move if <em>(and only if!)</em> you know for sure that you spend on a regular basis with the retailer in question. The supermarket you buy your groceries from every week, the java spot where you get your coffee without fail every single day etc.</p><p>If you found this article helpful, follow us on our social media channels by clicking the buttons on the top right of this page to stay updated. More handy <a href="https://blog.ewhallet.com/ewallet-101-malaysia/">eWallet guides</a> coming your way!</p>

In the second instalment of our eWallet 101 series, we’ll be diving into the two different types of eWallets currently… 

Types of eWallets in Malaysia

<p>Blink and it’s fasting month once more! Granted, this year’s Ramadan may be different from previous years – what with all the uncertainty and restrictions that abound.&nbsp;</p><p>But despite not being able to <em>balik kampung </em>to spend this time with our loved ones, we can still observe Ramadan in all its glory despite the air of uncertainty it brings.&nbsp;</p><p>In fact, with all the initiatives from businesses and individuals alike, we can still celebrate Ramadan without missing out on any of the usual festivities! From the various ways you can donate to buying from your local bazaar – here is our guide to making the most of your Ramadan despite COVID-19.</p><h2>Buying groceries for a home-cooked <em>Iftar</em> feast </h2><h3>1- Use online catalogues to plan in advance and limit grocery trips </h3><p>Make groceries a weekly thing (or even once in 2 weeks if that’s feasible for you). Take some time out to plan your <em>Sahur</em> and<em> Iftar </em>meals for the week and form your grocery list accordingly.&nbsp;</p><p>You could even go the extra mile for savings’ sake and plan your meals according to what’s on promotion right now.&nbsp;</p><p>Don’t worry, you don’t even need to be instore to get your hands on the catalogues. We’ve linked them for you below so you can browse from the comfort of your home.</p><h5>Ramadan Promotional Supermarket Catalogues</h5><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div>Supermarket</div></th><th><div>Validity period</div></th><th><div>Catalogue link</div></th></tr></thead><tbody><tr><td><div>Tesco</div></td><td><div>23 April 2020 – 6 May 2020</div></td><td><div><a href="https://www.tesco.com.my/Promotions/Catalogue/This-Week/" target="_blank" rel="noreferrer noopener" aria-label="View Tesco Catalogue (opens in a new tab)">View Tesco Catalogue</a></div></td></tr><tr><td><div>Giant</div></td><td><div>23 April 2020 – 6 May 2020</div></td><td><div><a href="https://www.giant.com.my/catalogue" target="_blank" rel="noreferrer noopener" aria-label="View Giant Catalogue (opens in a new tab)">View Giant Catalogue</a></div></td></tr><tr><td><div>AEON BiG</div></td><td><div>24 April 2020 – 7 May 2020</div></td><td><div><a href="https://aeonbig.com.my/catalogue/?National-Catalogue-24th-Apr-7th-May-2020" target="_blank" rel="noreferrer noopener" aria-label="View AEON BiG Catalogue (opens in a new tab)">View AEON BiG Catalogue</a></div></td></tr></tbody></table></figure><p></p><h3>2- Get your groceries delivered to your doorstep</h3><p>While your favorite grocery delivery platforms may be flooded with orders right now, there are plenty others who still have the capacity to deliver. The key is to anticipate late deliveries and&nbsp; order in advance.&nbsp;</p><p>Below, we’ve compiled a list of online grocery delivery services which deliver during the Ramadan period.</p><ol><li><a href="https://potboy.com.my/index.php/ramadan.html">Potboy.com</a>&nbsp;</li><li><a href="https://mygroser.com/en/index">MyGroser.com</a></li><li><a href="https://www.pantryexpress.my/">PantryExpress.my</a></li><li><a href="https://bigboxasia.com/my/">BigBoxAsia.com</a></li><li><a href="https://eshop.tesco.com.my/groceries/">Tesco Groceries</a></li><li><a href="https://www.grab.com/my/mart/">Grab Mart </a></li></ol><p>Use the promo code <strong><em>MART2U</em></strong> for free delivery on Grab Mart, and as always – pay with your eWallet of choice to enjoy more value for the money you spend on groceries!</p><h3>3- Get 30% off on sweet treats for <em>buka puasa</em></h3><p>We all need our scrumptious non-negotiable dates and cookiesfor Ramadan. Stock up wisely by making use of the Ramadan promotions below.</p><ol><li><strong>Grab Mart: 30% off on Mahnaz Food with promo code <em>RAYAMART</em>&nbsp;</strong></li></ol><p>If you’re going to buy your dates from the popular<a href="https://www.mahnazfood.com/"> Mahnaz Food,</a> you might as well buy via Grab Mart to enjoy 30% off. Promo code is only valid for orders placed before 5pm, with minimum spending of RM25. Pay via GrabPay to get those reward points too!</p><ol start="2"><li><strong>AEON Hari Raya Kurma Promotion</strong></li></ol><p>Valid from 20 April 2020 – 3 June 2020, pick your preferred dates from AEON’s range of affordable dates.</p><h2>Online shopping for your <em>baju raya</em> needs and more</h2><h5>1- Online Baju Raya &amp; Fashion shopping promotions for Ramadan 2020</h5><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div>eWallet</div></th><th><div>Merchant</div></th><th><div>Promo Period</div></th><th><div>Promo Details</div></th></tr></thead><tbody><tr><td><div>Boost</div></td><td><div>POPLOOK</div></td><td><div>16 March 2020 – 8 June 2020</div></td><td><div><a href="https://support.myboost.com.my/hc/en-us/articles/900000368083-Boost-Gaya-Raya-Poplook-Campaign" target="_blank" rel="noreferrer noopener" aria-label="Get up to 15% Cashback (opens in a new tab)">Get up to 15% Cashback</a></div></td></tr><tr><td><div>Boost</div></td><td><div>PrestoMall</div></td><td><div>20 April 2020 – 31 May 2020</div></td><td><div><a href="https://support.myboost.com.my/hc/en-us/articles/900000642486-Shopping-Shopping-Raya-Online-Prestomall-Campaign" target="_blank" rel="noreferrer noopener" aria-label="Get up to 12% Cashback (opens in a new tab)">Get up to 12% Cashback</a></div></td></tr><tr><td><div>Boost</div></td><td><div>ZALORA</div></td><td><div>10 April 2020 – 30 June 2020</div></td><td><div><a href="https://support.myboost.com.my/hc/en-us/articles/900000581606-Zaloraya-2020-Campaign" target="_blank" rel="noreferrer noopener" aria-label="Get RM15 Cashback (opens in a new tab)">Get RM15 Cashback</a></div></td></tr><tr><td><div>Grab</div></td><td><div>Fashion Valet</div></td><td><div>9 April 2020 – <br>7 June 2020</div></td><td><div><a href="https://www.grab.com/my/pay-deals/others/grabpay-online-merchants/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">Get up  to 30% discount</a></div></td></tr><tr><td><div>Grab</div></td><td><div>PrestoMall</div></td><td><div>9 April 2020 – <br>7 June 2020</div></td><td><div><a rel="noreferrer noopener" href="https://www.grab.com/my/pay-deals/others/grabpay-online-merchants/" target="_blank">Get up  to 30% discount</a></div></td></tr><tr><td><div>Grab</div></td><td><div>Zalora</div></td><td><div>9 April 2020 – <br>7 June 2020</div></td><td><div><a rel="noreferrer noopener" href="https://www.grab.com/my/pay-deals/others/grabpay-online-merchants/" target="_blank">Get up  to 30% discount</a></div></td></tr><tr><td><div>Touch’ n Go eWallet</div></td><td><div>WowShop</div></td><td><div>6 April 2020 – <br>28 June 2020</div></td><td><div><a href="https://www.tngdigital.com.my/myrewards">Get up to RM40 Cashback</a></div></td></tr><tr><td><div>Touch’ n Go eWallet</div></td><td><div>Lazada</div></td><td><div>6 April 2020 – <br>28 June 2020</div></td><td><div><a href="https://www.tngdigital.com.my/myrewards">Get up to RM40 Cashback</a></div></td></tr><tr><td><div>Touch’ n Go eWallet</div></td><td><div>PrestoMall</div></td><td><div>6 April 2020 – <br>28 June 2020</div></td><td><div><a href="https://www.tngdigital.com.my/myrewards">Get up to RM40 Cashback</a></div></td></tr></tbody></table></figure><p></p><h5>2- Online Make up &amp; Skincare shopping promotions for Ramadan 2020</h5><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div>eWallet</div></th><th><div>Merchant</div></th><th><div>Promo Period</div></th><th><div>Promo Details</div></th></tr></thead><tbody><tr><td><div>Boost</div></td><td><div>Naelofar&nbsp;<br>YSL Beauty&nbsp;<br>Kiehls<br>Lancome<br>Mimpikita<br>Venus Skin<br>The Body Shop</div></td><td><div>20 April 2020 – 19 May 2020</div></td><td><div><a href="https://support.myboost.com.my/hc/en-us/articles/900000643043-Boost-Gaya-Raya-Umbrella-Online-Campaign" target="_blank" rel="noreferrer noopener" aria-label="Get RM8 Cashback (opens in a new tab)">Get RM8 Cashback</a></div></td></tr><tr><td><div>Grab</div></td><td><div>MUCA Skincare<br>Sinjune Diagnostic Healthcare<br>SF Beauty Skin<br>The Face Shop</div></td><td><div>03 April 2020 – 03 May 2020</div></td><td><div><a href="https://www.grab.com/my/pay-deals/others/grabpay-online-merchants/" target="_blank" rel="noreferrer noopener" aria-label="Get up to 10% Off (opens in a new tab)">Get up to 10% Off</a></div></td></tr></tbody></table></figure><p></p><h2>Bring the joy of Ramadan bazaars into your own home</h2><h3>1- Buy from various e-bazaar platforms to support local businesses </h3><p>Not being able to enjoy the usual festivity of Ramadan bazaars is a small price to pay for our health and safety. In its stead, many platforms have popped up to help bridge the gap between hungry fasters and merchants in need of customers.&nbsp;</p><p>That’s right, you can still savour your Ramadan favourites during this period!</p><p>So the next time you’re thinking of <em>buka puasa</em> plans for the family, think of your local neighborhood vendors.</p><ol><li><strong>Bazaar-Rakyat.com</strong></li></ol><p>Bazaar Rakyat is a web-based online bazaar which serves 8 states across Malaysia. Here, you can get everything from <em>kuih</em> to <em>baju raya </em>to <em>murtabak </em>from local merchants. Click here to <a href="https://bazaar-rakyat.com/">start browsing Bazaar Rakyat</a>.&nbsp;</p><ol start="2"><li><strong>Grab e-Kitchen</strong></li></ol><p>A joint effort by Grab, the Selangor state government and Hijrah Malaysia – Grab e-Kitchens provides a selected list of locations where local merchants can continue to sell food to be delivered to your doorstep. Orders can be made between 2:30pm – 6:00pm.&nbsp;</p><p>To order, click on the<em> “Order bazaar Ramadan favourites”</em> tile in your Grab app homepage. Below are the locations serviced at the moment.&nbsp;</p><ol><li>Petaling Jaya</li><li>Damansara TTDI</li><li>Subang Jaya</li><li>Puchong</li><li>Semenyih</li><li>Seri Kembangan</li><li>Klang</li><li>Cyberjaya</li><li>Bangi</li><li>Ampang</li></ol><ol start="3"><li><strong>GrabExpress Ramadan</strong></li></ol><p>Another initiative by Grab to continue supporting local vendors and riders during this period is GrabExpress Ramadan. Through this, local vendors can continue selling their signature Ramadan delights from home with the help of Grab delivery personnel.&nbsp;</p><p>To order, click on the<em> “Delivering from home-based sellers”</em> tile in your Grab app homepage. </p><h3>2- Look for your neighborhood bazaar on Facebook</h3><p>Can’t find your favorite dish on any of these platforms? Your usual neighborhood bazaar might be on Facebook – like this<a href="https://www.facebook.com/groups/SJRamadhan/"> online bazaar from Subang Jaya</a>!</p><p>Internet-savvy vendors have smartly taken to Facebook to continue business during Ramadan. With the assurance of a safe contactless delivery, all you have to do is scroll through the listings on the Facebook group and order directly from your vendor of choice. </p><h3>3- Order from your favourite restaurants with DeliverEat</h3><p>We don’t all have the time to cook up a feast everyday. Perhaps you’re overly concerned about the safety of ordering from local sellers?</p><p>In that case, you can still get your meals delivered to you for cheap via DeliverEat! Below are 2 ongoing promotions DeliverEat is having in conjunction with Touch ‘N Go eWallet.&nbsp;</p><ol><li><a href="https://www.tngdigital.com.my/delivereat">FREE DELIVERY when you spend minimum RM15 with your Touch ‘N Go eWallet (worth RM5.00)&nbsp;</a></li><li><a href="https://www.tngdigital.com.my/delivereat-ramadan">Get RM5 off when you spend minimum RM10 with your Touch ‘N Go eWallet on selected e-bazaar vendors. Use the promo code RAMADAN.</a>&nbsp;</li></ol><h2>Donating during times of crisis</h2><p><em>A little goes a long way.</em> Though many of us may be dipping into our emergency funds or facing unemployment during this period, donate what you can – and know that any charitable deed you can manage extends far beyond the value of the donation itself.&nbsp;</p><p>Here are 3 ways to play your part this Ramadan from the safety of your home. </p><h3>1- Utilize the “Zakat” feature in your Boost app</h3><p>Under<em> “Ramadan Highlights”</em> in your Boost homepage, click on the<em> “Zakat”</em> tile to pay via your Boost eWallet. Convenient and simple, your future donations thereafter are a lot more seamless once you’ve created your account. For more details, check out our guide on <a href="https://blog.ewhallet.com/how-to-pay-for-zakat-with-ewallets/">How to Pay Zakat with eWallets</a>.</p><h3>2- Give back via Boost’s cashless charity donation features</h3><p>Boost certainly makes charitable giving a breeze. After making a transaction with Boost, you can choose to donate your Shake reward to a charity of your choice.&nbsp;</p><p>Another option is to tap on any charity of your choice and key in your desired donation amount. Of note is <a href="https://www.myboost.com.my/boost-got-you-mco/">Tabung COVID-19 </a>which was specially created by Boost to help those directly or indirectly affected by the current situation.</p><h3>3- Look out for drive thru <em>zakat</em> collection counters at your mosque</h3><p>Certain mosques may have also set up zakat collection counters to ease the donation process. However, cashless donations are still recommended during this period. </p><h2>On maintaining the Ramadan family spirit</h2><h3>Gather virtually for<em> buka puasa</em>!</h3><p>No doubt, the element of Ramadan that will be most dearly missed is having your<em> Iftar</em> meals with the entire extended family. Perhaps your open houses were something everyone looked forward to every year?&nbsp;</p><p>Virtual gatherings may help to mend that hole for you. Gather everyone into a group call 15 minutes or so before. Come <em>buka puasa, </em>you’ll be able to replicate some of that joy of eating together.&nbsp;</p><p>It might take some effort to help older family members navigate Zoom or Google Hangouts, but it’ll all be worth it in the end!</p><p><em>Ramadan Mubarak</em> and a blessed Ramadan from all of us at eWhallet – your go-to for finding <a href="https://beta.ewhallet.com/">the best eWallet deals in Malaysia</a>. </p>

Blink and it’s fasting month once more! Granted, this year’s Ramadan may be different from previous years – what with… 

A Guide on How to Celebrate Ramadan to the Fullest during CMCO

<p><em>Imagine this.</em><strong> </strong>For every purchase you make, you get to accumulate reward points and cashback. That goes for every part of your life that money touches – groceries, food, entertainment and even <a href="https://blog.ewhallet.com/how-to-pay-utility-bills-with-e-wallets/">utility bills</a>!</p><p>But savings and rewards are only one aspect of why more and more Malaysians are embracing eWallets.&nbsp;</p><p>With close to 50 eWallet providers circulating around at the moment (plus many fizzling out as competition gets fiercer), those who aren’t so familiar might be wondering about the true nature of eWallets.&nbsp;</p><p><em>How do they even work in the first place?</em></p><h2>What exactly is an eWallet?</h2><p>An eWallet is a digital version of a traditional wallet. You store funds in a secure environment by transferring it over from your debit card, credit card or via online banking.&nbsp;</p><p>You can then use the funds in your eWallet for anything a traditional wallet might – paying for goods and services, transferring funds to someone else etc.</p><p>Why the need for this extra step, you might ask?&nbsp;</p><p>Using eWallets allows for a much swifter payment process. Shopping online? Instead of logging in to your online banking account or typing in your card details, all you have to do is pay from your digital wallet.</p><p>The same goes for offline shopping. When making a purchase from a merchant, all you need is your phone and you’re set – no scrambling through your handbag or having to worry about having enough cash in your wallet.&nbsp;</p><p>In short, the authentication process is simplified drastically while still keeping your funds safe and secure. Not to mention, all the<a href="https://beta.ewhallet.com/?_ga=2.64750191.1343824255.1586614044-678399334.1586614044"> </a>sweet<a href="https://beta.ewhallet.com/?_ga=2.64750191.1343824255.1586614044-678399334.1586614044"> eWallet deals</a> that the provider or merchant will offer as an incentive.</p><h2>Network-based vs Card-based eWallets</h2><p>Most Malaysians are familiar with eWallets as mobile applications – Boost, GrabPay and Touch ‘n Go eWallet – all come in this form. These are network-based eWallets.&nbsp;</p><p>In most cases, network-based eWallets function on a prepaid basis. Contrary to popular belief, these eWallets<em> are not</em> connected directly to your bank account – hence why funds have to be loaded in before they can be used.</p><p>Mobile applications aside, you’ve also got your card-based eWallets, who may partner with credit card networks such as Visa, Mastercard or UnionPay. These include BigPay and AEON wallet among others.&nbsp;</p><p>Such eWallets issue physical cards as well, so you can still enjoy swiping and scanning as you would with a debit/credit card.<br>All eWallets can also be classified further into closed, semi-closed and open, though that’s a topic for another day<em>.</em></p><h2>Flowchart of the eWallet process</h2><p>If you’re wondering how eWallets work and how many parties are involved in every eWallet transaction, ask no more.&nbsp;</p><p>Below, we’ve simplified the flow of the eWallet process in Malaysia. </p><p></p><figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th><div><strong>How eWallets work in Malaysia</strong></div></th></tr></thead><tbody><tr><td><div>1- Verify user identity</div></td></tr><tr><td><div>2- User deposits funds</div></td></tr><tr><td><div>3- Funds are stored in a licensed trust account</div></td></tr><tr><td><div>4- User scans merchant’s QR code to pay</div></td></tr></tbody></table></figure><p></p><p><strong>Verify user identity</strong></p><p>The user might be asked to provide personal details to verify their identity. These usually include a front and back photo of their IC/Passport and a clear selfie.</p><p><strong>User deposits funds</strong></p><p>The user deposits funds into their eWallet via credit card, debit card or online banking. They may also choose to set up auto-deduction here.</p><p><strong>Funds are stored in a licensed trust account</strong></p><p>The funds are deposited into a trust account with a licensed financial institution <a href="https://www.bnm.gov.my/microsite/ps/gl_016_3.pdf">as per requirement by Bank Negara</a>.&nbsp;</p><p><strong>User scans merchant’s QR code to pay</strong></p><p>To confirm the transaction, the user will scan the QR code presented by the merchant. For dynamic QR codes, all the user has to do is authenticate the transaction. Static QR codes on the other hand, will require the user to input the transaction amount.</p><p>Some eWallets also work the other way round, where the merchant scans the QR code presented by the user.</p><h2>What’s the eWallet landscape like in Malaysia?</h2><p>Here in Malaysia, eWallets must meet certain criteria and fulfill specific requirements to obtain licensing by Bank Negara. Click here for the official <a href="https://www.bnm.gov.my/microsite/ps/gl_016_3.pdf">Guideline on Electronic Money.</a></p><p>Not <em>all</em> eWallets are subject to these requirements though. These requirements don’t extend to <em>“closed eWallets” </em>which operate only within their own company ecosystem (think Starbucks!).</p><p><strong>How many eWallets are there in Malaysia now?</strong></p><p>As of April 2020, there are 43 non-bank e-money issuers in Malaysia. Among these, <a href="https://blog.ewhallet.com/top-ewallets-in-malaysia/">GrabPay, Boost and Touch ‘n Go eWallet are among the most popular</a> and enjoy a fair chunk of the market.</p><p>You could say it’s a hot and fiery landscape for sure. Most recently in December 2019, we saw Digi’s eWallet vcash throw in the towel.&nbsp;</p><p><em>“How do eWallets work in Malaysia?” </em>is the first addition in our eWallet 101 for Malaysians series. We’ve only just scratched the surface on this topic – keep up with us on<a href="https://blog.ewhallet.com/ewallet-101-malaysia" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> our blog here</a>!</p>

Imagine this. For every purchase you make, you get to accumulate reward points and cashback. That goes for every part… 

How do eWallets work in Malaysia?

<p>On March 27 2020, Prime Minister Tan Sri Muhyiddin Yassin unveiled the PRIHATIN Rakyat Economic Stimulus Package worth RM250 billion – a comprehensive initiative set to benefit everyone.</p><p>Earlier before, interim Prime Minister Tun Dr Mahathir Mohamad had also unveiled an emergency economic stimulus package to counter the economic impact of Covid-19.</p><p><em>What should e-wallet users know about these initiatives? Do we fit into the picture?</em></p><h2>What is the PRIHATIN Rakyat Economic Stimulus Package?</h2><p>An economic stimulus is typically a set of government policies and initiatives to help boost the economy during a downturn or recession.&nbsp;</p><p>With the recently announced package, funds were allocated to:</p><ul><li><strong>&nbsp;protect the welfare of the people</strong></li><li><strong>&nbsp;support small businesses and SMEs</strong></li><li><strong>&nbsp;support the healthcare front in combating Covid-19</strong></li></ul><p>The previous RM20 billion economic stimulus package announced in February just as Covid-19 began its toll on the country was mainly targeted towards emergency mitigation of the impact of Covid-19, spurring rakyat-centric economic growth and promoting quality investments.</p><h2>e-Tunai benefits for BSH recipients</h2><p>The Malaysian government – like most countries worldwide – is gearing up for the move towards a cashless society.</p><p>We saw this in the e-Tunai Rakyat program, where eligible e-wallet users were given RM30 each to encourage adoption of digital payments.&nbsp;</p><p>We continue to see cashless initiatives even during times of crisis with the RM20 Billion Economic Stimulus Package announced in February, where<strong> digital payments of RM50 will be paid out to eligible Bantuan Sara Hidup (BSH) applicants as e-Tunai.</strong></p><p>This is stated under Measure 20 in the<a href="https://www.treasury.gov.my/pdf/pre2020/Booklet_2020_Economic_Stimulus_Package.pdf?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> stimulus package booklet</a> under “Bantuan Sara Hidup (BSH) Enhancements”.</p><p>These enhancements include:</p><ol><li>Initially scheduled to be paid out in May 2020, the BSH payments of RM200 will be brought forward to March 2020<em> (payout of these payments have since kicked off beginning 16th March 2020).</em></li><li>Additional one-off cash payment of RM100 for all BSH recipients in May 2020</li><li>An additional RM50 to be given through e-Tunai</li></ol><p>Hence, this e-Tunai initiative is only eligible for BSH applicants who have successfully registered for payout.&nbsp;</p><p>If you’re not in the know, Bantuan Sara Hidup (BSH) or Cost of Living Aid 2020 is a programme to provide financial assistance to the B40 group specifically. You may also know it by its previous name – BR1M.&nbsp;</p><p>For more info on this programme, visit the official site<a href="https://bsh.hasil.gov.my/?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> here</a>.</p><h2>How BSH recipients can make full use of their RM250</h2><p class="has-text-color has-vivid-red-color"><strong>Application deadline for BSH has ended on the 15th of March 2020</strong>. </p><p>Despite this, successful BSH applicants can still stretch out their RM250 to reap even <em>more</em> value from it.&nbsp;</p><p>Simply follow the steps below or check out the infographic!&nbsp;</p><p><strong>Step 1: Make sure you claim your RM50 e-Tunai. </strong>If you’re a successful BSH recipient, be sure to have an e-wallet account with either <em>Touch ‘N’ Go eWallet, Boost </em>or <em>GrabPay</em> in order to be able to receive the RM50 e-Tunai.</p><p>If you haven’t downloaded any of these e-wallets, <a href="https://ewhallet.com/?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">click here to compare e-wallets</a> and choose which is best for you!&nbsp;</p><p><strong>Step 2: Check if you’ve received your RM200 payout. </strong>This will be credited into your bank account. You can check the status via <a href="https://bsh.hasil.gov.my/SemakanStatus.aspx?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic">MyBSH online</a>.</p><p><strong>Step 3: Top up the RM200 into your e-wallet.</strong> Congratulations! You’ve received the RM200 payout. Instead of keeping it held up in your bank account – transfer it into your e-wallet for extra value.&nbsp;</p><p><strong>Step 4: Enjoy your extra RM250! </strong>The next time you make a payment, use the funds in your e-wallet instead. </p><h2>Received your benefits? Upload them into your favorite e-wallet!</h2><p>The most recent PRIHATIN Rakyat Economic Stimulus Package may not include any cashless incentives – here at eWhallet however, you can expect nothing short of e-wallet tips and tricks to help you make the most out of your Ringgit!</p><p>From the M40 group to students to e-hailing drivers, most aspects of the rakyat stand to gain from the recent announcement.&nbsp;</p><p>Whichever category you may fall under, once you receive your benefits, the best way to reap <em>even more </em>value is by uploading your benefits into your e-wallet of choice.</p><p>That way, you can reap rewards, points, cashback or even enjoy special promotions you wouldn’t have been eligible for if you had used cash instead.</p><p>And if you’re not sure what you’re eligible for, make sure to check out the<a href="http://nst.com.my/news/nation/2020/03/578956/pms-full-speech-prihatin-economic-stimulus-package?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> full speech here</a>. Some examples of the benefits announced for individuals include:</p><ul><li>Single individuals aged 21 and above earning less than RM2,000 a month will receive RM800<em> <strong>(payment of RM500 will be made in April 2020 and the remaining RM300 in May 2020)</strong></em></li></ul><ul><li>Single individuals aged 21 and above earning between RM2,000 and RM4,000 a month will receive RM500 <em><strong>(payment of RM250 will be made in April 2020 while the balance in May 2020)</strong></em></li></ul><ul><li>Students at institutions of higher learning will receive RM200 <em><strong>(payment disbursed May 2020)</strong></em></li></ul><ul><li>Civil servants of grade 56 and below will receive RM500<em> <strong>(payment disbursed April 2020)</strong></em></li></ul><h2>Ongoing e-wallet reload promotions</h2><p>You could top up your benefits into your e-wallet for extra points and rewards, but you could also go one step further. Make use of ongoing promotions specifically for e-wallet users who top up funds into their account!</p><p>To see what e-wallet top up promotions are currently available to you, visit our <a href="https://beta.ewhallet.com/?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">comparison site here</a> and filter the search for <strong>“Bank Card Promo”</strong>.</p><p>Current e-wallet reload promotions at the time of writing include:</p><p></p><figure class="wp-block-table is-style-regular"><table class="has-fixed-layout"><thead><tr><th><div>E-wallet top up promotion</div></th><th><div>Details</div></th><th class="has-text-align-center" data-align="center"><div>Expiry date</div></th></tr></thead><tbody><tr><td><div><a href="https://www.grab.com/my/pay-deals/bank-card-promo/pay-with-cimb-cards-campaign/?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">GrabPay x CIMB Lucky Draw</a></div></td><td><div>Stand a chance to win up to RM3,000 when you top up with CIMB</div></td><td class="has-text-align-center" data-align="center"><div><strong>30/04/2020</strong></div></td></tr><tr><td><div><a href="https://www.tngdigital.com.my/hsbc-20-cashback?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label="Touch'n Go eWallet x HSBC Cashback (opens in a new tab)">Touch’n Go eWallet x HSBC Cashback</a></div></td><td><div>Enjoy 20% cashback when you reload with HSBC credit/debit card</div></td><td class="has-text-align-center" data-align="center"><div><strong>30/04/2020</strong></div></td></tr><tr><td><div><a href="https://support.myboost.com.my/hc/en-us/articles/900000223586-Boost-x-Standard-Chartered-Campaign?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label="Boost x Standard Chartered Cashback (opens in a new tab)">Boost x Standard Chartered Cashback</a></div></td><td><div>Top up with Standard Chartered Credit Card and Get RM10 Cashback</div></td><td class="has-text-align-center" data-align="center"><div><strong>14/05/2020</strong></div></td></tr></tbody></table></figure><p></p><p>For even <em>more </em>value, use your e-wallet funds for special promotions. Use our site here to <a href="https://beta.ewhallet.com/?utm_source=blog.ewhallet.com&amp;utm_medium=blog&amp;utm_campaign=PRIHATIN_Rakyat_Economic" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">browse for other ongoing e-wallet deals</a>!</p>

On March 27 2020, Prime Minister Tan Sri Muhyiddin Yassin unveiled the PRIHATIN Rakyat Economic Stimulus Package worth RM250 billion… 

RM250 Billion Economic Stimulus Package Malaysia – What eWallet Users Should Know?

<p>Boost e-wallet is generously giving away FREE life insurance with special Covid-19 coverage! For Malaysians whose life insurance may not provide coverage for pandemic-related losses, or worse – <em>are not insured</em> – this is your opportunity to get insured for free.&nbsp;</p><p>Here’s all you need to know. </p><h2>What is it?</h2><p>In light of the recent Covid-19 outbreak, Boost together with Prudential Assurance Malaysia Berhad have come together to offer free life insurance with special Covid-19 coverage.</p><p>This insurance is limited to the first 200,000 successful applicants only. Applications are accepted for a limited time only until the<strong> 15th of April</strong>, while insurance coverage extends till<strong> 30th April. </strong></p><h2>Benefits</h2><ol><li><strong>RM5,000 payout upon Covid-19 diagnosis</strong></li></ol><p>RM5,000 will be paid in lump sum to patients diagnosed with Novel Coronavirus (COVID-19) by any of the hospitals identified by the Ministry of Health Malaysia.</p><ol start="2"><li><strong>RM1,000 payout to family upon death</strong></li></ol><p>Your coverage period starts from the day of successful enrollment confirmation by Boost until 30 April 2020. Death during this coverage period for any reason except suicide will receive a death benefit of RM1,000.</p><h2>Eligibility requirements</h2><p>Aside from being free of charge, what differentiates this life insurance from other insurance plans is that Malaysians with <em>pre-existing medical conditions</em> are eligible as well!</p><p>Eligibility requirements for this insurance plan include:</p><ul><li>Malaysian</li><li>Aged 18 – 55 years old</li><li>Verified user of Boost Premium e-wallet.</li></ul><p>According to Boost, existing customers of Prudential Assurance Malaysia Berhad and Prudential BSN Takaful Berhad Customers are not eligible as they are already covered for this special Covid-19 coverage under their current policy. If you are an existing customer but are not aware of this, please contact your respective agent or the Prudential careline.</p><h2>How to apply</h2><p></p><figure class="wp-block-image size-large"><div class="se-component se-image-container __se__float-none" contenteditable="false"><figure class="wp-block-image size-large" style="margin: 0px;"><img src="data:image/gif;base64,R0lGODdhAQABAPAAAP///wAAACwAAAAAAQABAEACAkQBADs=" data-lazy-src="https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1024x576.png" alt="how to apply for boost covid-19 coverage" class="wp-image-1132" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1024x576.png 1024w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-300x169.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-768x432.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1536x864.png 1536w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-2048x1152.png 2048w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-600x338.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-780x439.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1200x675.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1920x1080.png 1920w" sizes="(max-width: 1024px) 100vw, 1024px" data-proportion="true" data-align="none" data-file-name="wAAACwAAAAAAQABAEACAkQBADs=" data-file-size="0" data-origin="," data-size="," data-rotate="" data-rotatex="" data-rotatey="" data-percentage="auto,auto" style="" data-index="0"><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1024x576.png" alt="how to apply for boost covid-19 coverage" class="wp-image-1132" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1024x576.png 1024w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-300x169.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-768x432.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1536x864.png 1536w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-2048x1152.png 2048w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-600x338.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-780x439.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1200x675.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1920x1080.png 1920w" sizes="(max-width: 1024px) 100vw, 1024px" /></noscript></figure></div><noscript><img src="https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1024x576.png" alt="how to apply for boost covid-19 coverage" class="wp-image-1132" srcset="https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1024x576.png 1024w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-300x169.png 300w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-768x432.png 768w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1536x864.png 1536w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-2048x1152.png 2048w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-600x338.png 600w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-780x439.png 780w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1200x675.png 1200w, https://blog.ewhallet.com/wp-content/uploads/2020/03/BOOSTPRUDAPPLY_rev-01-1920x1080.png 1920w" sizes="(max-width: 1024px) 100vw, 1024px" /></noscript></figure><p></p><p><strong>Step 1: Make sure your Boost e-wallet is upgraded to the Premium version.</strong> Don’t worry, there are no charges involved. To do this, go to the profile screen and click on <em>“Upgrade to Premium wallet for free”</em></p><p><strong>Step 2: Verify your identification details. </strong>Following Bank Negara’s regulations, you will be required to send in a front and back picture of your NRIC or passport data page as well as a clear selfie for verification purposes.</p><p><strong>Step 3: Tap on “Covid-19 Coverage” on the Boost homepage. </strong>After your verification has been successfully processed (usually within one working day), you will need to provide your bank details in order to link your Boost Premium e-wallet. Once that’s done, simply click on<strong> “Covid-19 coverage”</strong>.&nbsp;</p><p>You can also click on the <strong>“Boost Cares For You”</strong> tile under <strong>“More For You”.&nbsp;</strong></p><p><strong>Step 4: Wait for confirmation by Boost. </strong>According to Boost, applicants will receive confirmation of their application status within three (3) working days from the date of application. This insurance plan is limited to the first 200,000 successful enrollments.</p><p class="has-text-color has-vivid-red-color"><em>*deadline for application is 15 April 2020</em></p><h2>FAQ</h2><p><strong>How do I submit a claim?</strong></p><p>Download the claims form <a href="https://www.prudential.com.my/en/our-services/make-a-claim/claims-forms/" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)">here</a>, and submit it along with all relevant investigation reports and medical reports completed by a treating doctor to any Prudential branch. Patients diagnosed with Covid-19 must submit their claims within three (3) months from the diagnosed date.</p><p><strong>How long will it take to process my claim?</strong></p><p>Once all the required documents have been submitted, it will usually take two weeks for your claim to be processed.</p><p><strong>Can I apply for my family members as well?</strong></p><p>Each Boost user is limited to one application only. If your family members are all Boost e-wallet users, they may each apply separately.</p><p>You deserve the peace of mind.<a href="http://bit.ly/getcovid19coverage" target="_blank" rel="noreferrer noopener" aria-label=" (opens in a new tab)"> Click here to apply now!</a></p>

Boost e-wallet is generously giving away FREE life insurance with special Covid-19 coverage! For Malaysians whose life insurance may not… 

Boost is giving away FREE COVID-19 Life Insurance: Here’s How to Apply

In this article, we’ve put together 20 e-wallet-friendly locations you can head to for Valentine’s! Enjoy multiple discounts, cashbacks and… 

Top 20 e-wallet friendly locations for Valentine’s in Kuala Lumpur

Here in eWhallet, we’re extremely enthusiastic as the Chinese New Year draws closer. The year of Rat indicates prosperity and… 

2020 Chinese New Year Shopping Guide Malaysia

As the e-Tunai Rakyat campaign kickstarts, all three eWallet service providers have come up with some scrumptious deals to encourage… 